ATOSS Software SE (FRA:AOF) Interest Coverage: 631.22 (As of Dec. 2025) — 326% Above Median


FRA:AOF ATOSS Software SE FRA:AOF
79 GF Score
Price €68.00
GF Value €153.63
Valuation Significantly Undervalued
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What is ATOSS Software SE Interest Coverage?

ATOSS Software SE FRA:AOF -3.55% 79 Interest Coverage is 631.22 as of Dec. 2025, which is 326% above its 10-year median of 148.08. GuruFocus rates FRA:AOF with a GF Score™ of 79/100 and a GF Value™ of €153.63 (Significantly Undervalued). Among 1,707 Software companies, ATOSS Software SE ranks better than 73.17% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. ATOSS Software SE's Operating Income for the six months ended in Dec. 2025 was €37.9 Mil. ATOSS Software SE's Interest Expense for the six months ended in Dec. 2025 was €-0.1 Mil. ATOSS Software SE's interest coverage for the quarter that ended in Dec. 2025 was 631.22. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. ATOSS Software SE has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for ATOSS Software SE's Interest Coverage or its related term are showing as below:

FRA:AOF' s Interest Coverage Range Over the Past 10 Years
Min: 10.22   Med: 148.08   Max: 222.73
Current: 153.12


FRA:AOF's Interest Coverage is ranked better than
73.17% of 1707 companies
in the Software industry
Industry Median: 24.65 vs FRA:AOF: 153.12

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


ATOSS Software SE  (FRA:AOF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


ATOSS Software SE Interest Coverage Related Terms


ATOSS Software SE Interest Coverage Historical Data

* Premium members only.

The historical data trend for ATOSS Software SE's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

ATOSS Software SE Interest Coverage Chart

ATOSS Software SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 169.27 188.22 222.73 187.99 153.12

ATOSS Software SE Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 661.57 173.13 203.75 79.56 631.22

FRA:AOF vs CRM, SHOP, UBER: Interest Coverage Comparison

For the Software - Application subindustry, ATOSS Software SE's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ATOSS Software SE Interest Coverage vs Software Industry

For the Software industry and Technology sector, ATOSS Software SE's Interest Coverage distribution charts can be found below:

* The bar in red indicates where ATOSS Software SE's Interest Coverage falls into.


FRA:AOF
79GF Score
ATOSS Software SE FRA:AOF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ATOSS Software SE Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

ATOSS Software SE's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, ATOSS Software SE's Interest Expense was €-0.5 Mil. Its Operating Income was €68.9 Mil. And its Long-Term Debt & Capital Lease Obligation was €3.7 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*68.903/-0.45
=153.12

ATOSS Software SE's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, ATOSS Software SE's Interest Expense was €-0.1 Mil. Its Operating Income was €37.9 Mil. And its Long-Term Debt & Capital Lease Obligation was €3.7 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*37.873/-0.06
=631.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 631.22 mean?
ATOSS Software SE (FRA:AOF) has a Interest Coverage of 631.22 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ATOSS Software SE and its competitors. This is 326% above median its historical median of 148.08. Over the past decade, ATOSS Software SE's Interest Coverage has ranged from 10.22 to 222.73. According to the industry distribution chart, ATOSS Software SE ranks #458 out of 1707 companies in the Software industry, placing it in the top 26.8%.
Is ATOSS Software SE's Interest Coverage too high?
ATOSS Software SE's current Interest Coverage of 631.22 is 326% above median its 10-year median of 148.08. Over the past 10 years, this metric has ranged from a low of 10.22 to a high of 222.73. The Software industry median Interest Coverage is 24.65. ATOSS Software SE's value of 631.22 is 2460.7% above this industry median. Based on the distribution chart, ATOSS Software SE ranks #458 out of 1707 companies in the Software industry, which is above the industry midpoint. Overall, ATOSS Software SE has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ATOSS Software SE's Interest Coverage compare to CRM and SHOP?
According to the Software industry distribution chart, ATOSS Software SE ranks #458 out of 1707 companies for Interest Coverage. This puts ATOSS Software SE in the upper half of its industry. The industry median Interest Coverage is 24.65. ATOSS Software SE's value of 631.22 is 2460.7% above this benchmark. Historically, ATOSS Software SE's own Interest Coverage has ranged from 10.22 to 222.73 over the past decade. While the company's 10-year median is 148.08 vs. the industry median of 24.65, ATOSS Software SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.65, based on 1,707 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ATOSS Software SE's current Interest Coverage of 631.22 is 2460.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ATOSS Software SE and its competitors. For the Software industry, the median Interest Coverage is 24.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ATOSS Software SE's current Interest Coverage is 631.22, which is 326% above median its own 10-year median of 148.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ATOSS Software SE stock overvalued right now?
Based on GuruFocus' analysis, ATOSS Software SE (FRA:AOF) is currently considered Significantly Undervalued. The stock's GF Value™ is €153.63, compared to a current price of €68.00 — trading 55.7% below its estimated fair value. The current Interest Coverage is 631.22, which is 326% above median its 10-year median of 148.08 and 2460.7% above the Software industry median of 24.65. ATOSS Software SE's overall GF Score™ is 79/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For ATOSS Software SE (FRA:AOF), the current Interest Coverage is 631.22 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ATOSS Software SE (FRA:AOF) Overvalued in 2026?

Based on GuruFocus' analysis, ATOSS Software SE stock appears to be undervalued. The current stock price of €68.00 is trading 55.7% below its estimated GF Value™ of €153.63. GuruFocus considers ATOSS Software SE to be Significantly Undervalued.

Key valuation signals for FRA:AOF:

  • Interest Coverage: 631.22 (326% above median its 10-year median of 148.08)
  • GF Value™: €153.63 vs. price of €68.00 (55.7% below fair value)
  • GF Score™: 79/100
  • Industry Position: 2460.7% above the Software median (#458 of 1707)

No single metric tells the full story. See the FRA:AOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ATOSS Software SE Business Description

Address Rosenheimer Street 141 h, Munich, DEU, 81671
ATOSS Software SE supplies technical and consulting solutions for professional workforce management and demand-driven workforce deployment. From conventional working time management to mobile apps, detailed workforce forecasting, sophisticated workforce scheduling, or strategic capacity and demand schedules, the company offers its customers various solutions in the cloud or on-premises. It generates sales revenue from licensing software products to end-users or to resellers, from cloud subscriptions, maintenance contracts, consulting services, the sale of hardware, as well as from providing other goods and services.
79GF Score

Get the complete analysis for FRA:AOF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€68.00
Price
€153.63
GF Value