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Union CoopDFM:UNIONCOOP 74 Return-on-Tangible-Asset is 10.99% as of Mar. 2026, which is 13% above its 10-year median of 9.71. GuruFocus rates DFM:UNIONCOOP with a GF Score™ of 74/100 and a GF Value™ of د.إ2.78 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,137 Retail - Cyclical companies, Union Coop ranks better than 79.95% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Union Coop's annualizedNet Income for the quarter that ended in Mar. 2026 was د.إ409 Mil. Union Coop's average total tangible assets for the quarter that ended in Mar. 2026 was د.إ3,727 Mil. Therefore, Union Coop's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 10.99%.
The historical rank and industry rank for Union Coop's Return-on-Tangible-Asset or its related term are showing as below:
DFM:UNIONCOOP'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 8.44 Med: 9.71 Max: 13.34
Current: 9.11
During the past 6 years, Union Coop's highest Return-on-Tangible-Asset was 13.34%. The lowest was 8.44%. And the median was 9.71%.
DFM:UNIONCOOP's Return-on-Tangible-Asset is ranked better than 79.95% of 1137
companies
in the Retail - Cyclical industry
Industry Median: 2.93
vs DFM:UNIONCOOP: 9.11
Union Coop (DFM:UNIONCOOP) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Union Coop Return-on-Tangible-Asset Related Terms
Union Coop Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Union Coop's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:UNIONCOOP vs DDS, M: Return-on-Tangible-Asset Comparison
For the Department Stores subindustry, Union Coop's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Coop Return-on-Tangible-Asset vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Union Coop's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Union Coop's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 10.99% mean?
Union Coop (DFM:UNIONCOOP) has a Return-on-Tangible-Asset of 10.99% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Union Coop and its competitors. This is 13% above median its historical median of 9.71. Over the past decade, Union Coop's Return-on-Tangible-Asset has ranged from 8.44 to 13.34. According to the industry distribution chart, Union Coop ranks #228 out of 1137 companies in the Retail - Cyclical industry, placing it in the top 20.1%.
Is Union Coop's Return-on-Tangible-Asset too high?
Union Coop's current Return-on-Tangible-Asset of 10.99% is 13% above median its 10-year median of 9.71. Over the past 10 years, this metric has ranged from a low of 8.44 to a high of 13.34. The Retail - Cyclical industry median Return-on-Tangible-Asset is 2.93. Union Coop's value of 10.99% is 275.1% above this industry median. Based on the distribution chart, Union Coop ranks #228 out of 1137 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Union Coop has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Coop's Return-on-Tangible-Asset compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Union Coop ranks #228 out of 1137 companies for Return-on-Tangible-Asset. This places Union Coop in the top 20% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 2.93. Union Coop's value of 10.99% is 275.1% above this benchmark. Historically, Union Coop's own Return-on-Tangible-Asset has ranged from 8.44 to 13.34 over the past decade. While the company's 10-year median is 9.71 vs. the industry median of 2.93, Union Coop has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Retail - Cyclical company?
The median Return-on-Tangible-Asset among Retail - Cyclical companies is 2.93, based on 1,137 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Coop's current Return-on-Tangible-Asset of 10.99% is 275.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Union Coop and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Asset is 2.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Coop's current Return-on-Tangible-Asset is 10.99%, which is 13% above median its own 10-year median of 9.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Coop stock overvalued right now?
Based on GuruFocus' analysis, Union Coop (DFM:UNIONCOOP) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ2.78, compared to a current price of د.إ2.17 — trading 21.9% below its estimated fair value. The current Return-on-Tangible-Asset is 10.99%, which is 13% above median its 10-year median of 9.71 and 275.1% above the Retail - Cyclical industry median of 2.93. Union Coop's overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Union Coop (DFM:UNIONCOOP), the current Return-on-Tangible-Asset is 10.99% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Coop (DFM:UNIONCOOP) Overvalued in 2026?
Based on GuruFocus' analysis, Union Coop stock appears to be undervalued.
The current stock price of د.إ2.17 is trading 21.9% below its estimated GF Value™ of د.إ2.78.
GuruFocus considers Union Coop to be Modestly Undervalued.
Key valuation signals for DFM:UNIONCOOP:
Return-on-Tangible-Asset: 10.99% (13% above median its 10-year median of 9.71)
GF Value™: د.إ2.78 vs. price of د.إ2.17 (21.9% below fair value)
Industry Position: 275.1% above the Retail - Cyclical median (#228 of 1137)
No single metric tells the full story. See the DFM:UNIONCOOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Coop is engaged in establishing and managing hypermarkets in the United Arab Emirates. The company has several branches, and owns shopping centers namely; Al Warqa City Mall, Etihad Mall, Al Barsha Mall, Al Barsha South Mall ,Nad Al Hamar Center ,Al Nahda ,Motor City and Silicon Oasis. The company has also launched a chain of stores under the name of Coop, representing new concepts of shopping, as it includes outlets in addition to one branch of the Mini Coop chain, and Union Coop is the first consumer cooperative in the Middle East to include the concept of smart shopping. The company has three business segments that include retail, e-commerce, and real estate segment. It earns the majority of its revenue from the retail segment.
74GF Score
Get the complete analysis for DFM:UNIONCOOP
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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