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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Union Coop's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was د.إ23 Mil. Union Coop's average total debt for the quarter that ended in Mar. 2026 was د.إ560 Mil. Therefore, Union Coop's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.04%.
Union Coop (DFM:UNIONCOOP) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Union Coop Effective Interest Rate on Debt % Related Terms
Union Coop Effective Interest Rate on Debt % Historical Data
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The historical data trend for Union Coop's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Coop Effective Interest Rate on Debt % Chart
DFM:UNIONCOOP vs DDS, M: Effective Interest Rate on Debt % Comparison
For the Department Stores subindustry, Union Coop's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Coop Effective Interest Rate on Debt % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Union Coop's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Union Coop's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 4.04% mean?
Union Coop (DFM:UNIONCOOP) has a Effective Interest Rate on Debt % of 4.04% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Union Coop and its competitors.
Is Union Coop's Effective Interest Rate on Debt % too high?
Union Coop's current Effective Interest Rate on Debt % is 4.04%. Overall, Union Coop has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Coop's Effective Interest Rate on Debt % compare to DDS and M?
Union Coop's Effective Interest Rate on Debt % of 4.04% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Union Coop and its competitors. Union Coop's current Effective Interest Rate on Debt % is 4.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Coop stock overvalued right now?
Based on GuruFocus' analysis, Union Coop (DFM:UNIONCOOP) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ2.78, compared to a current price of د.إ2.17 — trading 21.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.04%. Union Coop's overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Union Coop (DFM:UNIONCOOP), the current Effective Interest Rate on Debt % is 4.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Coop (DFM:UNIONCOOP) Overvalued in 2026?
Based on GuruFocus' analysis, Union Coop stock appears to be undervalued.
The current stock price of د.إ2.17 is trading 21.9% below its estimated GF Value™ of د.إ2.78.
GuruFocus considers Union Coop to be Modestly Undervalued.
Key valuation signals for DFM:UNIONCOOP:
Effective Interest Rate on Debt %: 4.04%
GF Value™: د.إ2.78 vs. price of د.إ2.17 (21.9% below fair value)
No single metric tells the full story. See the DFM:UNIONCOOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Coop is engaged in establishing and managing hypermarkets in the United Arab Emirates. The company has several branches, and owns shopping centers namely; Al Warqa City Mall, Etihad Mall, Al Barsha Mall, Al Barsha South Mall ,Nad Al Hamar Center ,Al Nahda ,Motor City and Silicon Oasis. The company has also launched a chain of stores under the name of Coop, representing new concepts of shopping, as it includes outlets in addition to one branch of the Mini Coop chain, and Union Coop is the first consumer cooperative in the Middle East to include the concept of smart shopping. The company has three business segments that include retail, e-commerce, and real estate segment. It earns the majority of its revenue from the retail segment.
74GF Score
Get the complete analysis for DFM:UNIONCOOP
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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