Sabre Insurance Group (CHIX:SBREL) Retained Earnings: £206.5 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:SBREL Sabre Insurance Group PLC CHIX:SBREL
72 GF Score
Price £1.86
GF Value £1.60
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Sabre Insurance Group Retained Earnings?

Sabre Insurance Group CHIX:SBREL +0.76% 72 Retained Earnings is £206.5 Mil as of Dec. 2025. GuruFocus rates CHIX:SBREL with a GF Score™ of 72/100 and a GF Value™ of £1.60 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Sabre Insurance Group's retained earnings for the quarter that ended in Dec. 2025 was £206.5 Mil.

Sabre Insurance Group's quarterly retained earnings declined from Dec. 2024 (£209.5 Mil) to Jun. 2025 (£195.9 Mil) but then increased from Jun. 2025 (£195.9 Mil) to Dec. 2025 (£206.5 Mil).

Sabre Insurance Group's annual retained earnings increased from Dec. 2023 (£197.7 Mil) to Dec. 2024 (£209.5 Mil) but then declined from Dec. 2024 (£209.5 Mil) to Dec. 2025 (£206.5 Mil).


Sabre Insurance Group  (CHIX:SBREl) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Sabre Insurance Group Retained Earnings Historical Data

* Premium members only.

The historical data trend for Sabre Insurance Group's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sabre Insurance Group Retained Earnings Chart

Sabre Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 201.17 182.57 197.73 209.52 206.48

Sabre Insurance Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 197.73 193.34 209.52 195.90 206.48
CHIX:SBREL
72GF Score
Sabre Insurance Group PLC CHIX:SBREL
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sabre Insurance Group Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of £206.5 Mil mean?
Sabre Insurance Group (CHIX:SBREL) has a Retained Earnings of £206.5 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Sabre Insurance Group and its competitors.
Is Sabre Insurance Group's Retained Earnings too high?
Sabre Insurance Group's current Retained Earnings is £206.5 Mil. Overall, Sabre Insurance Group has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sabre Insurance Group's Retained Earnings compare to MRSH and AON?
Sabre Insurance Group's Retained Earnings of £206.5 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Sabre Insurance Group and its competitors. Sabre Insurance Group's current Retained Earnings is £206.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sabre Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Sabre Insurance Group (CHIX:SBREL) is currently considered Modestly Overvalued. The stock's GF Value™ is £1.60, compared to a current price of £1.86 — trading 16% above its estimated fair value. The current Retained Earnings is £206.5 Mil. Sabre Insurance Group's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Sabre Insurance Group (CHIX:SBREL), the current Retained Earnings is £206.5 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sabre Insurance Group (CHIX:SBREL) Overvalued in 2026?

Based on GuruFocus' analysis, Sabre Insurance Group stock appears to be overvalued. The current stock price of £1.86 is trading 16% above its estimated GF Value™ of £1.60. GuruFocus considers Sabre Insurance Group to be Modestly Overvalued.

Key valuation signals for CHIX:SBREL:

  • Retained Earnings: £206.5 Mil
  • GF Value™: £1.60 vs. price of £1.86 (16% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the CHIX:SBREL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sabre Insurance Group Business Description

Other Exchanges SBIGY:USASBRE:UK18M:Germany
Address 150 South Street, Sabre House, Dorking, Surrey, GBR, RH4 2YY
Sabre Insurance Group PLC is a company operating in the insurance sector. The company is an insurer selling car insurance through brokers and directly. It offers car insurance under the Sabre name and also under the Go Girl, Insure 2 Drive, and Drive Smart brands. Its product offering includes car insurance, commercial vehicle insurance, taxi insurance, and others. The Group provides short-term motor insurance to clients, which comprises three lines of business, Motor Vehicle insurance, Motorcycle insurance and Taxi insurance, of which it derives maximum revenue from Motor Vehicle Insurance. Geographically, It only operates in United Kingdom.
72GF Score

Get the complete analysis for CHIX:SBREL

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.86
Price
£1.60
GF Value