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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Zuger Kantonalbank AG's 10-Year RORE % for the quarter that ended in Dec. 2025 was 13.22%.
The industry rank for Zuger Kantonalbank AG's 10-Year RORE % or its related term are showing as below:
XSWX:ZUGER's 10-Year RORE % is ranked better than 62.48% of 1090
companies
in the Banks industry
Industry Median: 10.205
vs XSWX:ZUGER: 13.22
Zuger Kantonalbank AG (XSWX:ZUGER) 10-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Zuger Kantonalbank AG 10-Year RORE % Related Terms
Zuger Kantonalbank AG 10-Year RORE % Historical Data
* Premium members only.
The historical data trend for Zuger Kantonalbank AG's 10-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zuger Kantonalbank AG 10-Year RORE % Competitor Comparison
For the Banks - Regional subindustry, Zuger Kantonalbank AG's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zuger Kantonalbank AG 10-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Zuger Kantonalbank AG's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where Zuger Kantonalbank AG's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 10-year before.
Zuger Kantonalbank AG (XSWX:ZUGER) has a 10-Year RORE % of 13.22 as of Dec. 2025. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Zuger Kantonalbank AG and its competitors. According to the industry distribution chart, Zuger Kantonalbank AG ranks #409 out of 1090 companies in the Banks industry, placing it in the top 37.5%.
Is Zuger Kantonalbank AG's 10-Year RORE % too high?
Zuger Kantonalbank AG's current 10-Year RORE % is 13.22. The Banks industry median 10-Year RORE % is 10.21. Zuger Kantonalbank AG's value of 13.22 is 29.5% above this industry median. Based on the distribution chart, Zuger Kantonalbank AG ranks #409 out of 1090 companies in the Banks industry, which is above the industry midpoint. Overall, Zuger Kantonalbank AG has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zuger Kantonalbank AG's 10-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Zuger Kantonalbank AG ranks #409 out of 1090 companies for 10-Year RORE %. This puts Zuger Kantonalbank AG in the upper half of its industry. The industry median 10-Year RORE % is 10.21. Zuger Kantonalbank AG's value of 13.22 is 29.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.21, based on 1,090 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zuger Kantonalbank AG's current 10-Year RORE % of 13.22 is 29.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Zuger Kantonalbank AG and its competitors. For the Banks industry, the median 10-Year RORE % is 10.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zuger Kantonalbank AG's current 10-Year RORE % is 13.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zuger Kantonalbank AG stock overvalued right now?
Based on GuruFocus' analysis, Zuger Kantonalbank AG (XSWX:ZUGER) is currently considered Fairly Valued. The stock's GF Value™ is CHF9,755.52, compared to a current price of CHF10,650.00 — trading 9.2% above its estimated fair value. The current 10-Year RORE % is 13.22 and 29.5% above the Banks industry median of 10.21. Zuger Kantonalbank AG's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Zuger Kantonalbank AG (XSWX:ZUGER), the current 10-Year RORE % is 13.22 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zuger Kantonalbank AG (XSWX:ZUGER) Overvalued in 2026?
Based on GuruFocus' analysis, Zuger Kantonalbank AG stock appears to be overvalued.
The current stock price of CHF10,650.00 is trading 9.2% above its estimated GF Value™ of CHF9,755.52.
GuruFocus considers Zuger Kantonalbank AG to be Fairly Valued.
Key valuation signals for XSWX:ZUGER:
10-Year RORE %: 13.22
GF Value™: CHF9,755.52 vs. price of CHF10,650.00 (9.2% above fair value)
Industry Position: 29.5% above the Banks median (#409 of 1090)
No single metric tells the full story. See the XSWX:ZUGER stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zuger Kantonalbank AG is a cantonal, universal Swiss bank. The canton of Zug is the majority shareholder with just over half of the outstanding shares. The cantonal government also guarantees state protection of funds deposited with the bank. The bank's operations include retail banking, private banking, and corporate banking. Most of its products and services cater to residents in the canton of Zug. Products and offerings include traditional banking services, home financing, financial planning, asset management, corporate and real estate financing, pension planning, and succession planning. Most of the bank's net revenue consists of net interest income derived from mortgages.
66GF Score
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