Sabre Insurance Group (CHIX:SBREL) Debt-to-EBITDA : N/A (As of Dec. 2025)

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CHIX:SBREL Sabre Insurance Group PLC CHIX:SBREL
71 GF Score
Price £1.82
GF Value £1.58
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Sabre Insurance Group Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Sabre Insurance Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was £0.0 Mil. Sabre Insurance Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was £0.0 Mil. Sabre Insurance Group's annualized EBITDA for the quarter that ended in Dec. 2025 was £0.0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Sabre Insurance Group's Debt-to-EBITDA or its related term are showing as below:

During the past 10 years, the highest Debt-to-EBITDA Ratio of Sabre Insurance Group was 0.01. The lowest was 0.00. And the median was 0.00.

CHIX:SBREl's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.19
* Ranked among companies with meaningful Debt-to-EBITDA only.

Sabre Insurance Group  (CHIX:SBREl) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Sabre Insurance Group Debt-to-EBITDA Related Terms


Sabre Insurance Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Sabre Insurance Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sabre Insurance Group Debt-to-EBITDA Chart

Sabre Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.00 0.00 N/A N/A

Sabre Insurance Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

CHIX:SBREL vs MRSH, AON, AJG: Debt-to-EBITDA Comparison

For the Insurance Brokers subindustry, Sabre Insurance Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sabre Insurance Group Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Sabre Insurance Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Sabre Insurance Group's Debt-to-EBITDA falls into.


CHIX:SBREL
71GF Score
Sabre Insurance Group PLC CHIX:SBREL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sabre Insurance Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Sabre Insurance Group's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Sabre Insurance Group's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Is Sabre Insurance Group (CHIX:SBREL) Overvalued in 2026?

Based on GuruFocus' analysis, Sabre Insurance Group stock appears to be overvalued. The current stock price of £1.82 is trading 15.3% above its estimated GF Value™ of £1.58. GuruFocus considers Sabre Insurance Group to be Modestly Overvalued.

Key valuation signals for CHIX:SBREL:

  • Debt-to-EBITDA: N/A
  • GF Value™: £1.58 vs. price of £1.82 (15.3% above fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the CHIX:SBREL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sabre Insurance Group Business Description

Other Exchanges SBIGY:USASBRE:UK18M:Germany
Address 150 South Street, Sabre House, Dorking, Surrey, GBR, RH4 2YY
Sabre Insurance Group PLC is a company operating in the insurance sector. The company is an insurer selling car insurance through brokers and directly. It offers car insurance under the Sabre name and also under the Go Girl, Insure 2 Drive, and Drive Smart brands. Its product offering includes car insurance, commercial vehicle insurance, taxi insurance, and others. The Group provides short-term motor insurance to clients, which comprises three lines of business, Motor Vehicle insurance, Motorcycle insurance and Taxi insurance, of which it derives maximum revenue from Motor Vehicle Insurance. Geographically, It only operates in United Kingdom.
71GF Score

Get the complete analysis for CHIX:SBREL

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.82
Price
£1.58
GF Value