PT Equity Development Investment Tbk (ISX:GSMF) Interest Coverage: 0 (At Loss) (As of Jun. 2026)

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ISX:GSMF PT Equity Development Investment Tbk ISX:GSMF
59 GF Score
Price Rp95.00
GF Value Rp53.72
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is PT Equity Development Investment Tbk Interest Coverage?

PT Equity Development Investment Tbk ISX:GSMF +5.56% 59 Interest Coverage is 0 (At Loss) as of Jun. 2026. GuruFocus rates ISX:GSMF with a GF Score™ of 59/100 and a GF Value™ of Rp53.72 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 348 Insurance companies, PT Equity Development Investment Tbk ranks worse than 93.1% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. PT Equity Development Investment Tbk's EBIT for the three months ended in Jun. 2026 was Rp-4,645 Mil. PT Equity Development Investment Tbk's Interest Expense for the three months ended in Jun. 2026 was Rp-10,273 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PT Equity Development Investment Tbk's Interest Coverage or its related term are showing as below:

ISX:GSMF' s Interest Coverage Range Over the Past 10 Years
Min: 1.33   Med: 2.27   Max: 3.04
Current: 1.72


ISX:GSMF's Interest Coverage is ranked worse than
93.1% of 348 companies
in the Insurance industry
Industry Median: 15.34 vs ISX:GSMF: 1.72

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PT Equity Development Investment Tbk  (ISX:GSMF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PT Equity Development Investment Tbk Interest Coverage Related Terms


PT Equity Development Investment Tbk Interest Coverage Historical Data

* Premium members only.

The historical data trend for PT Equity Development Investment Tbk's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PT Equity Development Investment Tbk Interest Coverage Chart

PT Equity Development Investment Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.63 1.59 0.00 1.33 2.31

PT Equity Development Investment Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.63 4.47 0.94 1.59 0.00

ISX:GSMF vs BRK.A, AIG, HIG: Interest Coverage Comparison

For the Insurance - Diversified subindustry, PT Equity Development Investment Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Equity Development Investment Tbk Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Equity Development Investment Tbk's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PT Equity Development Investment Tbk's Interest Coverage falls into.


ISX:GSMF
59GF Score
PT Equity Development Investment Tbk ISX:GSMF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Equity Development Investment Tbk Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PT Equity Development Investment Tbk's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, PT Equity Development Investment Tbk's Interest Expense was Rp-47,757 Mil. Its EBIT was Rp110,191 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp432,723 Mil.

Interest Coverage=-1* EBIT (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*110191/-47757
=2.31

PT Equity Development Investment Tbk's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, PT Equity Development Investment Tbk's Interest Expense was Rp-10,273 Mil. Its EBIT was Rp-4,645 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp476,110 Mil.

PT Equity Development Investment Tbk did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
PT Equity Development Investment Tbk (ISX:GSMF) has a Interest Coverage of 0 (At Loss) as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Equity Development Investment Tbk and its competitors. Over the past decade, PT Equity Development Investment Tbk's Interest Coverage has ranged from 1.33 to 3.04. According to the industry distribution chart, PT Equity Development Investment Tbk ranks #324 out of 348 companies in the Insurance industry, placing it in the top 93.1%.
Is PT Equity Development Investment Tbk's Interest Coverage too high?
PT Equity Development Investment Tbk's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 1.33 to a high of 3.04. Based on the distribution chart, PT Equity Development Investment Tbk ranks #324 out of 348 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT Equity Development Investment Tbk has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Equity Development Investment Tbk's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, PT Equity Development Investment Tbk ranks #324 out of 348 companies for Interest Coverage. This places PT Equity Development Investment Tbk in the lower half of its industry. The industry median Interest Coverage is 15.34. Historically, PT Equity Development Investment Tbk's own Interest Coverage has ranged from 1.33 to 3.04 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 15.34, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Equity Development Investment Tbk and its competitors. For the Insurance industry, the median Interest Coverage is 15.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Equity Development Investment Tbk's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Equity Development Investment Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Equity Development Investment Tbk (ISX:GSMF) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp53.72, compared to a current price of Rp95.00 — trading 76.8% above its estimated fair value. The current Interest Coverage is 0 (At Loss). PT Equity Development Investment Tbk's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT Equity Development Investment Tbk (ISX:GSMF), the current Interest Coverage is 0 (At Loss) as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Equity Development Investment Tbk (ISX:GSMF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Equity Development Investment Tbk stock appears to be overvalued. The current stock price of Rp95.00 is trading 76.8% above its estimated GF Value™ of Rp53.72. GuruFocus considers PT Equity Development Investment Tbk to be Significantly Overvalued.

Key valuation signals for ISX:GSMF:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: Rp53.72 vs. price of Rp95.00 (76.8% above fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the ISX:GSMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Equity Development Investment Tbk Business Description

Address Jalan Hayam Wuruk No. 8, Wisma Hayam Wuruk, 3rd Floor, Central Jakarta, Jakarta, IDN, 10120
PT Equity Development Investment Tbk is an Indonesia-based investment holding company engaged in the insurance business through its subsidiaries. It is also engaged in investment activities, management consulting services, and share investments, as well as training areas specifically for the Equity group. The company and its subsidiaries have categorized their business activity into four segments by the nature of the business, which include Holding company, travel services and venture capital, Banking and financing, Insurance, Stock administration and securities, out of which the majority of the revenue is generated from the Insurance segment. The company's geographical segments include Java Island and Outside Java Island.
59GF Score

Get the complete analysis for ISX:GSMF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp95.00
Price
Rp53.72
GF Value