Zuger Kantonalbank AG (XSWX:ZUGER) 5-Year Yield-on-Cost %: 2.18 (As of Jul. 16, 2026) — 23% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:ZUGER Zuger Kantonalbank AG XSWX:ZUGER
65 GF Score
Price CHF10,450.00
GF Value CHF8,870.55
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Zuger Kantonalbank AG 5-Year Yield-on-Cost %?

Zuger Kantonalbank AG XSWX:ZUGER -0.95% 65 5-Year Yield-on-Cost % is 2.18 as of Jul. 16, 2026, which is 23% below its 10-year median of 2.84. GuruFocus rates XSWX:ZUGER with a GF Score™ of 65/100 and a GF Value™ of CHF8,870.55 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,255 Banks companies, Zuger Kantonalbank AG ranks worse than 79.68% on this metric.

Zuger Kantonalbank AG's yield on cost for the quarter that ended in Jun. 2026 was 2.18.


The historical rank and industry rank for Zuger Kantonalbank AG's 5-Year Yield-on-Cost % or its related term are showing as below:

XSWX:ZUGER' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.9   Med: 2.84   Max: 3.48
Current: 2.18


During the past 13 years, Zuger Kantonalbank AG's highest Yield on Cost was 3.48. The lowest was 1.90. And the median was 2.84.


XSWX:ZUGER's 5-Year Yield-on-Cost % is ranked worse than
79.68% of 1255 companies
in the Banks industry
Industry Median: 3.88 vs XSWX:ZUGER: 2.18

Zuger Kantonalbank AG  (XSWX:ZUGER) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Zuger Kantonalbank AG 5-Year Yield-on-Cost % Related Terms


Zuger Kantonalbank AG 5-Year Yield-on-Cost % Competitor Comparison

For the Banks - Regional subindustry, Zuger Kantonalbank AG's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zuger Kantonalbank AG 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Zuger Kantonalbank AG's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Zuger Kantonalbank AG's 5-Year Yield-on-Cost % falls into.


XSWX:ZUGER
65GF Score
Zuger Kantonalbank AG XSWX:ZUGER
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zuger Kantonalbank AG 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Zuger Kantonalbank AG is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 2.18 mean?
Zuger Kantonalbank AG (XSWX:ZUGER) has a 5-Year Yield-on-Cost % of 2.18 as of Jul. 16, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Zuger Kantonalbank AG and its competitors. This is 23% below median its historical median of 2.84. Over the past decade, Zuger Kantonalbank AG's 5-Year Yield-on-Cost % has ranged from 1.90 to 3.48. According to the industry distribution chart, Zuger Kantonalbank AG ranks #1000 out of 1255 companies in the Banks industry, placing it in the top 79.7%.
Is Zuger Kantonalbank AG's 5-Year Yield-on-Cost % too high?
Zuger Kantonalbank AG's current 5-Year Yield-on-Cost % of 2.18 is 23% below median its 10-year median of 2.84. Over the past 10 years, this metric has ranged from a low of 1.90 to a high of 3.48. The Banks industry median 5-Year Yield-on-Cost % is 3.88. Zuger Kantonalbank AG's value of 2.18 is 43.8% below this industry median. Based on the distribution chart, Zuger Kantonalbank AG ranks #1000 out of 1255 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Zuger Kantonalbank AG has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zuger Kantonalbank AG's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Zuger Kantonalbank AG ranks #1000 out of 1255 companies for 5-Year Yield-on-Cost %. This places Zuger Kantonalbank AG in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. Zuger Kantonalbank AG's value of 2.18 is 43.8% below this benchmark. Historically, Zuger Kantonalbank AG's own 5-Year Yield-on-Cost % has ranged from 1.90 to 3.48 over the past decade. While the company's 10-year median is 2.84 vs. the industry median of 3.88, Zuger Kantonalbank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zuger Kantonalbank AG's current 5-Year Yield-on-Cost % of 2.18 is 43.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Zuger Kantonalbank AG and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zuger Kantonalbank AG's current 5-Year Yield-on-Cost % is 2.18, which is 23% below median its own 10-year median of 2.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zuger Kantonalbank AG stock overvalued right now?
Based on GuruFocus' analysis, Zuger Kantonalbank AG (XSWX:ZUGER) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF8,870.55, compared to a current price of CHF10,450.00 — trading 17.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.18, which is 23% below median its 10-year median of 2.84 and 43.8% below the Banks industry median of 3.88. Zuger Kantonalbank AG's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Zuger Kantonalbank AG (XSWX:ZUGER), the current 5-Year Yield-on-Cost % is 2.18 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zuger Kantonalbank AG (XSWX:ZUGER) Overvalued in 2026?

Based on GuruFocus' analysis, Zuger Kantonalbank AG stock appears to be overvalued. The current stock price of CHF10,450.00 is trading 17.8% above its estimated GF Value™ of CHF8,870.55. GuruFocus considers Zuger Kantonalbank AG to be Modestly Overvalued.

Key valuation signals for XSWX:ZUGER:

  • 5-Year Yield-on-Cost %: 2.18 (23% below median its 10-year median of 2.84)
  • GF Value™: CHF8,870.55 vs. price of CHF10,450.00 (17.8% above fair value)
  • GF Score™: 65/100 with 6 warning signs
  • Industry Position: 43.8% below the Banks median (#1000 of 1255)

No single metric tells the full story. See the XSWX:ZUGER stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zuger Kantonalbank AG Business Description

Other Exchanges ZUGERz:UK
Address Zuger Kantonalbank, Baarerstrasse 37, Zug, CHE, CH-6301
Zuger Kantonalbank AG is a cantonal, universal Swiss bank. The canton of Zug is the majority shareholder with just over half of the outstanding shares. The cantonal government also guarantees state protection of funds deposited with the bank. The bank's operations include retail banking, private banking, and corporate banking. Most of its products and services cater to residents in the canton of Zug. Products and offerings include traditional banking services, home financing, financial planning, asset management, corporate and real estate financing, pension planning, and succession planning. Most of the bank's net revenue consists of net interest income derived from mortgages.
65GF Score

Get the complete analysis for XSWX:ZUGER

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF10,450.00
Price
CHF8,870.55
GF Value