ATOSS Software SE (FRA:AOF) Debt-to-Equity: 0.07 (As of Dec. 2025) — 68% Below Median

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Director of Data and Quant Analytics at GuruFocus
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FRA:AOF ATOSS Software SE FRA:AOF
80 GF Score
Price €75.50
GF Value €155.90
Valuation Significantly Undervalued
View Full Analysis

What is ATOSS Software SE Debt-to-Equity?

ATOSS Software SE FRA:AOF +6.64% 80 Debt-to-Equity is 0.07 as of Dec. 2025, which is 68% below its 10-year median of 0.22. GuruFocus rates FRA:AOF with a GF Score™ of 80/100 and a GF Value™ of €155.90 (Significantly Undervalued). Among 2,247 Software companies, ATOSS Software SE ranks better than 71.56% on this metric.

ATOSS Software SE's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €3.2 Mil. ATOSS Software SE's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €3.7 Mil. ATOSS Software SE's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €97.2 Mil. ATOSS Software SE's debt to equity for the quarter that ended in Dec. 2025 was 0.07.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for ATOSS Software SE's Debt-to-Equity or its related term are showing as below:

FRA:AOF' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.07   Med: 0.22   Max: 0.46
Current: 0.07

During the past 13 years, the highest Debt-to-Equity Ratio of ATOSS Software SE was 0.46. The lowest was 0.07. And the median was 0.22.

FRA:AOF's Debt-to-Equity is ranked better than
71.56% of 2247 companies
in the Software industry
Industry Median: 0.19 vs FRA:AOF: 0.07

ATOSS Software SE  (FRA:AOF) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


ATOSS Software SE Debt-to-Equity Related Terms


ATOSS Software SE Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for ATOSS Software SE's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ATOSS Software SE Debt-to-Equity Chart

ATOSS Software SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.27 0.22 0.14 0.08 0.07

ATOSS Software SE Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.13 0.08 0.11 0.07

FRA:AOF vs QH, SHOP, UBER: Debt-to-Equity Comparison

For the Software - Application subindustry, ATOSS Software SE's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ATOSS Software SE Debt-to-Equity vs Software Industry

For the Software industry and Technology sector, ATOSS Software SE's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where ATOSS Software SE's Debt-to-Equity falls into.


FRA:AOF
80GF Score
ATOSS Software SE FRA:AOF
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ATOSS Software SE Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

ATOSS Software SE's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

ATOSS Software SE's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.07 mean?
ATOSS Software SE (FRA:AOF) has a Debt-to-Equity of 0.07 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on ATOSS Software SE and its competitors. This is 68% below median its historical median of 0.22. Over the past decade, ATOSS Software SE's Debt-to-Equity has ranged from 0.07 to 0.46. According to the industry distribution chart, ATOSS Software SE ranks #639 out of 2247 companies in the Software industry, placing it in the top 28.4%.
Is ATOSS Software SE's Debt-to-Equity too high?
ATOSS Software SE's current Debt-to-Equity of 0.07 is 68% below median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.46. The Software industry median Debt-to-Equity is 0.19. ATOSS Software SE's value of 0.07 is 63.2% below this industry median. Based on the distribution chart, ATOSS Software SE ranks #639 out of 2247 companies in the Software industry, which is above the industry midpoint. Overall, ATOSS Software SE has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ATOSS Software SE's Debt-to-Equity compare to QH and SHOP?
According to the Software industry distribution chart, ATOSS Software SE ranks #639 out of 2247 companies for Debt-to-Equity. This puts ATOSS Software SE in the upper half of its industry. The industry median Debt-to-Equity is 0.19. ATOSS Software SE's value of 0.07 is 63.2% below this benchmark. Historically, ATOSS Software SE's own Debt-to-Equity has ranged from 0.07 to 0.46 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 0.19, ATOSS Software SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,247 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ATOSS Software SE's current Debt-to-Equity of 0.07 is 63.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on ATOSS Software SE and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ATOSS Software SE's current Debt-to-Equity is 0.07, which is 68% below median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ATOSS Software SE stock overvalued right now?
Based on GuruFocus' analysis, ATOSS Software SE (FRA:AOF) is currently considered Significantly Undervalued. The stock's GF Value™ is €155.90, compared to a current price of €75.50 — trading 51.6% below its estimated fair value. The current Debt-to-Equity is 0.07, which is 68% below median its 10-year median of 0.22 and 63.2% below the Software industry median of 0.19. ATOSS Software SE's overall GF Score™ is 80/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For ATOSS Software SE (FRA:AOF), the current Debt-to-Equity is 0.07 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ATOSS Software SE (FRA:AOF) Overvalued in 2026?

Based on GuruFocus' analysis, ATOSS Software SE stock appears to be undervalued. The current stock price of €75.50 is trading 51.6% below its estimated GF Value™ of €155.90. GuruFocus considers ATOSS Software SE to be Significantly Undervalued.

Key valuation signals for FRA:AOF:

  • Debt-to-Equity: 0.07 (68% below median its 10-year median of 0.22)
  • GF Value™: €155.90 vs. price of €75.50 (51.6% below fair value)
  • GF Score™: 80/100
  • Industry Position: 63.2% below the Software median (#639 of 2247)

No single metric tells the full story. See the FRA:AOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ATOSS Software SE Business Description

Address Rosenheimer Street 141 h, Munich, DEU, 81671
ATOSS Software SE supplies technical and consulting solutions for professional workforce management and demand-driven workforce deployment. From conventional working time management to mobile apps, detailed workforce forecasting, sophisticated workforce scheduling, or strategic capacity and demand schedules, the company offers its customers various solutions in the cloud or on-premises. It generates sales revenue from licensing software products to end-users or to resellers, from cloud subscriptions, maintenance contracts, consulting services, the sale of hardware, as well as from providing other goods and services.
80GF Score

Get the complete analysis for FRA:AOF

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€75.50
Price
€155.90
GF Value