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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
ISX:GSMF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.51 Med: 3.2 Max: 434.98
Current: 5.23
During the past 13 years, the highest Debt-to-EBITDA Ratio of PT Equity Development Investment Tbk was 434.98. The lowest was 1.51. And the median was 3.20.
ISX:GSMF's Debt-to-EBITDA is ranked worse than 89.97% of 319
companies
in the Insurance industry
Industry Median: 1.25
vs ISX:GSMF: 5.23
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
PT Equity Development Investment Tbk Debt-to-EBITDA Related Terms
PT Equity Development Investment Tbk Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Equity Development Investment Tbk Debt-to-EBITDA Chart
ISX:GSMF vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison
For the Insurance - Diversified subindustry, PT Equity Development Investment Tbk's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Equity Development Investment Tbk Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Equity Development Investment Tbk's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where PT Equity Development Investment Tbk's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
PT Equity Development Investment Tbk (ISX:GSMF) has a Debt-to-EBITDA of -134.19 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on PT Equity Development Investment Tbk. Over the past decade, PT Equity Development Investment Tbk's Debt-to-EBITDA has ranged from 1.51 to 434.98. According to the industry distribution chart, PT Equity Development Investment Tbk ranks #287 out of 319 companies in the Insurance industry, placing it in the top 90%.
Is PT Equity Development Investment Tbk's Debt-to-EBITDA too high?
PT Equity Development Investment Tbk's current Debt-to-EBITDA is -134.19. Over the past 10 years, this metric has ranged from a low of 1.51 to a high of 434.98. Based on the distribution chart, PT Equity Development Investment Tbk ranks #287 out of 319 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT Equity Development Investment Tbk has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Equity Development Investment Tbk's Debt-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, PT Equity Development Investment Tbk ranks #287 out of 319 companies for Debt-to-EBITDA. This places PT Equity Development Investment Tbk in the lower half of its industry. The industry median Debt-to-EBITDA is 1.25. Historically, PT Equity Development Investment Tbk's own Debt-to-EBITDA has ranged from 1.51 to 434.98 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.25, based on 319 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on PT Equity Development Investment Tbk. For the Insurance industry, the median Debt-to-EBITDA is 1.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Equity Development Investment Tbk's current Debt-to-EBITDA is -134.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Equity Development Investment Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Equity Development Investment Tbk (ISX:GSMF) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp53.75, compared to a current price of Rp90.00 — trading 67.4% above its estimated fair value. The current Debt-to-EBITDA is -134.19. PT Equity Development Investment Tbk's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For PT Equity Development Investment Tbk (ISX:GSMF), the current Debt-to-EBITDA is -134.19 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Equity Development Investment Tbk (ISX:GSMF) Overvalued in 2026?
Based on GuruFocus' analysis, PT Equity Development Investment Tbk stock appears to be overvalued.
The current stock price of Rp90.00 is trading 67.4% above its estimated GF Value™ of Rp53.75.
GuruFocus considers PT Equity Development Investment Tbk to be Significantly Overvalued.
Key valuation signals for ISX:GSMF:
Debt-to-EBITDA: -134.19
GF Value™: Rp53.75 vs. price of Rp90.00 (67.4% above fair value)
No single metric tells the full story. See the ISX:GSMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Equity Development Investment Tbk is an Indonesia-based investment holding company engaged in the insurance business through its subsidiaries. It is also engaged in investment activities, management consulting services, and share investments, as well as training areas specifically for the Equity group. The company and its subsidiaries have categorized their business activity into four segments by the nature of the business, which include Holding company, travel services and venture capital, Banking and financing, Insurance, Stock administration and securities, out of which the majority of the revenue is generated from the Insurance segment. The company's geographical segments include Java Island and Outside Java Island.
59GF Score
Get the complete analysis for ISX:GSMF
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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