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Asure SoftwareASUR +1.56%71 Debt-to-EBITDA is 1.88 as of Mar. 2026, which is 52% below its 10-year median of 3.88. GuruFocus rates ASUR with a GF Score™ of 71/100 and a GF Value™ of $9.89 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,716 Software companies, Asure Software ranks worse than 74.01% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Asure Software's Debt-to-EBITDA or its related term are showing as below:
ASUR'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.06 Med: 3.88 Max: 50.92
Current: 2.92
During the past 13 years, the highest Debt-to-EBITDA Ratio of Asure Software was 50.92. The lowest was -1.06. And the median was 3.88.
ASUR's Debt-to-EBITDA is ranked worse than 74.01% of 1716
companies
in the Software industry
Industry Median: 1.08
vs ASUR: 2.92
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Asure Software Debt-to-EBITDA Related Terms
Asure Software Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Asure Software's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASUR vs IMMR, SMRT, LAW: Debt-to-EBITDA Comparison
For the Software - Application subindustry, Asure Software's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asure Software Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Asure Software's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Asure Software's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Asure Software (ASUR) has a Debt-to-EBITDA of 1.88 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Asure Software. This is 52% below median its historical median of 3.88. According to the industry distribution chart, Asure Software ranks #1270 out of 1716 companies in the Software industry, placing it in the top 74%.
Is Asure Software's Debt-to-EBITDA too high?
Asure Software's current Debt-to-EBITDA of 1.88 is 52% below median its 10-year median of 3.88. The Software industry median Debt-to-EBITDA is 1.08. Asure Software's value of 1.88 is 74.1% above this industry median. Based on the distribution chart, Asure Software ranks #1270 out of 1716 companies in the Software industry, which is below the industry midpoint. Overall, Asure Software has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Asure Software's Debt-to-EBITDA compare to IMMR and SMRT?
According to the Software industry distribution chart, Asure Software ranks #1270 out of 1716 companies for Debt-to-EBITDA. This places Asure Software in the lower half of its industry. The industry median Debt-to-EBITDA is 1.08. Asure Software's value of 1.88 is 74.1% above this benchmark. While the company's 10-year median is 3.88 vs. the industry median of 1.08, Asure Software has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.08, based on 1,716 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asure Software's current Debt-to-EBITDA of 1.88 is 74.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Asure Software. For the Software industry, the median Debt-to-EBITDA is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asure Software's current Debt-to-EBITDA is 1.88, which is 52% below median its own 10-year median of 3.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asure Software stock overvalued right now?
Based on GuruFocus' analysis, Asure Software (ASUR) is currently considered Modestly Undervalued. The stock's GF Value™ is $9.89, compared to a current price of $8.47 — trading 14.4% below its estimated fair value. The current Debt-to-EBITDA is 1.88, which is 52% below median its 10-year median of 3.88 and 74.1% above the Software industry median of 1.08. Asure Software's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Asure Software (ASUR), the current Debt-to-EBITDA is 1.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asure Software (ASUR) Overvalued in 2026?
Based on GuruFocus' analysis, Asure Software stock appears to be undervalued.
The current stock price of $8.47 is trading 14.4% below its estimated GF Value™ of $9.89.
GuruFocus considers Asure Software to be Modestly Undervalued.
Key valuation signals for ASUR:
Debt-to-EBITDA: 1.88 (52% below median its 10-year median of 3.88)
GF Value™: $9.89 vs. price of $8.47 (14.4% below fair value)
Industry Position: 74.1% above the Software median (#1270 of 1716)
No single metric tells the full story. See the ASUR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asure Software Inc is a provider of cloud-based Human Capital Management (HCM) software solutions delivered as Software-as-a-Service (SaaS) to businesses of all sizes. It facilitates small and mid-sized businesses (SMBs) to develop their Human Capital to get to the next level, stay compliant, and allocate their time, money, and technology toward growth. The company's HCM suite, named AsureHCM, includes cloud-based Payroll and Tax, HR, a Time and Attendance software. Its HR services range from HR projects to outsourcing payroll to HR consulting services. The firm sells its products majorly in the United States.
71GF Score
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