Villar Land Holdings (PHS:VLC) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Villar Land Holdings Effective Interest Rate on Debt % Related Terms
Villar Land Holdings Effective Interest Rate on Debt % Historical Data
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The historical data trend for Villar Land Holdings's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Villar Land Holdings Effective Interest Rate on Debt % Chart
Villar Land Holdings Effective Interest Rate on Debt % Competitor Comparison
For the Real Estate - Development subindustry, Villar Land Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Villar Land Holdings Effective Interest Rate on Debt % vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Villar Land Holdings's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Villar Land Holdings's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Sep. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 8.16% mean?
Villar Land Holdings (PHS:VLC) has a Effective Interest Rate on Debt % of 8.16% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Villar Land Holdings and its competitors.
Is Villar Land Holdings' Effective Interest Rate on Debt % too high?
Villar Land Holdings' current Effective Interest Rate on Debt % is 8.16%. Overall, Villar Land Holdings has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Villar Land Holdings' Effective Interest Rate on Debt % compare to competitors?
Villar Land Holdings' Effective Interest Rate on Debt % of 8.16% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Villar Land Holdings and its competitors. Villar Land Holdings's current Effective Interest Rate on Debt % is 8.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Villar Land Holdings stock overvalued right now?
Based on GuruFocus' analysis, Villar Land Holdings (PHS:VLC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱610.06, compared to a current price of ₱448.00 — trading 26.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.16%. Villar Land Holdings' overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Villar Land Holdings (PHS:VLC), the current Effective Interest Rate on Debt % is 8.16% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Villar Land Holdings (PHS:VLC) Overvalued in 2026?
Based on GuruFocus' analysis, Villar Land Holdings stock appears to be undervalued.
The current stock price of ₱448.00 is trading 26.6% below its estimated GF Value™ of ₱610.06.
GuruFocus considers Villar Land Holdings to be Modestly Undervalued.
Key valuation signals for PHS:VLC:
Effective Interest Rate on Debt %: 8.16%
GF Value™: ₱610.06 vs. price of ₱448.00 (26.6% below fair value)
No single metric tells the full story. See the PHS:VLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Villar Land Holdings Corp, formerly Golden MV Holdings Inc is a Philippines-based developer of memorial parks in the country in terms of the number of projects, overall sales, and land development. The company develops, constructs, and operates columbarium and memorial chapel facilities, and is also engaged in the construction and development of residential projects in various places all over the Philippines. The company has two operating segments; the Residential segment pertains to the housing market segment of the group. It caters to the development and sale of residential houses and lots, subdivision lots, and condominium units, and The Deathcare segment pertains to the sale of memorial lots, interment income, and income from chapel services.
61GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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