Allianz SEALIZF +3.00%80 PS Ratio is 1.12 as of Jul. 04, 2026, which is 29% above its 10-year median of 0.87. GuruFocus rates ALIZF with a GF Score™ of 80/100 and a GF Value™ of $389.14 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 502 Insurance companies, Allianz SE ranks better than 52.79% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Allianz SE's share price is $484.286.
Allianz SE's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $432.75. Hence, Allianz SE's PS Ratio for today is 1.12.
Warning Sign:
Allianz SE stock PS Ratio (=1.13) is close to 3-year high of 1.13.
The historical rank and industry rank for Allianz SE's PS Ratio or its related term are showing as below:
ALIZF'
s PS Ratio Range Over the Past 10 Years
Min: 0.54 Med: 0.87 Max: 1.63
Current: 1.13
During the past 13 years, Allianz SE's highest PS Ratio was 1.63. The lowest was 0.54. And the median was 0.87.
ALIZF's PS Ratio is ranked better than 52.79% of 502
companies
in the Insurance industry
Industry Median: 1.155
vs ALIZF: 1.13
During the past 12 months, the average Revenue per Share Growth Rate of Allianz SE was 11.00% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 22.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 7.40% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 3.90% per year.
During the past 13 years, Allianz SE's highest 3-Year average Revenue per Share Growth Rate was 22.20% per year. The lowest was -14.80% per year. And the median was 2.90% per year.
Back to Basics: PS Ratio
Allianz SE (OTCPK:ALIZF) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Allianz SE PS Ratio Related Terms
Allianz SE PS Ratio Historical Data
* Premium members only.
The historical data trend for Allianz SE's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Allianz SE's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz SE PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz SE's PS Ratio distribution charts can be found below:
* The bar in red indicates where Allianz SE's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Allianz SE's Share Price of today is $484.286. Allianz SE's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $432.75.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Allianz SE (ALIZF) has a PS Ratio of 1.12 as of Jul. 04, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Allianz SE and its competitors. This is 29% above median its historical median of 0.87. Over the past decade, Allianz SE's PS Ratio has ranged from 0.54 to 1.63. According to the industry distribution chart, Allianz SE ranks #237 out of 502 companies in the Insurance industry, placing it in the top 47.2%.
Is Allianz SE's PS Ratio too high?
Allianz SE's current PS Ratio of 1.12 is 29% above median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 1.63. The Insurance industry median PS Ratio is 1.16. Allianz SE's value of 1.12 is 3% below this industry median. Based on the distribution chart, Allianz SE ranks #237 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, Allianz SE has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allianz SE's PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Allianz SE ranks #237 out of 502 companies for PS Ratio. This puts Allianz SE in the upper half of its industry. The industry median PS Ratio is 1.16. Allianz SE's value of 1.12 is 3% below this benchmark. Historically, Allianz SE's own PS Ratio has ranged from 0.54 to 1.63 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 1.16, Allianz SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.16, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz SE's current PS Ratio of 1.12 is 3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Allianz SE and its competitors. For the Insurance industry, the median PS Ratio is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz SE's current PS Ratio is 1.12, which is 29% above median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz SE stock overvalued right now?
Based on GuruFocus' analysis, Allianz SE (ALIZF) is currently considered Modestly Overvalued. The stock's GF Value™ is $389.14, compared to a current price of $484.29 — trading 24.5% above its estimated fair value. The current PS Ratio is 1.12, which is 29% above median its 10-year median of 0.87 and 3% below the Insurance industry median of 1.16. Allianz SE's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Allianz SE (ALIZF), the current PS Ratio is 1.12 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz SE (ALIZF) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz SE stock appears to be overvalued.
The current stock price of $484.29 is trading 24.5% above its estimated GF Value™ of $389.14.
GuruFocus considers Allianz SE to be Modestly Overvalued.
Key valuation signals for ALIZF:
PS Ratio: 1.12 (29% above median its 10-year median of 0.87)
GF Value™: $389.14 vs. price of $484.29 (24.5% above fair value)
Industry Position: 3% below the Insurance median (#237 of 502)
No single metric tells the full story. See the ALIZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz was founded as a transport and accident insurance firm in 1890 by Carl von Thieme and Wilhelm von Finck, the founders of Munich Re. It took the company five years to expand into Europe and North America and subsequently list in Berlin. After World War I, individuals were confronted with the loss of wealth, life, and security and Allianz founded a life business in the 1920s. In the years after World War II, Allianz's foreign assets were seized, and it lost its foreign business. By relocating its head office from Berlin to Munich in 1948, Allianz began the long road of rebuilding its domestic business. It took 20 years for the company to reacquire its prior foreign interests, starting in Austria. It became the largest European insurer in the postwar boom era.
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