Villar Land Holdings (PHS:VLC) Equity-to-Asset: 0.38 (As of Sep. 2025) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:VLC Villar Land Holdings Corp PHS:VLC
60 GF Score
Price ₱448.00
GF Value ₱609.24
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Villar Land Holdings Equity-to-Asset?

Villar Land Holdings PHS:VLC 60 Equity-to-Asset is 0.38 as of Sep. 2025, which is 3% below its 10-year median of 0.39. GuruFocus rates PHS:VLC with a GF Score™ of 60/100 and a GF Value™ of ₱609.24 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,798 Real Estate companies, Villar Land Holdings ranks worse than 60.34% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Villar Land Holdings's Total Stockholders Equity for the quarter that ended in Sep. 2025 was ₱14,373 Mil. Villar Land Holdings's Total Assets for the quarter that ended in Sep. 2025 was ₱38,324 Mil. Therefore, Villar Land Holdings's Equity to Asset Ratio for the quarter that ended in Sep. 2025 was 0.38.

The historical rank and industry rank for Villar Land Holdings's Equity-to-Asset or its related term are showing as below:

PHS:VLC' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.24   Med: 0.39   Max: 0.51
Current: 0.38

During the past 12 years, the highest Equity to Asset Ratio of Villar Land Holdings was 0.51. The lowest was 0.24. And the median was 0.39.

PHS:VLC's Equity-to-Asset is ranked worse than
60.34% of 1798 companies
in the Real Estate industry
Industry Median: 0.45 vs PHS:VLC: 0.38

Villar Land Holdings  (PHS:VLC) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Villar Land Holdings Equity-to-Asset Related Terms


Villar Land Holdings Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Villar Land Holdings's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Villar Land Holdings Equity-to-Asset Chart

Villar Land Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.37 0.42 0.45 0.51 0.38

Villar Land Holdings Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.40 0.38 0.38 0.38 0.38

Villar Land Holdings Equity-to-Asset Competitor Comparison

For the Real Estate - Development subindustry, Villar Land Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Villar Land Holdings Equity-to-Asset vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Villar Land Holdings's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Villar Land Holdings's Equity-to-Asset falls into.


PHS:VLC
60GF Score
Villar Land Holdings Corp PHS:VLC
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Villar Land Holdings Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Villar Land Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Equity to Asset (A: Dec. 2024 )=Total Stockholders Equity/Total Assets
=13668.112/35749.599
=0.38

Villar Land Holdings's Equity to Asset Ratio for the quarter that ended in Sep. 2025 is calculated as

Equity to Asset (Q: Sep. 2025 )=Total Stockholders Equity/Total Assets
=14372.639/38323.786
=0.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.38 mean?
Villar Land Holdings (PHS:VLC) has a Equity-to-Asset of 0.38 as of Sep. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Villar Land Holdings and its competitors. This is near median its historical median of 0.39. Over the past decade, Villar Land Holdings' Equity-to-Asset has ranged from 0.24 to 0.51. According to the industry distribution chart, Villar Land Holdings ranks #1085 out of 1798 companies in the Real Estate industry, placing it in the top 60.3%.
Is Villar Land Holdings' Equity-to-Asset too high?
Villar Land Holdings' current Equity-to-Asset of 0.38 is near median its 10-year median of 0.39. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 0.51. The Real Estate industry median Equity-to-Asset is 0.45. Villar Land Holdings' value of 0.38 is 15.6% below this industry median. Based on the distribution chart, Villar Land Holdings ranks #1085 out of 1798 companies in the Real Estate industry, which is below the industry midpoint. Overall, Villar Land Holdings has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Villar Land Holdings' Equity-to-Asset compare to competitors?
According to the Real Estate industry distribution chart, Villar Land Holdings ranks #1085 out of 1798 companies for Equity-to-Asset. This places Villar Land Holdings in the lower half of its industry. The industry median Equity-to-Asset is 0.45. Villar Land Holdings' value of 0.38 is 15.6% below this benchmark. Historically, Villar Land Holdings' own Equity-to-Asset has ranged from 0.24 to 0.51 over the past decade. While the company's 10-year median is 0.39 vs. the industry median of 0.45, Villar Land Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Real Estate company?
The median Equity-to-Asset among Real Estate companies is 0.45, based on 1,798 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Villar Land Holdings's current Equity-to-Asset of 0.38 is 15.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Villar Land Holdings and its competitors. For the Real Estate industry, the median Equity-to-Asset is 0.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Villar Land Holdings's current Equity-to-Asset is 0.38, which is near median its own 10-year median of 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Villar Land Holdings stock overvalued right now?
Based on GuruFocus' analysis, Villar Land Holdings (PHS:VLC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱609.24, compared to a current price of ₱448.00 — trading 26.5% below its estimated fair value. The current Equity-to-Asset is 0.38, which is near median its 10-year median of 0.39 and 15.6% below the Real Estate industry median of 0.45. Villar Land Holdings' overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Villar Land Holdings (PHS:VLC), the current Equity-to-Asset is 0.38 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Villar Land Holdings (PHS:VLC) Overvalued in 2026?

Based on GuruFocus' analysis, Villar Land Holdings stock appears to be undervalued. The current stock price of ₱448.00 is trading 26.5% below its estimated GF Value™ of ₱609.24. GuruFocus considers Villar Land Holdings to be Modestly Undervalued.

Key valuation signals for PHS:VLC:

  • Equity-to-Asset: 0.38 (near median its 10-year median of 0.39)
  • GF Value™: ₱609.24 vs. price of ₱448.00 (26.5% below fair value)
  • GF Score™: 60/100 with 2 warning signs
  • Industry Position: 15.6% below the Real Estate median (#1085 of 1798)

No single metric tells the full story. See the PHS:VLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Villar Land Holdings Business Description

Address San Ezekiel, C5 Extension, 2nd Floor, Golden Haven Building, Villar SIPAG Complex, Barangay Pulanglupa Uno, Las Pinas, PHL, 1746
Villar Land Holdings Corp, formerly Golden MV Holdings Inc is a Philippines-based developer of memorial parks in the country in terms of the number of projects, overall sales, and land development. The company develops, constructs, and operates columbarium and memorial chapel facilities, and is also engaged in the construction and development of residential projects in various places all over the Philippines. The company has two operating segments; the Residential segment pertains to the housing market segment of the group. It caters to the development and sale of residential houses and lots, subdivision lots, and condominium units, and The Deathcare segment pertains to the sale of memorial lots, interment income, and income from chapel services.
60GF Score

Get the complete analysis for PHS:VLC

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱448.00
Price
₱609.24
GF Value