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Union CoopDFM:UNIONCOOP 75 Debt-to-EBITDA is 1.27 as of Jun. 2026, which is 13% above its 10-year median of 1.12. GuruFocus rates DFM:UNIONCOOP with a GF Score™ of 75/100 and a GF Value™ of د.إ2.70 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 910 Retail - Cyclical companies, Union Coop ranks better than 73.41% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Union Coop's Debt-to-EBITDA or its related term are showing as below:
DFM:UNIONCOOP'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.23 Med: 1.12 Max: 1.45
Current: 1.14
During the past 6 years, the highest Debt-to-EBITDA Ratio of Union Coop was 1.45. The lowest was 0.23. And the median was 1.12.
DFM:UNIONCOOP's Debt-to-EBITDA is ranked better than 73.41% of 910
companies
in the Retail - Cyclical industry
Industry Median: 2.305
vs DFM:UNIONCOOP: 1.14
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Union Coop Debt-to-EBITDA Related Terms
Union Coop Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Union Coop's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:UNIONCOOP vs DDS, M: Debt-to-EBITDA Comparison
For the Department Stores subindustry, Union Coop's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Coop Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Union Coop's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Union Coop's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Union Coop (DFM:UNIONCOOP) has a Debt-to-EBITDA of 1.27 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Union Coop. This is 13% above median its historical median of 1.12. Over the past decade, Union Coop's Debt-to-EBITDA has ranged from 0.23 to 1.45. According to the industry distribution chart, Union Coop ranks #242 out of 910 companies in the Retail - Cyclical industry, placing it in the top 26.6%.
Is Union Coop's Debt-to-EBITDA too high?
Union Coop's current Debt-to-EBITDA of 1.27 is 13% above median its 10-year median of 1.12. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 1.45. The Retail - Cyclical industry median Debt-to-EBITDA is 2.31. Union Coop's value of 1.27 is 44.9% below this industry median. Based on the distribution chart, Union Coop ranks #242 out of 910 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Union Coop has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Coop's Debt-to-EBITDA compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Union Coop ranks #242 out of 910 companies for Debt-to-EBITDA. This puts Union Coop in the upper half of its industry. The industry median Debt-to-EBITDA is 2.31. Union Coop's value of 1.27 is 44.9% below this benchmark. Historically, Union Coop's own Debt-to-EBITDA has ranged from 0.23 to 1.45 over the past decade. While the company's 10-year median is 1.12 vs. the industry median of 2.31, Union Coop has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.31, based on 910 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Coop's current Debt-to-EBITDA of 1.27 is 44.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Union Coop. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Coop's current Debt-to-EBITDA is 1.27, which is 13% above median its own 10-year median of 1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Coop stock overvalued right now?
Based on GuruFocus' analysis, Union Coop (DFM:UNIONCOOP) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ2.70, compared to a current price of د.إ2.15 — trading 20.4% below its estimated fair value. The current Debt-to-EBITDA is 1.27, which is 13% above median its 10-year median of 1.12 and 44.9% below the Retail - Cyclical industry median of 2.31. Union Coop's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Union Coop (DFM:UNIONCOOP), the current Debt-to-EBITDA is 1.27 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Coop (DFM:UNIONCOOP) Overvalued in 2026?
Based on GuruFocus' analysis, Union Coop stock appears to be undervalued.
The current stock price of د.إ2.15 is trading 20.4% below its estimated GF Value™ of د.إ2.70.
GuruFocus considers Union Coop to be Modestly Undervalued.
Key valuation signals for DFM:UNIONCOOP:
Debt-to-EBITDA: 1.27 (13% above median its 10-year median of 1.12)
GF Value™: د.إ2.70 vs. price of د.إ2.15 (20.4% below fair value)
Industry Position: 44.9% below the Retail - Cyclical median (#242 of 910)
No single metric tells the full story. See the DFM:UNIONCOOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Coop is engaged in establishing and managing hypermarkets in the United Arab Emirates. The company has several branches, and owns shopping centers namely; Al Warqa City Mall, Etihad Mall, Al Barsha Mall, Al Barsha South Mall ,Nad Al Hamar Center ,Al Nahda ,Motor City and Silicon Oasis. The company has also launched a chain of stores under the name of Coop, representing new concepts of shopping, as it includes outlets in addition to one branch of the Mini Coop chain, and Union Coop is the first consumer cooperative in the Middle East to include the concept of smart shopping. The company has three business segments that include retail, e-commerce, and real estate segment. It earns the majority of its revenue from the retail segment.
75GF Score
Get the complete analysis for DFM:UNIONCOOP
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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