Allianz SEALIZF +0.75%80 EBITDA Margin % is 17.29% as of Mar. 2026, which is 44% above its 10-year median of 12.04. GuruFocus rates ALIZF with a GF Score™ of 80/100 and a GF Value™ of $394.23 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 369 Insurance companies, Allianz SE ranks worse than 71.54% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Allianz SE's EBITDA for the
three
months ended in Mar. 2026 was $6,209 Mil. Allianz SE's Revenue for the
three
months ended in Mar. 2026 was $35,913 Mil. Therefore, Allianz SE's EBITDA margin for the quarter that ended in Mar. 2026 was 17.29%.
Allianz SE (OTCPK:ALIZF) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Allianz SE EBITDA Margin % Related Terms
Allianz SE EBITDA Margin % Historical Data
* Premium members only.
The historical data trend for Allianz SE's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ALIZF vs BRK.A, AIG, HIG: EBITDA Margin % Comparison
For the Insurance - Diversified subindustry, Allianz SE's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz SE EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz SE's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Allianz SE's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allianz SE (ALIZF) has a EBITDA Margin % of 17.29% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Allianz SE and its competitors. This is 44% above median its historical median of 12.04. Over the past decade, Allianz SE's EBITDA Margin % has ranged from 9.64 to 16.61. According to the industry distribution chart, Allianz SE ranks #264 out of 369 companies in the Insurance industry, placing it in the top 71.5%.
Is Allianz SE's EBITDA Margin % too high?
Allianz SE's current EBITDA Margin % of 17.29% is 44% above median its 10-year median of 12.04. Over the past 10 years, this metric has ranged from a low of 9.64 to a high of 16.61. The Insurance industry median EBITDA Margin % is 14.81. Allianz SE's value of 17.29% is 16.7% above this industry median. Based on the distribution chart, Allianz SE ranks #264 out of 369 companies in the Insurance industry, which is below the industry midpoint. Overall, Allianz SE has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allianz SE's EBITDA Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Allianz SE ranks #264 out of 369 companies for EBITDA Margin %. This places Allianz SE in the lower half of its industry. The industry median EBITDA Margin % is 14.81. Allianz SE's value of 17.29% is 16.7% above this benchmark. Historically, Allianz SE's own EBITDA Margin % has ranged from 9.64 to 16.61 over the past decade. While the company's 10-year median is 12.04 vs. the industry median of 14.81, Allianz SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz SE's current EBITDA Margin % of 17.29% is 16.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Allianz SE and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz SE's current EBITDA Margin % is 17.29%, which is 44% above median its own 10-year median of 12.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz SE stock overvalued right now?
Based on GuruFocus' analysis, Allianz SE (ALIZF) is currently considered Modestly Overvalued. The stock's GF Value™ is $394.23, compared to a current price of $457.55 — trading 16.1% above its estimated fair value. The current EBITDA Margin % is 17.29%, which is 44% above median its 10-year median of 12.04 and 16.7% above the Insurance industry median of 14.81. Allianz SE's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Allianz SE (ALIZF), the current EBITDA Margin % is 17.29% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz SE (ALIZF) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz SE stock appears to be overvalued.
The current stock price of $457.55 is trading 16.1% above its estimated GF Value™ of $394.23.
GuruFocus considers Allianz SE to be Modestly Overvalued.
Key valuation signals for ALIZF:
EBITDA Margin %: 17.29% (44% above median its 10-year median of 12.04)
GF Value™: $394.23 vs. price of $457.55 (16.1% above fair value)
Industry Position: 16.7% above the Insurance median (#264 of 369)
No single metric tells the full story. See the ALIZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz was founded as a transport and accident insurance firm in 1890 by Carl von Thieme and Wilhelm von Finck, the founders of Munich Re. It took the company five years to expand into Europe and North America and subsequently list in Berlin. After World War I, individuals were confronted with the loss of wealth, life, and security and Allianz founded a life business in the 1920s. In the years after World War II, Allianz's foreign assets were seized, and it lost its foreign business. By relocating its head office from Berlin to Munich in 1948, Allianz began the long road of rebuilding its domestic business. It took 20 years for the company to reacquire its prior foreign interests, starting in Austria. It became the largest European insurer in the postwar boom era.
80GF Score
Get the complete analysis for ALIZF
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ALIZF has been successfully added to your 
