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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Taiping Insurance Holdings Co Effective Interest Rate on Debt % Chart
CINSF vs AFL, MET, PRU: Effective Interest Rate on Debt % Comparison
For the Insurance - Life subindustry, China Taiping Insurance Holdings Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Taiping Insurance Holdings Co Effective Interest Rate on Debt % vs Insurance Industry
For the Insurance industry and Financial Services sector, China Taiping Insurance Holdings Co's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where China Taiping Insurance Holdings Co's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 2.89% mean?
China Taiping Insurance Holdings Co (CINSF) has a Effective Interest Rate on Debt % of 2.89% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on China Taiping Insurance Holdings Co and its competitors.
Is China Taiping Insurance Holdings Co's Effective Interest Rate on Debt % too high?
China Taiping Insurance Holdings Co's current Effective Interest Rate on Debt % is 2.89%. Overall, China Taiping Insurance Holdings Co has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does China Taiping Insurance Holdings Co's Effective Interest Rate on Debt % compare to AFL and MET?
China Taiping Insurance Holdings Co's Effective Interest Rate on Debt % of 2.89% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on China Taiping Insurance Holdings Co and its competitors. China Taiping Insurance Holdings Co's current Effective Interest Rate on Debt % is 2.89%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Taiping Insurance Holdings Co stock overvalued right now?
China Taiping Insurance Holdings Co (CINSF) has a current Effective Interest Rate on Debt % of 2.89%. The stock's GF Value™ is $1.67, compared to a current price of $2.81 — trading 68.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.89%. China Taiping Insurance Holdings Co's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For China Taiping Insurance Holdings Co (CINSF), the current Effective Interest Rate on Debt % is 2.89% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Taiping Insurance Holdings Co (CINSF) Overvalued in 2026?
Based on GuruFocus' analysis, China Taiping Insurance Holdings Co stock appears to be overvalued.
The current stock price of $2.81 is trading 68.3% above its estimated GF Value™ of $1.67.
Key valuation signals for CINSF:
Effective Interest Rate on Debt %: 2.89%
GF Value™: $1.67 vs. price of $2.81 (68.3% above fair value)
No single metric tells the full story. See the CINSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Taiping Insurance Holdings Co Ltd is a holding company that, through its subsidiaries, sells insurance products and offers a variety of investment management services. The company sells life, property and casualty, reinsurance, and pension insurance products. The firm also operates asset management and real estate management services. The majority of China Taiping Insurance's income is derived from life insurance, with the People's Republic of China contributing a portion of the company's revenue. The company comprises business segments: the life insurance business, PRC property and casualty insurance business, Overseas property and casualty insurance business, reinsurance business, and Others. The majority of revenue is generated from the life insurance business.
69GF Score
Get the complete analysis for CINSF
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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