Union Coop (DFM:UNIONCOOP) Piotroski F-Score: 7 (As of Aug. 24, 2026) — Near Median

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DFM:UNIONCOOP Union Coop DFM:UNIONCOOP
74 GF Score
Price د.إ2.15
GF Value د.إ2.70
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Union Coop Piotroski F-Score?

Union Coop DFM:UNIONCOOP -0.92% 74 Piotroski F-Score is 7 as of Aug. 24, 2026, which is at its 10-year median of 7.00. GuruFocus rates DFM:UNIONCOOP with a GF Score™ of 74/100 and a GF Value™ of د.إ2.70 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,100 Retail - Cyclical companies, Union Coop ranks better than 90.36% on this metric.

Good Sign:

Piotroski F-Score is 7, indicates a very healthy situation.

The zones of discrimination were as such:

Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3

Union Coop has an F-score of 7. It is a good or high score, which usually indicates a very healthy situation.

The historical rank and industry rank for Union Coop's Piotroski F-Score or its related term are showing as below:

DFM:UNIONCOOP' s Piotroski F-Score Range Over the Past 10 Years
Min: 7   Med: 7   Max: 9
Current: 7

During the past 6 years, the highest Piotroski F-Score of Union Coop was 9. The lowest was 7. And the median was 7.

Union Coop  (DFM:UNIONCOOP) Piotroski F-Score Explanation

The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.

He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.

In 2000, he wrote a research paper called "Value Investing: The Use of Historical Financial Statement Information to Separate Winners from Losers" (pdf).

He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.

What he found was something that exceeded his most optimistic expectations.

Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.

Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).

Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.


Union Coop Piotroski F-Score Related Terms


Union Coop Piotroski F-Score Historical Data

* Premium members only.

The historical data trend for Union Coop's Piotroski F-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Coop Piotroski F-Score Chart

Union Coop Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Piotroski F-Score
Get a 7-Day Free Trial N/A N/A N/A 7.00 9.00

Union Coop Quarterly Data
Dec20 Dec21 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Piotroski F-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.00 N/A 9.00 N/A 7.00

DFM:UNIONCOOP vs DDS, M: Piotroski F-Score Comparison

For the Department Stores subindustry, Union Coop's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Coop Piotroski F-Score vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Union Coop's Piotroski F-Score distribution charts can be found below:

* The bar in red indicates where Union Coop's Piotroski F-Score falls into.


DFM:UNIONCOOP
74GF Score
Union Coop DFM:UNIONCOOP
Piotroski F-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

How is the Piotroski F-Score calculated?

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

This Year (Jun26) TTM:Last Year (Jun25) TTM:
Net Income was 53.28 + 111.132 + 102.344 + 71.351 = د.إ338 Mil.
Cash Flow from Operations was 61.71 + 60.163 + 177.78 + 70.696 = د.إ370 Mil.
Revenue was 476.804 + 726.332 + 611.607 + 529.077 = د.إ2,344 Mil.
Gross Profit was 153.022 + 356.647 + 195.22 + 159.552 = د.إ864 Mil.
Average Total Assets from the begining of this year (Jun25)
to the end of this year (Jun26) was
(3669.497 + 3588.722 + 3637.559 + 3823.987 + 3554.656) / 5 = د.إ3654.8842 Mil.
Total Assets at the begining of this year (Jun25) was د.إ3,669 Mil.
Long-Term Debt & Capital Lease Obligation was د.إ537 Mil.
Total Current Assets was د.إ527 Mil.
Total Current Liabilities was د.إ473 Mil.
Net Income was 49.564 + 101.853 + 99.358 + 74.216 = د.إ325 Mil.

Revenue was 430.016 + 678.333 + 529.91 + 501.132 = د.إ2,139 Mil.
Gross Profit was 137.411 + 374.979 + 186.07 + 167.22 = د.إ866 Mil.
Average Total Assets from the begining of last year (Jun24)
to the end of last year (Jun25) was
(3419.4 + 3418.303 + 3698.665 + 4016.232 + 3669.497) / 5 = د.إ3644.4194 Mil.
Total Assets at the begining of last year (Jun24) was د.إ3,419 Mil.
Long-Term Debt & Capital Lease Obligation was د.إ547 Mil.
Total Current Assets was د.إ575 Mil.
Total Current Liabilities was د.إ612 Mil.

