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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Allianz SE's Total Liabilities for the quarter that ended in Jun. 2026 was $1,159,643 Mil. Allianz SE's Total Assets for the quarter that ended in Jun. 2026 was $1,236,313 Mil.
Therefore, Allianz SE's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.94.
Allianz SE (OTCPK:ALIZF) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Allianz SE Liabilities-to-Assets Related Terms
Allianz SE Liabilities-to-Assets Historical Data
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The historical data trend for Allianz SE's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ALIZF vs BRK.A, AIG, HIG: Liabilities-to-Assets Comparison
For the Insurance - Diversified subindustry, Allianz SE's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz SE Liabilities-to-Assets vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz SE's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Allianz SE's Liabilities-to-Assets falls into.
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Allianz SE's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allianz SE (ALIZF) has a Liabilities-to-Assets of 0.94 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Allianz SE and its competitors.
Is Allianz SE's Liabilities-to-Assets too high?
Allianz SE's current Liabilities-to-Assets is 0.94. Overall, Allianz SE has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allianz SE's Liabilities-to-Assets compare to BRK.A and AIG?
Allianz SE's Liabilities-to-Assets of 0.94 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Insurance company?
A good Liabilities-to-Assets depends on the Insurance industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Allianz SE and its competitors. Allianz SE's current Liabilities-to-Assets is 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz SE stock overvalued right now?
Based on GuruFocus' analysis, Allianz SE (ALIZF) is currently considered Modestly Overvalued. The stock's GF Value™ is $450.39, compared to a current price of $514.15 — trading 14.2% above its estimated fair value. The current Liabilities-to-Assets is 0.94. Allianz SE's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Allianz SE (ALIZF), the current Liabilities-to-Assets is 0.94 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz SE (ALIZF) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz SE stock appears to be overvalued.
The current stock price of $514.15 is trading 14.2% above its estimated GF Value™ of $450.39.
GuruFocus considers Allianz SE to be Modestly Overvalued.
Key valuation signals for ALIZF:
Liabilities-to-Assets: 0.94
GF Value™: $450.39 vs. price of $514.15 (14.2% above fair value)
No single metric tells the full story. See the ALIZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz was founded as a transport and accident insurance firm in 1890 by Carl von Thieme and Wilhelm von Finck, the founders of Munich Re. It took the company five years to expand into Europe and North America and subsequently list in Berlin. After World War I, individuals were confronted with the loss of wealth, life, and security and Allianz founded a life business in the 1920s. In the years after World War II, Allianz's foreign assets were seized, and it lost its foreign business. By relocating its head office from Berlin to Munich in 1948, Allianz began the long road of rebuilding its domestic business. It took 20 years for the company to reacquire its prior foreign interests, starting in Austria. It became the largest European insurer in the postwar boom era.
82GF Score
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