ALIZF (Allianz SE) Debt-to-EBITDA : N/A (As of Jun. 2026)

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ALIZF Allianz SE ALIZF
83 GF Score
Price $505.00
GF Value $438.97
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Allianz SE Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Allianz SE's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0 Mil. Allianz SE's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $38,832 Mil. Allianz SE's annualized EBITDA for the quarter that ended in Jun. 2026 was $0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Allianz SE's Debt-to-EBITDA or its related term are showing as below:

ALIZF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.22   Med: 2.44   Max: 2.77
Current: 2.47

During the past 13 years, the highest Debt-to-EBITDA Ratio of Allianz SE was 2.77. The lowest was 2.22. And the median was 2.44.

ALIZF's Debt-to-EBITDA is ranked worse than
74.22% of 322 companies
in the Insurance industry
Industry Median: 1.185 vs ALIZF: 2.47

Allianz SE  (OTCPK:ALIZF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

Allianz SE Debt-to-EBITDA Related Terms

Allianz SE Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Allianz SE's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allianz SE Debt-to-EBITDA Chart

Allianz SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2.22 N/A N/A N/A

Allianz SE Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A 0.00 2.18 0.00 N/A

ALIZF vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison

For the Insurance - Diversified subindustry, Allianz SE's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Allianz SE Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Allianz SE's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Allianz SE's Debt-to-EBITDA falls into.


ALIZF
83GF Score
Allianz SE ALIZF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allianz SE Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Allianz SE's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(439.11 + 40866.511) / N/A
=N/A

Allianz SE's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 38831.797) / 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is Allianz SE (ALIZF) Overvalued in 2026?

Based on GuruFocus' analysis, Allianz SE stock appears to be overvalued. The current stock price of $505.00 is trading 15% above its estimated GF Value™ of $438.97. GuruFocus considers Allianz SE to be Modestly Overvalued.

Key valuation signals for ALIZF:

  • Debt-to-EBITDA: N/A
  • GF Value™: $438.97 vs. price of $505.00 (15% above fair value)
  • GF Score™: 83/100 with 6 warning signs

No single metric tells the full story. See the ALIZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Allianz SE Business Description

Address Koniginstrasse 28, Munich, BY, DEU, 80802
Allianz was founded as a transport and accident insurance firm in 1890 by Carl von Thieme and Wilhelm von Finck, the founders of Munich Re. It took the company five years to expand into Europe and North America and subsequently list in Berlin. After World War I, individuals were confronted with the loss of wealth, life, and security and Allianz founded a life business in the 1920s. In the years after World War II, Allianz's foreign assets were seized, and it lost its foreign business. By relocating its head office from Berlin to Munich in 1948, Allianz began the long road of rebuilding its domestic business. It took 20 years for the company to reacquire its prior foreign interests, starting in Austria. It became the largest European insurer in the postwar boom era.
83GF Score

Get the complete analysis for ALIZF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$505.00
Price
$438.97
GF Value