ATOSS Software SE (FRA:AOF) Equity-to-Asset: 0.61 (As of Dec. 2025) — 15% Above Median

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FRA:AOF ATOSS Software SE FRA:AOF
88 GF Score
Price €90.70
GF Value €156.63
Valuation Significantly Undervalued
View Full Analysis

What is ATOSS Software SE Equity-to-Asset?

ATOSS Software SE FRA:AOF +4.13% 88 Equity-to-Asset is 0.61 as of Dec. 2025, which is 15% above its 10-year median of 0.53. GuruFocus rates FRA:AOF with a GF Score™ of 88/100 and a GF Value™ of €156.63 (Significantly Undervalued). Among 2,891 Software companies, ATOSS Software SE ranks better than 58.94% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. ATOSS Software SE's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €97.2 Mil. ATOSS Software SE's Total Assets for the quarter that ended in Dec. 2025 was €160.2 Mil. Therefore, ATOSS Software SE's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.61.

The historical rank and industry rank for ATOSS Software SE's Equity-to-Asset or its related term are showing as below:

FRA:AOF' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.43   Med: 0.53   Max: 0.61
Current: 0.61

During the past 13 years, the highest Equity to Asset Ratio of ATOSS Software SE was 0.61. The lowest was 0.43. And the median was 0.53.

FRA:AOF's Equity-to-Asset is ranked better than
58.94% of 2891 companies
in the Software industry
Industry Median: 0.56 vs FRA:AOF: 0.61

ATOSS Software SE  (FRA:AOF) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


ATOSS Software SE Equity-to-Asset Related Terms


ATOSS Software SE Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for ATOSS Software SE's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ATOSS Software SE Equity-to-Asset Chart

ATOSS Software SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.49 0.53 0.54 0.56 0.61

ATOSS Software SE Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.54 0.48 0.56 0.54 0.61

FRA:AOF vs QH, SHOP, UBER: Equity-to-Asset Comparison

For the Software - Application subindustry, ATOSS Software SE's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ATOSS Software SE Equity-to-Asset vs Software Industry

For the Software industry and Technology sector, ATOSS Software SE's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where ATOSS Software SE's Equity-to-Asset falls into.


FRA:AOF
88GF Score
ATOSS Software SE FRA:AOF
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ATOSS Software SE Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

ATOSS Software SE's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=97.153/160.152
=0.61

ATOSS Software SE's Equity to Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

Equity to Asset (Q: Dec. 2025 )=Total Stockholders Equity/Total Assets
=97.153/160.152
=0.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.61 mean?
ATOSS Software SE (FRA:AOF) has a Equity-to-Asset of 0.61 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on ATOSS Software SE and its competitors. This is 15% above median its historical median of 0.53. Over the past decade, ATOSS Software SE's Equity-to-Asset has ranged from 0.43 to 0.61. According to the industry distribution chart, ATOSS Software SE ranks #1187 out of 2891 companies in the Software industry, placing it in the top 41.1%.
Is ATOSS Software SE's Equity-to-Asset too high?
ATOSS Software SE's current Equity-to-Asset of 0.61 is 15% above median its 10-year median of 0.53. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 0.61. The Software industry median Equity-to-Asset is 0.56. ATOSS Software SE's value of 0.61 is 8.9% above this industry median. Based on the distribution chart, ATOSS Software SE ranks #1187 out of 2891 companies in the Software industry, which is above the industry midpoint. Overall, ATOSS Software SE has a GF Score™ of 88/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ATOSS Software SE's Equity-to-Asset compare to QH and SHOP?
According to the Software industry distribution chart, ATOSS Software SE ranks #1187 out of 2891 companies for Equity-to-Asset. This puts ATOSS Software SE in the upper half of its industry. The industry median Equity-to-Asset is 0.56. ATOSS Software SE's value of 0.61 is 8.9% above this benchmark. Historically, ATOSS Software SE's own Equity-to-Asset has ranged from 0.43 to 0.61 over the past decade. While the company's 10-year median is 0.53 vs. the industry median of 0.56, ATOSS Software SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,891 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ATOSS Software SE's current Equity-to-Asset of 0.61 is 8.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on ATOSS Software SE and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ATOSS Software SE's current Equity-to-Asset is 0.61, which is 15% above median its own 10-year median of 0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ATOSS Software SE stock overvalued right now?
Based on GuruFocus' analysis, ATOSS Software SE (FRA:AOF) is currently considered Significantly Undervalued. The stock's GF Value™ is €156.63, compared to a current price of €90.70 — trading 42.1% below its estimated fair value. The current Equity-to-Asset is 0.61, which is 15% above median its 10-year median of 0.53 and 8.9% above the Software industry median of 0.56. ATOSS Software SE's overall GF Score™ is 88/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For ATOSS Software SE (FRA:AOF), the current Equity-to-Asset is 0.61 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ATOSS Software SE (FRA:AOF) Overvalued in 2026?

Based on GuruFocus' analysis, ATOSS Software SE stock appears to be undervalued. The current stock price of €90.70 is trading 42.1% below its estimated GF Value™ of €156.63. GuruFocus considers ATOSS Software SE to be Significantly Undervalued.

Key valuation signals for FRA:AOF:

  • Equity-to-Asset: 0.61 (15% above median its 10-year median of 0.53)
  • GF Value™: €156.63 vs. price of €90.70 (42.1% below fair value)
  • GF Score™: 88/100
  • Industry Position: 8.9% above the Software median (#1187 of 2891)

No single metric tells the full story. See the FRA:AOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ATOSS Software SE Business Description

Address Rosenheimer Street 141 h, Munich, DEU, 81671
ATOSS Software SE supplies technical and consulting solutions for professional workforce management and demand-driven workforce deployment. From conventional working time management to mobile apps, detailed workforce forecasting, sophisticated workforce scheduling, or strategic capacity and demand schedules, the company offers its customers various solutions in the cloud or on-premises. It generates sales revenue from licensing software products to end-users or to resellers, from cloud subscriptions, maintenance contracts, consulting services, the sale of hardware, as well as from providing other goods and services.
88GF Score

Get the complete analysis for FRA:AOF

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€90.70
Price
€156.63
GF Value