Moonpig Group (FRA:769) Interest Coverage: 9.08 (As of Apr. 2026) — 36% Above Median


FRA:769 Moonpig Group PLC FRA:769
80 GF Score
Price €2.58
GF Value €2.62
Valuation Fairly Valued
! 1 Warning Sign
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What is Moonpig Group Interest Coverage?

Moonpig Group FRA:769 +4.03% 80 Interest Coverage is 9.08 as of Apr. 2026, which is 36% above its 10-year median of 6.67. GuruFocus rates FRA:769 with a GF Score™ of 80/100 and a GF Value™ of €2.62 (Fairly Valued). The stock has 1 warning sign investors should review. Among 824 Retail - Cyclical companies, Moonpig Group ranks worse than 51.46% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Moonpig Group's Operating Income for the six months ended in Apr. 2026 was €54.4 Mil. Moonpig Group's Interest Expense for the six months ended in Apr. 2026 was €-6.0 Mil. Moonpig Group's interest coverage for the quarter that ended in Apr. 2026 was 9.08. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Moonpig Group's Interest Coverage or its related term are showing as below:

FRA:769' s Interest Coverage Range Over the Past 10 Years
Min: 1.08   Med: 6.67   Max: No Debt
Current: 7.51


FRA:769's Interest Coverage is ranked worse than
51.46% of 824 companies
in the Retail - Cyclical industry
Industry Median: 7.94 vs FRA:769: 7.51

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Moonpig Group  (FRA:769) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Moonpig Group Interest Coverage Related Terms


Moonpig Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Moonpig Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Moonpig Group Interest Coverage Chart

Moonpig Group Annual Data
Trend Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25 Apr26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only 5.88 3.26 3.30 1.08 7.51

Moonpig Group Semi-Annual Data
Apr18 Apr19 Oct19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25 Apr26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.24 4.82 0.00 5.99 9.08

FRA:769 vs CASY, WSM, DKS: Interest Coverage Comparison

For the Specialty Retail subindustry, Moonpig Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Moonpig Group Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Moonpig Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Moonpig Group's Interest Coverage falls into.


FRA:769
80GF Score
Moonpig Group PLC FRA:769
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Moonpig Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Moonpig Group's Interest Coverage for the fiscal year that ended in Apr. 2026 is calculated as

Here, for the fiscal year that ended in Apr. 2026, Moonpig Group's Interest Expense was €-12.2 Mil. Its Operating Income was €91.6 Mil. And its Long-Term Debt & Capital Lease Obligation was €130.9 Mil.

Interest Coverage=-1* Operating Income (A: Apr. 2026 )/Interest Expense (A: Apr. 2026 )
=-1*91.574/-12.198
=7.51

Moonpig Group's Interest Coverage for the quarter that ended in Apr. 2026 is calculated as

Here, for the six months ended in Apr. 2026, Moonpig Group's Interest Expense was €-6.0 Mil. Its Operating Income was €54.4 Mil. And its Long-Term Debt & Capital Lease Obligation was €130.9 Mil.

Interest Coverage=-1* Operating Income (Q: Apr. 2026 )/Interest Expense (Q: Apr. 2026 )
=-1*54.382/-5.986
=9.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 9.08 mean?
Moonpig Group (FRA:769) has a Interest Coverage of 9.08 as of Apr. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Moonpig Group and its competitors. This is 36% above median its historical median of 6.67. Over the past decade, Moonpig Group's Interest Coverage has ranged from 1.08 to 10,000.00. According to the industry distribution chart, Moonpig Group ranks #424 out of 824 companies in the Retail - Cyclical industry, placing it in the top 51.5%.
Is Moonpig Group's Interest Coverage too high?
Moonpig Group's current Interest Coverage of 9.08 is 36% above median its 10-year median of 6.67. Over the past 10 years, this metric has ranged from a low of 1.08 to a high of 10,000.00. The Retail - Cyclical industry median Interest Coverage is 7.94. Moonpig Group's value of 9.08 is 14.4% above this industry median. Based on the distribution chart, Moonpig Group ranks #424 out of 824 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Moonpig Group has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Moonpig Group's Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Moonpig Group ranks #424 out of 824 companies for Interest Coverage. This places Moonpig Group in the lower half of its industry. The industry median Interest Coverage is 7.94. Moonpig Group's value of 9.08 is 14.4% above this benchmark. Historically, Moonpig Group's own Interest Coverage has ranged from 1.08 to 10,000.00 over the past decade. While the company's 10-year median is 6.67 vs. the industry median of 7.94, Moonpig Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Moonpig Group's current Interest Coverage of 9.08 is 14.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Moonpig Group and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Moonpig Group's current Interest Coverage is 9.08, which is 36% above median its own 10-year median of 6.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moonpig Group stock overvalued right now?
Based on GuruFocus' analysis, Moonpig Group (FRA:769) is currently considered Fairly Valued. The stock's GF Value™ is €2.62, compared to a current price of €2.58 — trading 1.5% below its estimated fair value. The current Interest Coverage is 9.08, which is 36% above median its 10-year median of 6.67 and 14.4% above the Retail - Cyclical industry median of 7.94. Moonpig Group's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Moonpig Group (FRA:769), the current Interest Coverage is 9.08 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Moonpig Group (FRA:769) Overvalued in 2026?

Based on GuruFocus' analysis, Moonpig Group stock appears to be undervalued. The current stock price of €2.58 is trading 1.5% below its estimated GF Value™ of €2.62. GuruFocus considers Moonpig Group to be Fairly Valued.

Key valuation signals for FRA:769:

  • Interest Coverage: 9.08 (36% above median its 10-year median of 6.67)
  • GF Value™: €2.62 vs. price of €2.58 (1.5% below fair value)
  • GF Score™: 80/100 with 1 warning sign
  • Industry Position: 14.4% above the Retail - Cyclical median (#424 of 824)

No single metric tells the full story. See the FRA:769 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Moonpig Group Business Description

Other Exchanges MOONl:UKMOON:UK
Address 10 Back Hill, Herbal House, London, GBR, EC1R 5EN
Moonpig Group PLC operates in the gifting market. The company is an online greeting cards and gifting platform, comprising the Moonpig, Red Letter Days, and Buyagift brands in the UK and the Greetz brand in the Netherlands. Its products and services include a range of cards, a curated range of gifts, personalization features, and next-day delivery offerings. The company's operating segments are Moonpig, which derives key revenue, Greetz, and Experiences. Geographically, the company generates maximum revenue from the United Kingdom and the rest from the Netherlands, Ireland, the United States, and Australia.
80GF Score

Get the complete analysis for FRA:769

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.58
Price
€2.62
GF Value