Villar Land HoldingsPHS:VLC 61 Debt-to-EBITDA is 4.14 as of Sep. 2025, which is 67% above its 10-year median of 2.48. GuruFocus rates PHS:VLC with a GF Score™ of 61/100 and a GF Value™ of ₱611.69 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,271 Real Estate companies, Villar Land Holdings ranks better than 67.43% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Villar Land Holdings's Debt-to-EBITDA or its related term are showing as below:
PHS:VLC'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.04 Med: 2.48 Max: 4.12
Current: 3.03
During the past 12 years, the highest Debt-to-EBITDA Ratio of Villar Land Holdings was 4.12. The lowest was 0.04. And the median was 2.48.
PHS:VLC's Debt-to-EBITDA is ranked better than 67.43% of 1271
companies
in the Real Estate industry
Industry Median: 5.61
vs PHS:VLC: 3.03
Villar Land Holdings (PHS:VLC) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Villar Land Holdings Debt-to-EBITDA Related Terms
Villar Land Holdings Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Villar Land Holdings's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Villar Land Holdings Debt-to-EBITDA Competitor Comparison
For the Real Estate - Development subindustry, Villar Land Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Villar Land Holdings Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Villar Land Holdings's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Villar Land Holdings's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Sep. 2025) EBITDA data.
Villar Land Holdings (PHS:VLC) has a Debt-to-EBITDA of 4.14 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Villar Land Holdings. This is 67% above median its historical median of 2.48. Over the past decade, Villar Land Holdings' Debt-to-EBITDA has ranged from 0.04 to 4.12. According to the industry distribution chart, Villar Land Holdings ranks #414 out of 1271 companies in the Real Estate industry, placing it in the top 32.6%.
Is Villar Land Holdings' Debt-to-EBITDA too high?
Villar Land Holdings' current Debt-to-EBITDA of 4.14 is 67% above median its 10-year median of 2.48. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 4.12. The Real Estate industry median Debt-to-EBITDA is 5.61. Villar Land Holdings' value of 4.14 is 26.2% below this industry median. Based on the distribution chart, Villar Land Holdings ranks #414 out of 1271 companies in the Real Estate industry, which is above the industry midpoint. Overall, Villar Land Holdings has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Villar Land Holdings' Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Villar Land Holdings ranks #414 out of 1271 companies for Debt-to-EBITDA. This puts Villar Land Holdings in the upper half of its industry. The industry median Debt-to-EBITDA is 5.61. Villar Land Holdings' value of 4.14 is 26.2% below this benchmark. Historically, Villar Land Holdings' own Debt-to-EBITDA has ranged from 0.04 to 4.12 over the past decade. While the company's 10-year median is 2.48 vs. the industry median of 5.61, Villar Land Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.61, based on 1,271 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Villar Land Holdings's current Debt-to-EBITDA of 4.14 is 26.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Villar Land Holdings. For the Real Estate industry, the median Debt-to-EBITDA is 5.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Villar Land Holdings's current Debt-to-EBITDA is 4.14, which is 67% above median its own 10-year median of 2.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Villar Land Holdings stock overvalued right now?
Based on GuruFocus' analysis, Villar Land Holdings (PHS:VLC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱611.69, compared to a current price of ₱448.00 — trading 26.8% below its estimated fair value. The current Debt-to-EBITDA is 4.14, which is 67% above median its 10-year median of 2.48 and 26.2% below the Real Estate industry median of 5.61. Villar Land Holdings' overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Villar Land Holdings (PHS:VLC), the current Debt-to-EBITDA is 4.14 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Villar Land Holdings (PHS:VLC) Overvalued in 2026?
Based on GuruFocus' analysis, Villar Land Holdings stock appears to be undervalued.
The current stock price of ₱448.00 is trading 26.8% below its estimated GF Value™ of ₱611.69.
GuruFocus considers Villar Land Holdings to be Modestly Undervalued.
Key valuation signals for PHS:VLC:
Debt-to-EBITDA: 4.14 (67% above median its 10-year median of 2.48)
GF Value™: ₱611.69 vs. price of ₱448.00 (26.8% below fair value)
Industry Position: 26.2% below the Real Estate median (#414 of 1271)
No single metric tells the full story. See the PHS:VLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Villar Land Holdings Corp, formerly Golden MV Holdings Inc is a Philippines-based developer of memorial parks in the country in terms of the number of projects, overall sales, and land development. The company develops, constructs, and operates columbarium and memorial chapel facilities, and is also engaged in the construction and development of residential projects in various places all over the Philippines. The company has two operating segments; the Residential segment pertains to the housing market segment of the group. It caters to the development and sale of residential houses and lots, subdivision lots, and condominium units, and The Deathcare segment pertains to the sale of memorial lots, interment income, and income from chapel services.
61GF Score
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