Zuger Kantonalbank AG (XSWX:ZUGER) Debt-to-Asset : 0.22 (As of Jun. 2026)

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XSWX:ZUGER Zuger Kantonalbank AG XSWX:ZUGER
63 GF Score
Price CHF10,550.00
GF Value CHF8,995.60
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Zuger Kantonalbank AG Debt-to-Asset?

Zuger Kantonalbank AG XSWX:ZUGER +1.93% 63 Debt-to-Asset is 0.22 as of Jun. 2026. GuruFocus rates XSWX:ZUGER with a GF Score™ of 63/100 and a GF Value™ of CHF8,995.60 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Zuger Kantonalbank AG's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was CHF0.0 Mil. Zuger Kantonalbank AG's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was CHF4,489.5 Mil. Zuger Kantonalbank AG's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was CHF20,551.5 Mil. Zuger Kantonalbank AG's debt to asset for the quarter that ended in Jun. 2026 was 0.22.


Zuger Kantonalbank AG  (XSWX:ZUGER) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Zuger Kantonalbank AG Debt-to-Asset Related Terms


Zuger Kantonalbank AG Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Zuger Kantonalbank AG's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zuger Kantonalbank AG Debt-to-Asset Chart

Zuger Kantonalbank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.22 0.21 0.21 0.22 0.23

Zuger Kantonalbank AG Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.22 0.23 0.23 0.22

Zuger Kantonalbank AG Debt-to-Asset Competitor Comparison

For the Banks - Regional subindustry, Zuger Kantonalbank AG's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zuger Kantonalbank AG Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Zuger Kantonalbank AG's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Zuger Kantonalbank AG's Debt-to-Asset falls into.


XSWX:ZUGER
63GF Score
Zuger Kantonalbank AG XSWX:ZUGER
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Zuger Kantonalbank AG Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Zuger Kantonalbank AG's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 4479.582) / 19266.573
=0.23

Zuger Kantonalbank AG's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 4489.538) / 20551.514
=0.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.22 mean?
Zuger Kantonalbank AG (XSWX:ZUGER) has a Debt-to-Asset of 0.22 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Zuger Kantonalbank AG and its competitors.
Is Zuger Kantonalbank AG's Debt-to-Asset too high?
Zuger Kantonalbank AG's current Debt-to-Asset is 0.22. Overall, Zuger Kantonalbank AG has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zuger Kantonalbank AG's Debt-to-Asset compare to competitors?
Zuger Kantonalbank AG's Debt-to-Asset of 0.22 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Zuger Kantonalbank AG and its competitors. Zuger Kantonalbank AG's current Debt-to-Asset is 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zuger Kantonalbank AG stock overvalued right now?
Based on GuruFocus' analysis, Zuger Kantonalbank AG (XSWX:ZUGER) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF8,995.60, compared to a current price of CHF10,550.00 — trading 17.3% above its estimated fair value. The current Debt-to-Asset is 0.22. Zuger Kantonalbank AG's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Zuger Kantonalbank AG (XSWX:ZUGER), the current Debt-to-Asset is 0.22 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zuger Kantonalbank AG (XSWX:ZUGER) Overvalued in 2026?

Based on GuruFocus' analysis, Zuger Kantonalbank AG stock appears to be overvalued. The current stock price of CHF10,550.00 is trading 17.3% above its estimated GF Value™ of CHF8,995.60. GuruFocus considers Zuger Kantonalbank AG to be Modestly Overvalued.

Key valuation signals for XSWX:ZUGER:

  • Debt-to-Asset: 0.22
  • GF Value™: CHF8,995.60 vs. price of CHF10,550.00 (17.3% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the XSWX:ZUGER stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zuger Kantonalbank AG Business Description

Other Exchanges ZUGERz:UK
Address Zuger Kantonalbank, Baarerstrasse 37, Zug, CHE, CH-6301
Zuger Kantonalbank AG is a cantonal, universal Swiss bank. The canton of Zug is the majority shareholder with just over half of the outstanding shares. The cantonal government also guarantees state protection of funds deposited with the bank. The bank's operations include retail banking, private banking, and corporate banking. Most of its products and services cater to residents in the canton of Zug. Products and offerings include traditional banking services, home financing, financial planning, asset management, corporate and real estate financing, pension planning, and succession planning. Most of the bank's net revenue consists of net interest income derived from mortgages.
63GF Score

Get the complete analysis for XSWX:ZUGER

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF10,550.00
Price
CHF8,995.60
GF Value