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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
CINSF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2 Med: 3.5 Max: 7.1
Current: 2.2
During the past 13 years, the highest Debt-to-EBITDA Ratio of China Taiping Insurance Holdings Co was 7.10. The lowest was 2.00. And the median was 3.50.
CINSF's Debt-to-EBITDA is ranked worse than 72.1% of 319
companies
in the Insurance industry
Industry Median: 1.19
vs CINSF: 2.20
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
China Taiping Insurance Holdings Co Debt-to-EBITDA Related Terms
China Taiping Insurance Holdings Co Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Taiping Insurance Holdings Co Debt-to-EBITDA Chart
For the Insurance - Life subindustry, China Taiping Insurance Holdings Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Taiping Insurance Holdings Co Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, China Taiping Insurance Holdings Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where China Taiping Insurance Holdings Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
China Taiping Insurance Holdings Co (CINSF) has a Debt-to-EBITDA of 1.62 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on China Taiping Insurance Holdings Co. This is 54% below median its historical median of 3.50. Over the past decade, China Taiping Insurance Holdings Co's Debt-to-EBITDA has ranged from 2.00 to 7.10. According to the industry distribution chart, China Taiping Insurance Holdings Co ranks #230 out of 319 companies in the Insurance industry, placing it in the top 72.1%.
Is China Taiping Insurance Holdings Co's Debt-to-EBITDA too high?
China Taiping Insurance Holdings Co's current Debt-to-EBITDA of 1.62 is 54% below median its 10-year median of 3.50. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 7.10. The Insurance industry median Debt-to-EBITDA is 1.19. China Taiping Insurance Holdings Co's value of 1.62 is 36.1% above this industry median. Based on the distribution chart, China Taiping Insurance Holdings Co ranks #230 out of 319 companies in the Insurance industry, which is below the industry midpoint. Overall, China Taiping Insurance Holdings Co has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does China Taiping Insurance Holdings Co's Debt-to-EBITDA compare to AFL and MET?
According to the Insurance industry distribution chart, China Taiping Insurance Holdings Co ranks #230 out of 319 companies for Debt-to-EBITDA. This places China Taiping Insurance Holdings Co in the lower half of its industry. The industry median Debt-to-EBITDA is 1.19. China Taiping Insurance Holdings Co's value of 1.62 is 36.1% above this benchmark. Historically, China Taiping Insurance Holdings Co's own Debt-to-EBITDA has ranged from 2.00 to 7.10 over the past decade. While the company's 10-year median is 3.50 vs. the industry median of 1.19, China Taiping Insurance Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.19, based on 319 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Taiping Insurance Holdings Co's current Debt-to-EBITDA of 1.62 is 36.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on China Taiping Insurance Holdings Co. For the Insurance industry, the median Debt-to-EBITDA is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Taiping Insurance Holdings Co's current Debt-to-EBITDA is 1.62, which is 54% below median its own 10-year median of 3.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Taiping Insurance Holdings Co stock overvalued right now?
China Taiping Insurance Holdings Co (CINSF) has a current Debt-to-EBITDA of 1.62. The stock's GF Value™ is $1.67, compared to a current price of $2.81 — trading 68.3% above its estimated fair value. The current Debt-to-EBITDA is 1.62, which is 54% below median its 10-year median of 3.50 and 36.1% above the Insurance industry median of 1.19. China Taiping Insurance Holdings Co's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For China Taiping Insurance Holdings Co (CINSF), the current Debt-to-EBITDA is 1.62 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Taiping Insurance Holdings Co (CINSF) Overvalued in 2026?
Based on GuruFocus' analysis, China Taiping Insurance Holdings Co stock appears to be overvalued.
The current stock price of $2.81 is trading 68.3% above its estimated GF Value™ of $1.67.
Key valuation signals for CINSF:
Debt-to-EBITDA: 1.62 (54% below median its 10-year median of 3.50)
GF Value™: $1.67 vs. price of $2.81 (68.3% above fair value)
Industry Position: 36.1% above the Insurance median (#230 of 319)
No single metric tells the full story. See the CINSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Taiping Insurance Holdings Co Ltd is a holding company that, through its subsidiaries, sells insurance products and offers a variety of investment management services. The company sells life, property and casualty, reinsurance, and pension insurance products. The firm also operates asset management and real estate management services. The majority of China Taiping Insurance's income is derived from life insurance, with the People's Republic of China contributing a portion of the company's revenue. The company comprises business segments: the life insurance business, PRC property and casualty insurance business, Overseas property and casualty insurance business, reinsurance business, and Others. The majority of revenue is generated from the life insurance business.
69GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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