Moonpig Group (FRA:769) Debt-to-EBITDA : 0.98 (As of Apr. 2026) — 52% Below Median

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FRA:769 Moonpig Group PLC FRA:769
75 GF Score
Price €3.18
GF Value €2.65
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Moonpig Group Debt-to-EBITDA?

Moonpig Group FRA:769 +0.63% 75 Debt-to-EBITDA is 0.98 as of Apr. 2026, which is 52% below its 10-year median of 2.05. GuruFocus rates FRA:769 with a GF Score™ of 75/100 and a GF Value™ of €2.65 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 903 Retail - Cyclical companies, Moonpig Group ranks better than 74.2% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Moonpig Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was €3.9 Mil. Moonpig Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was €130.9 Mil. Moonpig Group's annualized EBITDA for the quarter that ended in Apr. 2026 was €137.7 Mil. Moonpig Group's annualized Debt-to-EBITDA for the quarter that ended in Apr. 2026 was 0.98.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Moonpig Group's Debt-to-EBITDA or its related term are showing as below:

FRA:769' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.91   Med: 2.05   Max: 3.59
Current: 1.12

During the past 9 years, the highest Debt-to-EBITDA Ratio of Moonpig Group was 3.59. The lowest was 0.91. And the median was 2.05.

FRA:769's Debt-to-EBITDA is ranked better than
74.2% of 903 companies
in the Retail - Cyclical industry
Industry Median: 2.34 vs FRA:769: 1.12

Moonpig Group  (FRA:769) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Moonpig Group Debt-to-EBITDA Related Terms


Moonpig Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Moonpig Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Moonpig Group Debt-to-EBITDA Chart

Moonpig Group Annual Data
Trend Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25 Apr26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only 2.96 2.64 1.47 2.66 1.12

Moonpig Group Semi-Annual Data
Apr18 Apr19 Oct19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25 Apr26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.29 -4.64 0.99 1.51 0.98

FRA:769 vs CASY, WSM, ULTA: Debt-to-EBITDA Comparison

For the Specialty Retail subindustry, Moonpig Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Moonpig Group Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Moonpig Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Moonpig Group's Debt-to-EBITDA falls into.


FRA:769
75GF Score
Moonpig Group PLC FRA:769
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Moonpig Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Moonpig Group's Debt-to-EBITDA for the fiscal year that ended in Apr. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3.927 + 130.927) / 120.314
=1.12

Moonpig Group's annualized Debt-to-EBITDA for the quarter that ended in Apr. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3.927 + 130.927) / 137.666
=0.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Apr. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.98 mean?
Moonpig Group (FRA:769) has a Debt-to-EBITDA of 0.98 as of Apr. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Moonpig Group. This is 52% below median its historical median of 2.05. Over the past decade, Moonpig Group's Debt-to-EBITDA has ranged from 0.91 to 3.59. According to the industry distribution chart, Moonpig Group ranks #233 out of 903 companies in the Retail - Cyclical industry, placing it in the top 25.8%.
Is Moonpig Group's Debt-to-EBITDA too high?
Moonpig Group's current Debt-to-EBITDA of 0.98 is 52% below median its 10-year median of 2.05. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 3.59. The Retail - Cyclical industry median Debt-to-EBITDA is 2.34. Moonpig Group's value of 0.98 is 58.1% below this industry median. Based on the distribution chart, Moonpig Group ranks #233 out of 903 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Moonpig Group has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moonpig Group's Debt-to-EBITDA compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Moonpig Group ranks #233 out of 903 companies for Debt-to-EBITDA. This puts Moonpig Group in the upper half of its industry. The industry median Debt-to-EBITDA is 2.34. Moonpig Group's value of 0.98 is 58.1% below this benchmark. Historically, Moonpig Group's own Debt-to-EBITDA has ranged from 0.91 to 3.59 over the past decade. While the company's 10-year median is 2.05 vs. the industry median of 2.34, Moonpig Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.34, based on 903 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Moonpig Group's current Debt-to-EBITDA of 0.98 is 58.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Moonpig Group. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Moonpig Group's current Debt-to-EBITDA is 0.98, which is 52% below median its own 10-year median of 2.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moonpig Group stock overvalued right now?
Based on GuruFocus' analysis, Moonpig Group (FRA:769) is currently considered Modestly Overvalued. The stock's GF Value™ is €2.65, compared to a current price of €3.18 — trading 20% above its estimated fair value. The current Debt-to-EBITDA is 0.98, which is 52% below median its 10-year median of 2.05 and 58.1% below the Retail - Cyclical industry median of 2.34. Moonpig Group's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Moonpig Group (FRA:769), the current Debt-to-EBITDA is 0.98 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Moonpig Group (FRA:769) Overvalued in 2026?

Based on GuruFocus' analysis, Moonpig Group stock appears to be overvalued. The current stock price of €3.18 is trading 20% above its estimated GF Value™ of €2.65. GuruFocus considers Moonpig Group to be Modestly Overvalued.

Key valuation signals for FRA:769:

  • Debt-to-EBITDA: 0.98 (52% below median its 10-year median of 2.05)
  • GF Value™: €2.65 vs. price of €3.18 (20% above fair value)
  • GF Score™: 75/100 with 3 warning signs
  • Industry Position: 58.1% below the Retail - Cyclical median (#233 of 903)

No single metric tells the full story. See the FRA:769 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Moonpig Group Business Description

Other Exchanges MOONl:UKMOON:UK
Address 10 Back Hill, Herbal House, London, GBR, EC1R 5EN
Moonpig Group PLC operates in the gifting market. The company is an online greeting cards and gifting platform, comprising the Moonpig, Red Letter Days, and Buyagift brands in the UK and the Greetz brand in the Netherlands. Its products and services include a range of cards, a curated range of gifts, personalization features, and next-day delivery offerings. The company's operating segments are Moonpig, which derives key revenue, Greetz, and Experiences. Geographically, the company generates maximum revenue from the United Kingdom and the rest from the Netherlands, Ireland, the United States, and Australia.
75GF Score

Get the complete analysis for FRA:769

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.18
Price
€2.65
GF Value