Zuger Kantonalbank AGXSWX:ZUGER 66 Net Margin % is 37.02% as of Dec. 2025, which is 9% above its 10-year median of 33.96. GuruFocus rates XSWX:ZUGER with a GF Score™ of 66/100 and a GF Value™ of CHF9,698.55 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,527 Banks companies, Zuger Kantonalbank AG ranks better than 83.82% on this metric.
The historical rank and industry rank for Zuger Kantonalbank AG's Net Margin % or its related term are showing as below:
XSWX:ZUGER'
s Net Margin % Range Over the Past 10 Years
Min: 29.01 Med: 33.96 Max: 39.7
Current: 39.7
XSWX:ZUGER's Net Margin % is ranked better than 83.82% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs XSWX:ZUGER: 39.70
Zuger Kantonalbank AG (XSWX:ZUGER) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Zuger Kantonalbank AG Net Margin % Related Terms
Zuger Kantonalbank AG Net Margin % Historical Data
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The historical data trend for Zuger Kantonalbank AG's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zuger Kantonalbank AG Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Zuger Kantonalbank AG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zuger Kantonalbank AG Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Zuger Kantonalbank AG's Net Margin % distribution charts can be found below:
* The bar in red indicates where Zuger Kantonalbank AG's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zuger Kantonalbank AG (XSWX:ZUGER) has a Net Margin % of 37.02% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Zuger Kantonalbank AG and its competitors. This is near median its historical median of 33.96. Over the past decade, Zuger Kantonalbank AG's Net Margin % has ranged from 29.01 to 39.70. According to the industry distribution chart, Zuger Kantonalbank AG ranks #247 out of 1527 companies in the Banks industry, placing it in the top 16.2%.
Is Zuger Kantonalbank AG's Net Margin % too high?
Zuger Kantonalbank AG's current Net Margin % of 37.02% is near median its 10-year median of 33.96. Over the past 10 years, this metric has ranged from a low of 29.01 to a high of 39.70. The Banks industry median Net Margin % is 26.95. Zuger Kantonalbank AG's value of 37.02% is 37.4% above this industry median. Based on the distribution chart, Zuger Kantonalbank AG ranks #247 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Zuger Kantonalbank AG has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zuger Kantonalbank AG's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Zuger Kantonalbank AG ranks #247 out of 1527 companies for Net Margin %. This places Zuger Kantonalbank AG in the top 16% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Zuger Kantonalbank AG's value of 37.02% is 37.4% above this benchmark. Historically, Zuger Kantonalbank AG's own Net Margin % has ranged from 29.01 to 39.70 over the past decade. While the company's 10-year median is 33.96 vs. the industry median of 26.95, Zuger Kantonalbank AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zuger Kantonalbank AG's current Net Margin % of 37.02% is 37.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Zuger Kantonalbank AG and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zuger Kantonalbank AG's current Net Margin % is 37.02%, which is near median its own 10-year median of 33.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zuger Kantonalbank AG stock overvalued right now?
Based on GuruFocus' analysis, Zuger Kantonalbank AG (XSWX:ZUGER) is currently considered Fairly Valued. The stock's GF Value™ is CHF9,698.55, compared to a current price of CHF10,300.00 — trading 6.2% above its estimated fair value. The current Net Margin % is 37.02%, which is near median its 10-year median of 33.96 and 37.4% above the Banks industry median of 26.95. Zuger Kantonalbank AG's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Zuger Kantonalbank AG (XSWX:ZUGER), the current Net Margin % is 37.02% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zuger Kantonalbank AG (XSWX:ZUGER) Overvalued in 2026?
Based on GuruFocus' analysis, Zuger Kantonalbank AG stock appears to be overvalued.
The current stock price of CHF10,300.00 is trading 6.2% above its estimated GF Value™ of CHF9,698.55.
GuruFocus considers Zuger Kantonalbank AG to be Fairly Valued.
Key valuation signals for XSWX:ZUGER:
Net Margin %: 37.02% (near median its 10-year median of 33.96)
GF Value™: CHF9,698.55 vs. price of CHF10,300.00 (6.2% above fair value)
Industry Position: 37.4% above the Banks median (#247 of 1527)
No single metric tells the full story. See the XSWX:ZUGER stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zuger Kantonalbank AG is a cantonal, universal Swiss bank. The canton of Zug is the majority shareholder with just over half of the outstanding shares. The cantonal government also guarantees state protection of funds deposited with the bank. The bank's operations include retail banking, private banking, and corporate banking. Most of its products and services cater to residents in the canton of Zug. Products and offerings include traditional banking services, home financing, financial planning, asset management, corporate and real estate financing, pension planning, and succession planning. Most of the bank's net revenue consists of net interest income derived from mortgages.
66GF Score
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