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Union CoopDFM:UNIONCOOP +0.90%73 Return-on-Tangible-Equity is 15.35% as of Mar. 2026, which is 14% above its 10-year median of 13.42. GuruFocus rates DFM:UNIONCOOP with a GF Score™ of 73/100 and a GF Value™ of د.إ2.77 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,060 Retail - Cyclical companies, Union Coop ranks better than 61.42% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Union Coop's annualized net income for the quarter that ended in Mar. 2026 was د.إ409 Mil. Union Coop's average shareholder tangible equity for the quarter that ended in Mar. 2026 was د.إ2,667 Mil. Therefore, Union Coop's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 15.35%.
The historical rank and industry rank for Union Coop's Return-on-Tangible-Equity or its related term are showing as below:
DFM:UNIONCOOP'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 11.37 Med: 13.42 Max: 16.06
Current: 13.44
During the past 6 years, Union Coop's highest Return-on-Tangible-Equity was 16.06%. The lowest was 11.37%. And the median was 13.42%.
DFM:UNIONCOOP's Return-on-Tangible-Equity is ranked better than 61.42% of 1060
companies
in the Retail - Cyclical industry
Industry Median: 8.455
vs DFM:UNIONCOOP: 13.44
Union Coop (DFM:UNIONCOOP) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Union Coop Return-on-Tangible-Equity Related Terms
Union Coop Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Union Coop's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:UNIONCOOP vs DDS, M: Return-on-Tangible-Equity Comparison
For the Department Stores subindustry, Union Coop's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Coop Return-on-Tangible-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Union Coop's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Union Coop's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 15.35% mean?
Union Coop (DFM:UNIONCOOP) has a Return-on-Tangible-Equity of 15.35% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Union Coop and its competitors. This is 14% above median its historical median of 13.42. Over the past decade, Union Coop's Return-on-Tangible-Equity has ranged from 11.37 to 16.06. According to the industry distribution chart, Union Coop ranks #409 out of 1060 companies in the Retail - Cyclical industry, placing it in the top 38.6%.
Is Union Coop's Return-on-Tangible-Equity too high?
Union Coop's current Return-on-Tangible-Equity of 15.35% is 14% above median its 10-year median of 13.42. Over the past 10 years, this metric has ranged from a low of 11.37 to a high of 16.06. The Retail - Cyclical industry median Return-on-Tangible-Equity is 8.46. Union Coop's value of 15.35% is 81.5% above this industry median. Based on the distribution chart, Union Coop ranks #409 out of 1060 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Union Coop has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Coop's Return-on-Tangible-Equity compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Union Coop ranks #409 out of 1060 companies for Return-on-Tangible-Equity. This puts Union Coop in the upper half of its industry. The industry median Return-on-Tangible-Equity is 8.46. Union Coop's value of 15.35% is 81.5% above this benchmark. Historically, Union Coop's own Return-on-Tangible-Equity has ranged from 11.37 to 16.06 over the past decade. While the company's 10-year median is 13.42 vs. the industry median of 8.46, Union Coop has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Cyclical company?
The median Return-on-Tangible-Equity among Retail - Cyclical companies is 8.46, based on 1,060 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Coop's current Return-on-Tangible-Equity of 15.35% is 81.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Union Coop and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Equity is 8.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Coop's current Return-on-Tangible-Equity is 15.35%, which is 14% above median its own 10-year median of 13.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Coop stock overvalued right now?
Based on GuruFocus' analysis, Union Coop (DFM:UNIONCOOP) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ2.77, compared to a current price of د.إ2.23 — trading 19.5% below its estimated fair value. The current Return-on-Tangible-Equity is 15.35%, which is 14% above median its 10-year median of 13.42 and 81.5% above the Retail - Cyclical industry median of 8.46. Union Coop's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Union Coop (DFM:UNIONCOOP), the current Return-on-Tangible-Equity is 15.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Coop (DFM:UNIONCOOP) Overvalued in 2026?
Based on GuruFocus' analysis, Union Coop stock appears to be undervalued.
The current stock price of د.إ2.23 is trading 19.5% below its estimated GF Value™ of د.إ2.77.
GuruFocus considers Union Coop to be Modestly Undervalued.
Key valuation signals for DFM:UNIONCOOP:
Return-on-Tangible-Equity: 15.35% (14% above median its 10-year median of 13.42)
GF Value™: د.إ2.77 vs. price of د.إ2.23 (19.5% below fair value)
Industry Position: 81.5% above the Retail - Cyclical median (#409 of 1060)
No single metric tells the full story. See the DFM:UNIONCOOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Coop is engaged in establishing and managing hypermarkets in the United Arab Emirates. The company has several branches, and owns shopping centers namely; Al Warqa City Mall, Etihad Mall, Al Barsha Mall, Al Barsha South Mall ,Nad Al Hamar Center ,Al Nahda ,Motor City and Silicon Oasis. The company has also launched a chain of stores under the name of Coop, representing new concepts of shopping, as it includes outlets in addition to one branch of the Mini Coop chain, and Union Coop is the first consumer cooperative in the Middle East to include the concept of smart shopping. The company has three business segments that include retail, e-commerce, and real estate segment. It earns the majority of its revenue from the retail segment.
73GF Score
Get the complete analysis for DFM:UNIONCOOP
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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