*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.

Profitability

Question 1. Return on Assets (ROA)

Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.

Score 1 if positive, 0 if negative.

Union Coop's current Net Income (TTM) was 338. ==> Positive ==> Score 1.

Question 2. Cash Flow Return on Assets (CFROA)

Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.

Score 1 if positive, 0 if negative.

Union Coop's current Cash Flow from Operations (TTM) was 370. ==> Positive ==> Score 1.

Question 3. Change in Return on Assets

Compare this year's return on assets (1) to last year's return on assets.

Score 1 if it's higher, 0 if it's lower.

ROA (This Year)=Net Income/Total Assets (Jun25)
=338.107/3669.497
=0.09213988

ROA (Last Year)=Net Income/Total Assets (Jun24)
=324.991/3419.4
=0.09504328

Union Coop's return on assets of this year was 0.09213988. Union Coop's return on assets of last year was 0.09504328. ==> Last year is higher ==> Score 0.

Question 4. Quality of Earnings (Accrual)

Compare Cash flow return on assets (2) to return on assets (1)

Score 1 if CFROA > ROA, 0 if CFROA <= ROA.

Union Coop's current Net Income (TTM) was 338. Union Coop's current Cash Flow from Operations (TTM) was 370. ==> 370 > 338 ==> CFROA > ROA ==> Score 1.

Funding

Question 5. Change in Gearing or Leverage

Compare this year's gearing (long-term debt divided by average total assets) to last year's gearing.

Score 0 if this year's gearing is higher, 1 otherwise.

Gearing (This Year: Jun26)=Long-Term Debt & Capital Lease Obligation/Average Total Assets from Jun25 to Jun26
=536.565/3654.8842
=0.14680766

Gearing (Last Year: Jun25)=Long-Term Debt & Capital Lease Obligation/Average Total Assets from Jun24 to Jun25
=546.694/3644.4194
=0.15000853

Union Coop's gearing of this year was 0.14680766. Union Coop's gearing of last year was 0.15000853. ==> This year is lower or equal to last year. ==> Score 1.

Question 6. Change in Working Capital (Liquidity)

Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.

Score 1 if this year's current ratio is higher, 0 if it's lower

Current Ratio (This Year: Jun26)=Total Current Assets/Total Current Liabilities
=527.283/472.712
=1.11544238

Current Ratio (Last Year: Jun25)=Total Current Assets/Total Current Liabilities
=574.928/612.129
=0.93922686

Union Coop's current ratio of this year was 1.11544238. Union Coop's current ratio of last year was 0.93922686. ==> This year's current ratio is higher. ==> Score 1.

Question 7. Change in Shares in Issue

Compare the number of shares in issue this year, to the number in issue last year.

Score 0 if there is larger number of shares in issue this year, 1 otherwise.

Union Coop's number of shares in issue this year was 1764.138. Union Coop's number of shares in issue last year was 1764.138. ==> There is smaller number of shares in issue this year, or the same. ==> Score 1.

Efficiency

Question 8. Change in Gross Margin

Compare this year's gross margin (Gross Profit divided by sales) to last year's.

Score 1 if this year's gross margin is higher, 0 if it's lower.

Gross Margin (This Year: TTM)=Gross Profit/Revenue
=864.441/2343.82
=0.36881714

Gross Margin (Last Year: TTM)=Gross Profit/Revenue
=865.68/2139.391
=0.40463852

Union Coop's gross margin of this year was 0.36881714. Union Coop's gross margin of last year was 0.40463852. ==> Last year's gross margin is higher ==> Score 0.

Question 9. Change in asset turnover

Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.

Score 1 if this year's asset turnover ratio is higher, 0 if it's lower

Asset Turnover (This Year)=Revenue/Total Assets at the Beginning of This Year (Jun25)
=2343.82/3669.497
=0.63873059

Asset Turnover (Last Year)=Revenue/Total Assets at the Beginning of Last Year (Jun24)
=2139.391/3419.4
=0.62566269

Union Coop's asset turnover of this year was 0.63873059. Union Coop's asset turnover of last year was 0.62566269. ==> This year's asset turnover is higher. ==> Score 1.

