China Jinmao Holdings Group (FRA:3F5) Debt-to-EBITDA : 17.57 (As of Dec. 2025) — 146% Above Median

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FRA:3F5 China Jinmao Holdings Group Ltd FRA:3F5
53 GF Score
Price €0.15
GF Value €0.10
! 7 Warning Signs
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What is China Jinmao Holdings Group Debt-to-EBITDA?

China Jinmao Holdings Group FRA:3F5 -1.35% 53 Debt-to-EBITDA is 17.57 as of Dec. 2025, which is 146% above its 10-year median of 7.14. GuruFocus rates FRA:3F5 with a GF Score™ of 53/100 and a GF Value™ of €0.10. The stock has 7 warning signs investors should review. Among 1,274 Real Estate companies, China Jinmao Holdings Group ranks worse than 86.34% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

China Jinmao Holdings Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €3,448 Mil. China Jinmao Holdings Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €12,333 Mil. China Jinmao Holdings Group's annualized EBITDA for the quarter that ended in Dec. 2025 was €898 Mil. China Jinmao Holdings Group's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 17.57.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for China Jinmao Holdings Group's Debt-to-EBITDA or its related term are showing as below:

FRA:3F5' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 5.09   Med: 7.14   Max: 106.17
Current: 18.02

During the past 13 years, the highest Debt-to-EBITDA Ratio of China Jinmao Holdings Group was 106.17. The lowest was 5.09. And the median was 7.14.

FRA:3F5's Debt-to-EBITDA is ranked worse than
86.34% of 1274 companies
in the Real Estate industry
Industry Median: 5.64 vs FRA:3F5: 18.02

China Jinmao Holdings Group  (FRA:3F5) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


China Jinmao Holdings Group Debt-to-EBITDA Related Terms


China Jinmao Holdings Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for China Jinmao Holdings Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Jinmao Holdings Group Debt-to-EBITDA Chart

China Jinmao Holdings Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.69 9.42 106.17 16.03 16.30

China Jinmao Holdings Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -23.70 18.89 17.62 17.49 17.57

China Jinmao Holdings Group Debt-to-EBITDA Competitor Comparison

For the Real Estate - Development subindustry, China Jinmao Holdings Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Jinmao Holdings Group Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, China Jinmao Holdings Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where China Jinmao Holdings Group's Debt-to-EBITDA falls into.


FRA:3F5
53GF Score
China Jinmao Holdings Group Ltd FRA:3F5
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

China Jinmao Holdings Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

China Jinmao Holdings Group's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3447.995 + 12332.855) / 968.328
=16.30

China Jinmao Holdings Group's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3447.995 + 12332.855) / 898.006
=17.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 17.57 mean?
China Jinmao Holdings Group (FRA:3F5) has a Debt-to-EBITDA of 17.57 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on China Jinmao Holdings Group. This is 146% above median its historical median of 7.14. Over the past decade, China Jinmao Holdings Group's Debt-to-EBITDA has ranged from 5.09 to 106.17. According to the industry distribution chart, China Jinmao Holdings Group ranks #1100 out of 1274 companies in the Real Estate industry, placing it in the top 86.3%.
Is China Jinmao Holdings Group's Debt-to-EBITDA too high?
China Jinmao Holdings Group's current Debt-to-EBITDA of 17.57 is 146% above median its 10-year median of 7.14. Over the past 10 years, this metric has ranged from a low of 5.09 to a high of 106.17. The Real Estate industry median Debt-to-EBITDA is 5.64. China Jinmao Holdings Group's value of 17.57 is 211.5% above this industry median. Based on the distribution chart, China Jinmao Holdings Group ranks #1100 out of 1274 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, China Jinmao Holdings Group has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does China Jinmao Holdings Group's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, China Jinmao Holdings Group ranks #1100 out of 1274 companies for Debt-to-EBITDA. This places China Jinmao Holdings Group in the lower half of its industry. The industry median Debt-to-EBITDA is 5.64. China Jinmao Holdings Group's value of 17.57 is 211.5% above this benchmark. Historically, China Jinmao Holdings Group's own Debt-to-EBITDA has ranged from 5.09 to 106.17 over the past decade. While the company's 10-year median is 7.14 vs. the industry median of 5.64, China Jinmao Holdings Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.64, based on 1,274 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Jinmao Holdings Group's current Debt-to-EBITDA of 17.57 is 211.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on China Jinmao Holdings Group. For the Real Estate industry, the median Debt-to-EBITDA is 5.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Jinmao Holdings Group's current Debt-to-EBITDA is 17.57, which is 146% above median its own 10-year median of 7.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Jinmao Holdings Group stock overvalued right now?
China Jinmao Holdings Group (FRA:3F5) has a current Debt-to-EBITDA of 17.57. The stock's GF Value™ is €0.10, compared to a current price of €0.15 — trading 46% above its estimated fair value. The current Debt-to-EBITDA is 17.57, which is 146% above median its 10-year median of 7.14 and 211.5% above the Real Estate industry median of 5.64. China Jinmao Holdings Group's overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For China Jinmao Holdings Group (FRA:3F5), the current Debt-to-EBITDA is 17.57 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Jinmao Holdings Group (FRA:3F5) Overvalued in 2026?

Based on GuruFocus' analysis, China Jinmao Holdings Group stock appears to be overvalued. The current stock price of €0.15 is trading 46% above its estimated GF Value™ of €0.10.

Key valuation signals for FRA:3F5:

  • Debt-to-EBITDA: 17.57 (146% above median its 10-year median of 7.14)
  • GF Value™: €0.10 vs. price of €0.15 (46% above fair value)
  • GF Score™: 53/100 with 7 warning signs
  • Industry Position: 211.5% above the Real Estate median (#1100 of 1274)

No single metric tells the full story. See the FRA:3F5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Jinmao Holdings Group Business Description

Other Exchanges 00817:Hong Kong
Address 1 Harbour Road, Room 4702-4703, 47th Floor, Office Tower, Convention Plaza, Wanchai, Hong Kong, HKG
China Jinmao, formerly known as Franshion Properties, is a mid-cap real estate developer in China. It listed on the Hong Kong stock exchange in 2007. As the real estate arm of Sinochem, a leading government-controlled chemical-producing conglomerate, China Jinmao focuses on the development of high-end residential projects in wealthy cities of China with premium pricing. It also engages in a unique city operation model, in which it has opportunities to participate in large-scale primary and secondary land development through specific agreements with local government. Under the mixed ownership reform initiative, China Jinmao brought in Ping An as a long-term financial investor and second-largest shareholder.
53GF Score

Get the complete analysis for FRA:3F5

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.15
Price
€0.10
GF Value