Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Sabre Insurance GroupCHIX:SBREL -0.11%71 Return-on-Tangible-Asset is 6.91% as of Dec. 2025, which is 16% below its 10-year median of 8.18. GuruFocus rates CHIX:SBREL with a GF Score™ of 71/100 and a GF Value™ of £1.60 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 507 Insurance companies, Sabre Insurance Group ranks better than 83.83% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Sabre Insurance Group's annualizedNet Income for the quarter that ended in Dec. 2025 was £38.0 Mil. Sabre Insurance Group's average total tangible assets for the quarter that ended in Dec. 2025 was £550.1 Mil. Therefore, Sabre Insurance Group's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 6.91%.
The historical rank and industry rank for Sabre Insurance Group's Return-on-Tangible-Asset or its related term are showing as below:
CHIX:SBREl'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 2.72 Med: 8.18 Max: 14.79
Current: 7.07
During the past 10 years, Sabre Insurance Group's highest Return-on-Tangible-Asset was 14.79%. The lowest was 2.72%. And the median was 8.18%.
CHIX:SBREl's Return-on-Tangible-Asset is ranked better than 83.83% of 507
companies
in the Insurance industry
Industry Median: 2.75
vs CHIX:SBREl: 7.07
Sabre Insurance Group (CHIX:SBREl) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Sabre Insurance Group Return-on-Tangible-Asset Related Terms
Sabre Insurance Group Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Sabre Insurance Group's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sabre Insurance Group Return-on-Tangible-Asset Chart
CHIX:SBREL vs MRSH, AON, AJG: Return-on-Tangible-Asset Comparison
For the Insurance Brokers subindustry, Sabre Insurance Group's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sabre Insurance Group Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Sabre Insurance Group's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Sabre Insurance Group's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 6.91% mean?
Sabre Insurance Group (CHIX:SBREL) has a Return-on-Tangible-Asset of 6.91% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Sabre Insurance Group and its competitors. This is 16% below median its historical median of 8.18. Over the past decade, Sabre Insurance Group's Return-on-Tangible-Asset has ranged from 2.72 to 14.79. According to the industry distribution chart, Sabre Insurance Group ranks #82 out of 507 companies in the Insurance industry, placing it in the top 16.2%.
Is Sabre Insurance Group's Return-on-Tangible-Asset too high?
Sabre Insurance Group's current Return-on-Tangible-Asset of 6.91% is 16% below median its 10-year median of 8.18. Over the past 10 years, this metric has ranged from a low of 2.72 to a high of 14.79. The Insurance industry median Return-on-Tangible-Asset is 2.75. Sabre Insurance Group's value of 6.91% is 151.3% above this industry median. Based on the distribution chart, Sabre Insurance Group ranks #82 out of 507 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sabre Insurance Group has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sabre Insurance Group's Return-on-Tangible-Asset compare to MRSH and AON?
According to the Insurance industry distribution chart, Sabre Insurance Group ranks #82 out of 507 companies for Return-on-Tangible-Asset. This places Sabre Insurance Group in the top 16% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 2.75. Sabre Insurance Group's value of 6.91% is 151.3% above this benchmark. Historically, Sabre Insurance Group's own Return-on-Tangible-Asset has ranged from 2.72 to 14.79 over the past decade. While the company's 10-year median is 8.18 vs. the industry median of 2.75, Sabre Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.75, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sabre Insurance Group's current Return-on-Tangible-Asset of 6.91% is 151.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Sabre Insurance Group and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sabre Insurance Group's current Return-on-Tangible-Asset is 6.91%, which is 16% below median its own 10-year median of 8.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sabre Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Sabre Insurance Group (CHIX:SBREL) is currently considered Modestly Overvalued. The stock's GF Value™ is £1.60, compared to a current price of £1.86 — trading 16.1% above its estimated fair value. The current Return-on-Tangible-Asset is 6.91%, which is 16% below median its 10-year median of 8.18 and 151.3% above the Insurance industry median of 2.75. Sabre Insurance Group's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Sabre Insurance Group (CHIX:SBREL), the current Return-on-Tangible-Asset is 6.91% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sabre Insurance Group (CHIX:SBREL) Overvalued in 2026?
Based on GuruFocus' analysis, Sabre Insurance Group stock appears to be overvalued.
The current stock price of £1.86 is trading 16.1% above its estimated GF Value™ of £1.60.
GuruFocus considers Sabre Insurance Group to be Modestly Overvalued.
Key valuation signals for CHIX:SBREL:
Return-on-Tangible-Asset: 6.91% (16% below median its 10-year median of 8.18)
GF Value™: £1.60 vs. price of £1.86 (16.1% above fair value)
Industry Position: 151.3% above the Insurance median (#82 of 507)
No single metric tells the full story. See the CHIX:SBREL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sabre Insurance Group PLC is a company operating in the insurance sector. The company is an insurer selling car insurance through brokers and directly. It offers car insurance under the Sabre name and also under the Go Girl, Insure 2 Drive, and Drive Smart brands. Its product offering includes car insurance, commercial vehicle insurance, taxi insurance, and others. The Group provides short-term motor insurance to clients, which comprises three lines of business, Motor Vehicle insurance, Motorcycle insurance and Taxi insurance, of which it derives maximum revenue from Motor Vehicle Insurance. Geographically, It only operates in United Kingdom.
71GF Score
Get the complete analysis for CHIX:SBREL
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CHIX:SBREL has been successfully added to your 
