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Allianz SEALIZF +0.37%84 Earnings Yield (Joel Greenblatt) % is 8.06% as of Jun. 2026, which is 8% below its 10-year median of 8.79. GuruFocus rates ALIZF with a GF Score™ of 84/100 and a GF Value™ of $448.27 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 512 Insurance companies, Allianz SE ranks better than 52.15% on this metric.
Allianz SE's Enterprise Value for the quarter that ended in Jun. 2026 was $191,385 Mil.
Allianz SE's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was $15,714 Mil. Allianz SE's Earnings Yield (Joel Greenblatt) for the quarter that ended in Jun. 2026 was 8.06%.
The historical rank and industry rank for Allianz SE's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:
ALIZF'
s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: 5.06 Med: 8.79 Max: 21.92
Current: 7.71
During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of Allianz SE was 21.92%. The lowest was 5.06%. And the median was 8.79%.
ALIZF's Earnings Yield (Joel Greenblatt) % is ranked better than 52.15% of 512
companies
in the Insurance industry
Industry Median: 7.115
vs ALIZF: 7.71
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Allianz SE's Forward Rate of Return (Yacktman) % for the quarter that ended in Jun. 2026 was 0.00%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Allianz SE (OTCPK:ALIZF) Earnings Yield (Joel Greenblatt) % Explanation
Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.
Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.
Be Aware
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
Allianz SE Earnings Yield (Joel Greenblatt) % Related Terms
Allianz SE Earnings Yield (Joel Greenblatt) % Historical Data
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The historical data trend for Allianz SE's Earnings Yield (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allianz SE Earnings Yield (Joel Greenblatt) % Chart
For the Insurance - Diversified subindustry, Allianz SE's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz SE Earnings Yield (Joel Greenblatt) % vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz SE's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Allianz SE's Earnings Yield (Joel Greenblatt) % falls into.
Allianz SE Earnings Yield (Joel Greenblatt) % Calculation
In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.
Allianz SEs Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as
Allianz SE's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $15,714 Mil.
What does a Earnings Yield (Joel Greenblatt) % of 8.06% mean?
Allianz SE (ALIZF) has a Earnings Yield (Joel Greenblatt) % of 8.06% as of Jun. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Allianz SE and its competitors. This is near median its historical median of 8.79. Over the past decade, Allianz SE's Earnings Yield (Joel Greenblatt) % has ranged from 5.06 to 21.92. According to the industry distribution chart, Allianz SE ranks #245 out of 512 companies in the Insurance industry, placing it in the top 47.9%.
Is Allianz SE's Earnings Yield (Joel Greenblatt) % too high?
Allianz SE's current Earnings Yield (Joel Greenblatt) % of 8.06% is near median its 10-year median of 8.79. Over the past 10 years, this metric has ranged from a low of 5.06 to a high of 21.92. The Insurance industry median Earnings Yield (Joel Greenblatt) % is 7.12. Allianz SE's value of 8.06% is 13.3% above this industry median. Based on the distribution chart, Allianz SE ranks #245 out of 512 companies in the Insurance industry, which is above the industry midpoint. Overall, Allianz SE has a GF Score™ of 84/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allianz SE's Earnings Yield (Joel Greenblatt) % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Allianz SE ranks #245 out of 512 companies for Earnings Yield (Joel Greenblatt) %. This puts Allianz SE in the upper half of its industry. The industry median Earnings Yield (Joel Greenblatt) % is 7.12. Allianz SE's value of 8.06% is 13.3% above this benchmark. Historically, Allianz SE's own Earnings Yield (Joel Greenblatt) % has ranged from 5.06 to 21.92 over the past decade. While the company's 10-year median is 8.79 vs. the industry median of 7.12, Allianz SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for an Insurance company?
The median Earnings Yield (Joel Greenblatt) % among Insurance companies is 7.12, based on 512 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz SE's current Earnings Yield (Joel Greenblatt) % of 8.06% is 13.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Allianz SE and its competitors. For the Insurance industry, the median Earnings Yield (Joel Greenblatt) % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz SE's current Earnings Yield (Joel Greenblatt) % is 8.06%, which is near median its own 10-year median of 8.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz SE stock overvalued right now?
Based on GuruFocus' analysis, Allianz SE (ALIZF) is currently considered Modestly Overvalued. The stock's GF Value™ is $448.27, compared to a current price of $511.63 — trading 14.1% above its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 8.06%, which is near median its 10-year median of 8.79 and 13.3% above the Insurance industry median of 7.12. Allianz SE's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Allianz SE (ALIZF), the current Earnings Yield (Joel Greenblatt) % is 8.06% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz SE (ALIZF) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz SE stock appears to be overvalued.
The current stock price of $511.63 is trading 14.1% above its estimated GF Value™ of $448.27.
GuruFocus considers Allianz SE to be Modestly Overvalued.
Key valuation signals for ALIZF:
Earnings Yield (Joel Greenblatt) %: 8.06% (near median its 10-year median of 8.79)
GF Value™: $448.27 vs. price of $511.63 (14.1% above fair value)
Industry Position: 13.3% above the Insurance median (#245 of 512)
No single metric tells the full story. See the ALIZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz was founded as a transport and accident insurance firm in 1890 by Carl von Thieme and Wilhelm von Finck, the founders of Munich Re. It took the company five years to expand into Europe and North America and subsequently list in Berlin. After World War I, individuals were confronted with the loss of wealth, life, and security and Allianz founded a life business in the 1920s. In the years after World War II, Allianz's foreign assets were seized, and it lost its foreign business. By relocating its head office from Berlin to Munich in 1948, Allianz began the long road of rebuilding its domestic business. It took 20 years for the company to reacquire its prior foreign interests, starting in Austria. It became the largest European insurer in the postwar boom era.
84GF Score
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