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China Taiping Insurance Holdings Co (OTCPK:CINSF) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
China Taiping Insurance Holdings Co Liabilities-to-Assets Related Terms
China Taiping Insurance Holdings Co Liabilities-to-Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Taiping Insurance Holdings Co Liabilities-to-Assets Chart
CINSF vs MET, AFL, PRU: Liabilities-to-Assets Comparison
For the Insurance - Life subindustry, China Taiping Insurance Holdings Co's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Taiping Insurance Holdings Co Liabilities-to-Assets vs Insurance Industry
For the Insurance industry and Financial Services sector, China Taiping Insurance Holdings Co's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where China Taiping Insurance Holdings Co's Liabilities-to-Assets falls into.
China Taiping Insurance Holdings Co Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Taiping Insurance Holdings Co (CINSF) has a Liabilities-to-Assets of 0.92 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on China Taiping Insurance Holdings Co and its competitors.
Is China Taiping Insurance Holdings Co's Liabilities-to-Assets too high?
China Taiping Insurance Holdings Co's current Liabilities-to-Assets is 0.92. Overall, China Taiping Insurance Holdings Co has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Taiping Insurance Holdings Co's Liabilities-to-Assets compare to MET and AFL?
China Taiping Insurance Holdings Co's Liabilities-to-Assets of 0.92 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Insurance company?
A good Liabilities-to-Assets depends on the Insurance industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on China Taiping Insurance Holdings Co and its competitors. China Taiping Insurance Holdings Co's current Liabilities-to-Assets is 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Taiping Insurance Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, China Taiping Insurance Holdings Co (CINSF) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.01, compared to a current price of $3.12 — trading 208.9% above its estimated fair value. The current Liabilities-to-Assets is 0.92. China Taiping Insurance Holdings Co's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For China Taiping Insurance Holdings Co (CINSF), the current Liabilities-to-Assets is 0.92 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Taiping Insurance Holdings Co (CINSF) Overvalued in 2026?
Based on GuruFocus' analysis, China Taiping Insurance Holdings Co stock appears to be overvalued.
The current stock price of $3.12 is trading 208.9% above its estimated GF Value™ of $1.01.
GuruFocus considers China Taiping Insurance Holdings Co to be Significantly Overvalued.
Key valuation signals for CINSF:
Liabilities-to-Assets: 0.92
GF Value™: $1.01 vs. price of $3.12 (208.9% above fair value)
No single metric tells the full story. See the CINSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Taiping Insurance Holdings Co Ltd is a holding company that, through its subsidiaries, sells insurance products and offers a variety of investment management services. The company sells life, property and casualty, reinsurance, and pension insurance products. The firm also operates asset management and real estate management services. The majority of China Taiping Insurance's income is derived from life insurance, with the People's Republic of China contributing a portion of the company's revenue. The company comprises business segments: the life insurance business, PRC property and casualty insurance business, Overseas property and casualty insurance business, reinsurance business, and Others. The majority of revenue is generated from the life insurance business.
65GF Score
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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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