ATOSS Software SE (FRA:AOF) Debt-to-EBITDA : 0.08 (As of Dec. 2025) — 74% Below Median

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FRA:AOF ATOSS Software SE FRA:AOF
80 GF Score
Price €71.00
GF Value €159.02
Valuation Significantly Undervalued
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What is ATOSS Software SE Debt-to-EBITDA?

ATOSS Software SE FRA:AOF -0.14% 80 Debt-to-EBITDA is 0.08 as of Dec. 2025, which is 74% below its 10-year median of 0.31. GuruFocus rates FRA:AOF with a GF Score™ of 80/100 and a GF Value™ of €159.02 (Significantly Undervalued). Among 1,716 Software companies, ATOSS Software SE ranks better than 88.4% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

ATOSS Software SE's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €3.2 Mil. ATOSS Software SE's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €3.7 Mil. ATOSS Software SE's annualized EBITDA for the quarter that ended in Dec. 2025 was €84.4 Mil. ATOSS Software SE's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 0.08.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for ATOSS Software SE's Debt-to-EBITDA or its related term are showing as below:

FRA:AOF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.09   Med: 0.31   Max: 0.49
Current: 0.09

During the past 13 years, the highest Debt-to-EBITDA Ratio of ATOSS Software SE was 0.49. The lowest was 0.09. And the median was 0.31.

FRA:AOF's Debt-to-EBITDA is ranked better than
88.4% of 1716 companies
in the Software industry
Industry Median: 1.085 vs FRA:AOF: 0.09

ATOSS Software SE  (FRA:AOF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


ATOSS Software SE Debt-to-EBITDA Related Terms


ATOSS Software SE Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for ATOSS Software SE's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ATOSS Software SE Debt-to-EBITDA Chart

ATOSS Software SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.33 0.31 0.15 0.09 0.09

ATOSS Software SE Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.11 0.09 0.11 0.08

FRA:AOF vs UBER, SHOP, CRM: Debt-to-EBITDA Comparison

For the Software - Application subindustry, ATOSS Software SE's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ATOSS Software SE Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, ATOSS Software SE's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where ATOSS Software SE's Debt-to-EBITDA falls into.


FRA:AOF
80GF Score
ATOSS Software SE FRA:AOF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ATOSS Software SE Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

ATOSS Software SE's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3.159 + 3.676) / 77.146
=0.09

ATOSS Software SE's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3.159 + 3.676) / 84.41
=0.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.08 mean?
ATOSS Software SE (FRA:AOF) has a Debt-to-EBITDA of 0.08 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on ATOSS Software SE. This is 74% below median its historical median of 0.31. Over the past decade, ATOSS Software SE's Debt-to-EBITDA has ranged from 0.09 to 0.49. According to the industry distribution chart, ATOSS Software SE ranks #199 out of 1716 companies in the Software industry, placing it in the top 11.6%.
Is ATOSS Software SE's Debt-to-EBITDA too high?
ATOSS Software SE's current Debt-to-EBITDA of 0.08 is 74% below median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.49. The Software industry median Debt-to-EBITDA is 1.09. ATOSS Software SE's value of 0.08 is 92.6% below this industry median. Based on the distribution chart, ATOSS Software SE ranks #199 out of 1716 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, ATOSS Software SE has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ATOSS Software SE's Debt-to-EBITDA compare to UBER and SHOP?
According to the Software industry distribution chart, ATOSS Software SE ranks #199 out of 1716 companies for Debt-to-EBITDA. This places ATOSS Software SE in the top 12% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.09. ATOSS Software SE's value of 0.08 is 92.6% below this benchmark. Historically, ATOSS Software SE's own Debt-to-EBITDA has ranged from 0.09 to 0.49 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 1.09, ATOSS Software SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,716 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ATOSS Software SE's current Debt-to-EBITDA of 0.08 is 92.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on ATOSS Software SE. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ATOSS Software SE's current Debt-to-EBITDA is 0.08, which is 74% below median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ATOSS Software SE stock overvalued right now?
Based on GuruFocus' analysis, ATOSS Software SE (FRA:AOF) is currently considered Significantly Undervalued. The stock's GF Value™ is €159.02, compared to a current price of €71.00 — trading 55.4% below its estimated fair value. The current Debt-to-EBITDA is 0.08, which is 74% below median its 10-year median of 0.31 and 92.6% below the Software industry median of 1.09. ATOSS Software SE's overall GF Score™ is 80/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For ATOSS Software SE (FRA:AOF), the current Debt-to-EBITDA is 0.08 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ATOSS Software SE (FRA:AOF) Overvalued in 2026?

Based on GuruFocus' analysis, ATOSS Software SE stock appears to be undervalued. The current stock price of €71.00 is trading 55.4% below its estimated GF Value™ of €159.02. GuruFocus considers ATOSS Software SE to be Significantly Undervalued.

Key valuation signals for FRA:AOF:

  • Debt-to-EBITDA: 0.08 (74% below median its 10-year median of 0.31)
  • GF Value™: €159.02 vs. price of €71.00 (55.4% below fair value)
  • GF Score™: 80/100
  • Industry Position: 92.6% below the Software median (#199 of 1716)

No single metric tells the full story. See the FRA:AOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ATOSS Software SE Business Description

Address Rosenheimer Street 141 h, Munich, DEU, 81671
ATOSS Software SE supplies technical and consulting solutions for professional workforce management and demand-driven workforce deployment. From conventional working time management to mobile apps, detailed workforce forecasting, sophisticated workforce scheduling, or strategic capacity and demand schedules, the company offers its customers various solutions in the cloud or on-premises. It generates sales revenue from licensing software products to end-users or to resellers, from cloud subscriptions, maintenance contracts, consulting services, the sale of hardware, as well as from providing other goods and services.
80GF Score

Get the complete analysis for FRA:AOF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€71.00
Price
€159.02
GF Value