Evaluation

Piotroski F-Score= Que. 1+ Que. 2+ Que. 3+Que. 4+Que. 5+Que. 6+Que. 7+Que. 8+Que. 9
=1+1+0+1+1+1+1+0+1
=7

Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3

Union Coop has an F-score of 7. It is a good or high score, which usually indicates a very healthy situation.

Frequently Asked Questions Learn more about Piotroski F-Score →
What does a Piotroski F-Score of 7 mean?
Union Coop (DFM:UNIONCOOP) has a Piotroski F-Score of 7 as of Aug. 24, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Union Coop and its competitors. This is near median its historical median of 7.00. Over the past decade, Union Coop's Piotroski F-Score has ranged from 7.00 to 9.00. According to the industry distribution chart, Union Coop ranks #106 out of 1100 companies in the Retail - Cyclical industry, placing it in the top 9.6%.
Is Union Coop's Piotroski F-Score too high?
Union Coop's current Piotroski F-Score of 7 is near median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 7.00 to a high of 9.00. The Retail - Cyclical industry median Piotroski F-Score is 6.00. Union Coop's value of 7 is 16.7% above this industry median. Based on the distribution chart, Union Coop ranks #106 out of 1100 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Union Coop has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Coop's Piotroski F-Score compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Union Coop ranks #106 out of 1100 companies for Piotroski F-Score. This places Union Coop in the top 10% of its industry — outperforming the majority of peers. The industry median Piotroski F-Score is 6.00. Union Coop's value of 7 is 16.7% above this benchmark. Historically, Union Coop's own Piotroski F-Score has ranged from 7.00 to 9.00 over the past decade. While the company's 10-year median is 7.00 vs. the industry median of 6.00, Union Coop has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for a Retail - Cyclical company?
The median Piotroski F-Score among Retail - Cyclical companies is 6.00, based on 1,100 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Coop's current Piotroski F-Score of 7 is 16.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Union Coop and its competitors. For the Retail - Cyclical industry, the median Piotroski F-Score is 6.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Coop's current Piotroski F-Score is 7, which is near median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Coop stock overvalued right now?
Based on GuruFocus' analysis, Union Coop (DFM:UNIONCOOP) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ2.70, compared to a current price of د.إ2.15 — trading 20.4% below its estimated fair value. The current Piotroski F-Score is 7, which is near median its 10-year median of 7.00 and 16.7% above the Retail - Cyclical industry median of 6.00. Union Coop's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For Union Coop (DFM:UNIONCOOP), the current Piotroski F-Score is 7 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Coop (DFM:UNIONCOOP) Overvalued in 2026?

Based on GuruFocus' analysis, Union Coop stock appears to be undervalued. The current stock price of د.إ2.15 is trading 20.4% below its estimated GF Value™ of د.إ2.70. GuruFocus considers Union Coop to be Modestly Undervalued.

Key valuation signals for DFM:UNIONCOOP:

  • Piotroski F-Score: 7 (near median its 10-year median of 7.00)
  • GF Value™: د.إ2.70 vs. price of د.إ2.15 (20.4% below fair value)
  • GF Score™: 74/100 with 2 warning signs
  • Industry Position: 16.7% above the Retail - Cyclical median (#106 of 1100)

No single metric tells the full story. See the DFM:UNIONCOOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Coop Business Description

Address The Tripoli Street, Al Warqa - 3, Dubai, ARE
Union Coop is engaged in establishing and managing hypermarkets in the United Arab Emirates. The company has several branches, and owns shopping centers namely; Al Warqa City Mall, Etihad Mall, Al Barsha Mall, Al Barsha South Mall ,Nad Al Hamar Center ,Al Nahda ,Motor City and Silicon Oasis. The company has also launched a chain of stores under the name of Coop, representing new concepts of shopping, as it includes outlets in addition to one branch of the Mini Coop chain, and Union Coop is the first consumer cooperative in the Middle East to include the concept of smart shopping. The company has three business segments that include retail, e-commerce, and real estate segment. It earns the majority of its revenue from the retail segment.
74GF Score

Get the complete analysis for DFM:UNIONCOOP

Piotroski F-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.15
Price
د.إ2.70
GF Value