CINSF (China Taiping Insurance Holdings Co) Moat Score: 5/10 (As of Aug. 03, 2026)

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CINSF China Taiping Insurance Holdings Co Ltd CINSF
69 GF Score
Price $2.81
GF Value $1.67
! 4 Warning Signs
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What is China Taiping Insurance Holdings Co Moat Score?

China Taiping Insurance Holdings Co CINSF 69 Moat Score is 5 as of Aug. 03, 2026. GuruFocus rates CINSF with a GF Score™ of 69/100 and a GF Value™ of $1.67. The stock has 4 warning signs investors should review. Among 593 Insurance companies, China Taiping Insurance Holdings Co ranks better than 88.7% on this metric.

China Taiping Insurance Holdings Co has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

China Taiping Insurance Holdings Co has Narrow Moat: China Taiping Insurance has a solid position in the Chinese insurance market with some brand strength and customer loyalty. However, it faces intense competition and lacks significant regulatory barriers or unique intellectual property to ensure a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes China Taiping Insurance Holdings Co might have Narrow Moat - Solid narrow moat.

China Taiping Insurance Holdings Co  (OTCPK:CINSF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

China Taiping Insurance Holdings Co Moat Score Related Terms

CINSF vs AFL, MET, PRU: Moat Score Comparison

For the Insurance - Life subindustry, China Taiping Insurance Holdings Co's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

China Taiping Insurance Holdings Co Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, China Taiping Insurance Holdings Co's Moat Score distribution charts can be found below:

* The bar in red indicates where China Taiping Insurance Holdings Co's Moat Score falls into.


CINSF
69GF Score
China Taiping Insurance Holdings Co Ltd CINSF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
China Taiping Insurance Holdings Co (CINSF) has a Moat Score of 5 as of Aug. 03, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, China Taiping Insurance Holdings Co ranks #67 out of 593 companies in the Insurance industry, placing it in the top 11.3%.
Is China Taiping Insurance Holdings Co's Moat Score too high?
China Taiping Insurance Holdings Co's current Moat Score is 5. Based on the distribution chart, China Taiping Insurance Holdings Co ranks #67 out of 593 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, China Taiping Insurance Holdings Co has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does China Taiping Insurance Holdings Co's Moat Score compare to AFL and MET?
According to the Insurance industry distribution chart, China Taiping Insurance Holdings Co ranks #67 out of 593 companies for Moat Score. This places China Taiping Insurance Holdings Co in the top 11% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. China Taiping Insurance Holdings Co's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Taiping Insurance Holdings Co stock overvalued right now?
China Taiping Insurance Holdings Co (CINSF) has a current Moat Score of 5. The stock's GF Value™ is $1.67, compared to a current price of $2.81 — trading 68.3% above its estimated fair value. The current Moat Score is 5. China Taiping Insurance Holdings Co's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For China Taiping Insurance Holdings Co (CINSF), the current Moat Score is 5 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Taiping Insurance Holdings Co (CINSF) Overvalued in 2026?

Based on GuruFocus' analysis, China Taiping Insurance Holdings Co stock appears to be overvalued. The current stock price of $2.81 is trading 68.3% above its estimated GF Value™ of $1.67.

Key valuation signals for CINSF:

  • Moat Score: 5
  • GF Value™: $1.67 vs. price of $2.81 (68.3% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the CINSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

China Taiping Insurance Holdings Co Business Description

Address 18 King Wah Road, 25th Floor, China Taiping Finance Centre, North Point, Hong Kong, HKG
China Taiping Insurance Holdings Co Ltd is a holding company that, through its subsidiaries, sells insurance products and offers a variety of investment management services. The company sells life, property and casualty, reinsurance, and pension insurance products. The firm also operates asset management and real estate management services. The majority of China Taiping Insurance's income is derived from life insurance, with the People's Republic of China contributing a portion of the company's revenue. The company comprises business segments: the life insurance business, PRC property and casualty insurance business, Overseas property and casualty insurance business, reinsurance business, and Others. The majority of revenue is generated from the life insurance business.
69GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.81
Price
$1.67
GF Value