China Jinmao Holdings GroupFRA:3F5 -2.88%47 Interest Coverage is 2.43 as of Dec. 2025, which is 21% below its 10-year median of 3.09. GuruFocus rates FRA:3F5 with a GF Score™ of 47/100 and a GF Value™ of €0.10 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,299 Real Estate companies, China Jinmao Holdings Group ranks worse than 68.28% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. China Jinmao Holdings Group's
Operating Income
for the
six
months ended in Dec. 2025 was €317 Mil. China Jinmao Holdings Group's Interest Expense for the
six
months ended in Dec. 2025 was €-131 Mil.
China Jinmao Holdings Group's interest coverage for the quarter that ended in Dec. 2025 was 2.43.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. China Jinmao Holdings Group Ltd interest coverage is 2.12, which is low.
The historical rank and industry rank for China Jinmao Holdings Group's Interest Coverage or its related term are showing as below:
FRA:3F5'
s Interest Coverage Range Over the Past 10 Years
Min: 0.8 Med: 3.09 Max: 11.05
Current: 2.12
FRA:3F5's Interest Coverage is ranked worse than 68.28% of 1299
companies
in the Real Estate industry
Industry Median: 4.25
vs FRA:3F5: 2.12
China Jinmao Holdings Group (FRA:3F5) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
China Jinmao Holdings Group Interest Coverage Related Terms
China Jinmao Holdings Group Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
China Jinmao Holdings Group Interest Coverage Chart
China Jinmao Holdings Group Interest Coverage Competitor Comparison
For the Real Estate - Development subindustry, China Jinmao Holdings Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Jinmao Holdings Group Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, China Jinmao Holdings Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where China Jinmao Holdings Group's Interest Coverage falls into.
China Jinmao Holdings Group Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Jinmao Holdings Group (FRA:3F5) has a Interest Coverage of 2.43 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on China Jinmao Holdings Group and its competitors. This is 21% below median its historical median of 3.09. Over the past decade, China Jinmao Holdings Group's Interest Coverage has ranged from 0.80 to 11.05. According to the industry distribution chart, China Jinmao Holdings Group ranks #887 out of 1299 companies in the Real Estate industry, placing it in the top 68.3%.
Is China Jinmao Holdings Group's Interest Coverage too high?
China Jinmao Holdings Group's current Interest Coverage of 2.43 is 21% below median its 10-year median of 3.09. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 11.05. The Real Estate industry median Interest Coverage is 4.25. China Jinmao Holdings Group's value of 2.43 is 42.8% below this industry median. Based on the distribution chart, China Jinmao Holdings Group ranks #887 out of 1299 companies in the Real Estate industry, which is below the industry midpoint. Overall, China Jinmao Holdings Group has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Jinmao Holdings Group's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, China Jinmao Holdings Group ranks #887 out of 1299 companies for Interest Coverage. This places China Jinmao Holdings Group in the lower half of its industry. The industry median Interest Coverage is 4.25. China Jinmao Holdings Group's value of 2.43 is 42.8% below this benchmark. Historically, China Jinmao Holdings Group's own Interest Coverage has ranged from 0.80 to 11.05 over the past decade. While the company's 10-year median is 3.09 vs. the industry median of 4.25, China Jinmao Holdings Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Jinmao Holdings Group's current Interest Coverage of 2.43 is 42.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on China Jinmao Holdings Group and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Jinmao Holdings Group's current Interest Coverage is 2.43, which is 21% below median its own 10-year median of 3.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Jinmao Holdings Group stock overvalued right now?
Based on GuruFocus' analysis, China Jinmao Holdings Group (FRA:3F5) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.10, compared to a current price of €0.14 — trading 35% above its estimated fair value. The current Interest Coverage is 2.43, which is 21% below median its 10-year median of 3.09 and 42.8% below the Real Estate industry median of 4.25. China Jinmao Holdings Group's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For China Jinmao Holdings Group (FRA:3F5), the current Interest Coverage is 2.43 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Jinmao Holdings Group (FRA:3F5) Overvalued in 2026?
Based on GuruFocus' analysis, China Jinmao Holdings Group stock appears to be overvalued.
The current stock price of €0.14 is trading 35% above its estimated GF Value™ of €0.10.
GuruFocus considers China Jinmao Holdings Group to be Significantly Overvalued.
Key valuation signals for FRA:3F5:
Interest Coverage: 2.43 (21% below median its 10-year median of 3.09)
GF Value™: €0.10 vs. price of €0.14 (35% above fair value)
Industry Position: 42.8% below the Real Estate median (#887 of 1299)
No single metric tells the full story. See the FRA:3F5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Jinmao, formerly known as Franshion Properties, is a mid-cap real estate developer in China. It listed on the Hong Kong stock exchange in 2007. As the real estate arm of Sinochem, a leading government-controlled chemical-producing conglomerate, China Jinmao focuses on the development of high-end residential projects in wealthy cities of China with premium pricing. It also engages in a unique city operation model, in which it has opportunities to participate in large-scale primary and secondary land development through specific agreements with local government. Under the mixed ownership reform initiative, China Jinmao brought in Ping An as a long-term financial investor and second-largest shareholder.
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