PT Equity Development Investment Tbk (ISX:GSMF) Net Debt Paydown Yield % : 2.42% (As of Jul. 25, 2026) — Near Median

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ISX:GSMF PT Equity Development Investment Tbk ISX:GSMF
59 GF Score
Price Rp86.00
GF Value Rp41.85
Valuation Significantly Overvalued
! 3 Warning Signs
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What is PT Equity Development Investment Tbk Net Debt Paydown Yield %?

PT Equity Development Investment Tbk ISX:GSMF -3.37% 59 Net Debt Paydown Yield % is 2.42% as of Jul. 25, 2026, which is 8% below its 10-year median of 2.63. GuruFocus rates ISX:GSMF with a GF Score™ of 59/100 and a GF Value™ of Rp41.85 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 422 Insurance companies, PT Equity Development Investment Tbk ranks better than 87.68% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, PT Equity Development Investment Tbk's Net Debt Paydown Yield % was 2.42%.


PT Equity Development Investment Tbk  (ISX:GSMF) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


PT Equity Development Investment Tbk Net Debt Paydown Yield % Related Terms


PT Equity Development Investment Tbk Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for PT Equity Development Investment Tbk's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Equity Development Investment Tbk Net Debt Paydown Yield % Chart

PT Equity Development Investment Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.02 10.48 21.32 -55.29 1.29

PT Equity Development Investment Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -41.46 -26.88 -8.43 1.29 2.20

ISX:GSMF vs BRK.A, AIG, HIG: Net Debt Paydown Yield % Comparison

For the Insurance - Diversified subindustry, PT Equity Development Investment Tbk's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Equity Development Investment Tbk Net Debt Paydown Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Equity Development Investment Tbk's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where PT Equity Development Investment Tbk's Net Debt Paydown Yield % falls into.


ISX:GSMF
59GF Score
PT Equity Development Investment Tbk ISX:GSMF
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Equity Development Investment Tbk Net Debt Paydown Yield % Calculation

PT Equity Development Investment Tbk's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 500226.75-468011.25 )/1465731.2
=2.2 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 2.42% mean?
PT Equity Development Investment Tbk (ISX:GSMF) has a Net Debt Paydown Yield % of 2.42% as of Jul. 25, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on PT Equity Development Investment Tbk and its competitors. This is near median its historical median of 2.63. According to the industry distribution chart, PT Equity Development Investment Tbk ranks #52 out of 422 companies in the Insurance industry, placing it in the top 12.3%.
Is PT Equity Development Investment Tbk's Net Debt Paydown Yield % too high?
PT Equity Development Investment Tbk's current Net Debt Paydown Yield % of 2.42% is near median its 10-year median of 2.63. Based on the distribution chart, PT Equity Development Investment Tbk ranks #52 out of 422 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, PT Equity Development Investment Tbk has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Equity Development Investment Tbk's Net Debt Paydown Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, PT Equity Development Investment Tbk ranks #52 out of 422 companies for Net Debt Paydown Yield %. This places PT Equity Development Investment Tbk in the top 12% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for an Insurance company?
A good Net Debt Paydown Yield % depends on the Insurance industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on PT Equity Development Investment Tbk and its competitors. PT Equity Development Investment Tbk's current Net Debt Paydown Yield % is 2.42%, which is near median its own 10-year median of 2.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Equity Development Investment Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Equity Development Investment Tbk (ISX:GSMF) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp41.85, compared to a current price of Rp86.00 — trading 105.5% above its estimated fair value. The current Net Debt Paydown Yield % is 2.42%, which is near median its 10-year median of 2.63. PT Equity Development Investment Tbk's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For PT Equity Development Investment Tbk (ISX:GSMF), the current Net Debt Paydown Yield % is 2.42% as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Equity Development Investment Tbk (ISX:GSMF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Equity Development Investment Tbk stock appears to be overvalued. The current stock price of Rp86.00 is trading 105.5% above its estimated GF Value™ of Rp41.85. GuruFocus considers PT Equity Development Investment Tbk to be Significantly Overvalued.

Key valuation signals for ISX:GSMF:

  • Net Debt Paydown Yield %: 2.42% (near median its 10-year median of 2.63)
  • GF Value™: Rp41.85 vs. price of Rp86.00 (105.5% above fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the ISX:GSMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Equity Development Investment Tbk Business Description

Address Jalan Hayam Wuruk No. 8, Wisma Hayam Wuruk, 3rd Floor, Central Jakarta, Jakarta, IDN, 10120
PT Equity Development Investment Tbk is an Indonesia-based investment holding company engaged in the insurance business through its subsidiaries. It is also engaged in investment activities, management consulting services, and share investments, as well as training areas specifically for the Equity group. The company and its subsidiaries have categorized their business activity into four segments by the nature of the business, which include Holding company, travel services and venture capital, Banking and financing, Insurance, Stock administration and securities, out of which the majority of the revenue is generated from the Insurance segment. The company's geographical segments include Java Island and Outside Java Island.
59GF Score

Get the complete analysis for ISX:GSMF

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp86.00
Price
Rp41.85
GF Value