Vunani (JSE:VUN) Debt-to-EBITDA : 0.55 (As of Feb. 2026) — 67% Above Median

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Director of Data and Quant Analytics at GuruFocus
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JSE:VUN Vunani Ltd JSE:VUN
81 GF Score
Price R2.56
GF Value R2.73
Valuation Fairly Valued
! 8 Warning Signs
View Full Analysis

What is Vunani Debt-to-EBITDA?

Vunani JSE:VUN 81 Debt-to-EBITDA is 0.55 as of Feb. 2026, which is 67% above its 10-year median of 0.33. GuruFocus rates JSE:VUN with a GF Score™ of 81/100 and a GF Value™ of R2.73 (Fairly Valued). The stock has 8 warning signs investors should review. Among 419 Capital Markets companies, Vunani ranks better than 68.74% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Vunani's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was R32.2 Mil. Vunani's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was R11.8 Mil. Vunani's annualized EBITDA for the quarter that ended in Feb. 2026 was R80.1 Mil. Vunani's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2026 was 0.55.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Vunani's Debt-to-EBITDA or its related term are showing as below:

JSE:VUN' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0   Med: 0.33   Max: 0.74
Current: 0.48

During the past 13 years, the highest Debt-to-EBITDA Ratio of Vunani was 0.74. The lowest was 0.00. And the median was 0.33.

JSE:VUN's Debt-to-EBITDA is ranked better than
68.74% of 419 companies
in the Capital Markets industry
Industry Median: 1.65 vs JSE:VUN: 0.48

Vunani  (JSE:VUN) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Vunani Debt-to-EBITDA Related Terms


Vunani Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Vunani's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vunani Debt-to-EBITDA Chart

Vunani Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.33 0.33 0.38 0.74 0.45

Vunani Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.55 0.38 1.85 0.39 0.55

JSE:VUN vs MS, GS, SCHW: Debt-to-EBITDA Comparison

For the Capital Markets subindustry, Vunani's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vunani Debt-to-EBITDA vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Vunani's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Vunani's Debt-to-EBITDA falls into.


JSE:VUN
81GF Score
Vunani Ltd JSE:VUN
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vunani Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Vunani's Debt-to-EBITDA for the fiscal year that ended in Feb. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(32.179 + 11.804) / 97.786
=0.45

Vunani's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(32.179 + 11.804) / 80.082
=0.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Feb. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.55 mean?
Vunani (JSE:VUN) has a Debt-to-EBITDA of 0.55 as of Feb. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Vunani. This is 67% above median its historical median of 0.33. According to the industry distribution chart, Vunani ranks #131 out of 419 companies in the Capital Markets industry, placing it in the top 31.3%.
Is Vunani's Debt-to-EBITDA too high?
Vunani's current Debt-to-EBITDA of 0.55 is 67% above median its 10-year median of 0.33. The Capital Markets industry median Debt-to-EBITDA is 1.65. Vunani's value of 0.55 is 66.7% below this industry median. Based on the distribution chart, Vunani ranks #131 out of 419 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Vunani has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vunani's Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, Vunani ranks #131 out of 419 companies for Debt-to-EBITDA. This puts Vunani in the upper half of its industry. The industry median Debt-to-EBITDA is 1.65. Vunani's value of 0.55 is 66.7% below this benchmark. While the company's 10-year median is 0.33 vs. the industry median of 1.65, Vunani has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.65, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vunani's current Debt-to-EBITDA of 0.55 is 66.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Vunani. For the Capital Markets industry, the median Debt-to-EBITDA is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vunani's current Debt-to-EBITDA is 0.55, which is 67% above median its own 10-year median of 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vunani stock overvalued right now?
Based on GuruFocus' analysis, Vunani (JSE:VUN) is currently considered Fairly Valued. The stock's GF Value™ is R2.73, compared to a current price of R2.56 — trading 6.2% below its estimated fair value. The current Debt-to-EBITDA is 0.55, which is 67% above median its 10-year median of 0.33 and 66.7% below the Capital Markets industry median of 1.65. Vunani's overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Vunani (JSE:VUN), the current Debt-to-EBITDA is 0.55 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vunani (JSE:VUN) Overvalued in 2026?

Based on GuruFocus' analysis, Vunani stock appears to be undervalued. The current stock price of R2.56 is trading 6.2% below its estimated GF Value™ of R2.73. GuruFocus considers Vunani to be Fairly Valued.

Key valuation signals for JSE:VUN:

  • Debt-to-EBITDA: 0.55 (67% above median its 10-year median of 0.33)
  • GF Value™: R2.73 vs. price of R2.56 (6.2% below fair value)
  • GF Score™: 81/100 with 8 warning signs
  • Industry Position: 66.7% below the Capital Markets median (#131 of 419)

No single metric tells the full story. See the JSE:VUN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vunani Business Description

Address 151 Katherine Street, Vunani House, Vunani Office Park, Sandown, Sandton, Johannesburg, GT, ZAF, 2196
Vunani Ltd is a financial services company. The company has five reportable segments: fund management, asset administration, advisory services, institutional securities broking, and insurance. The fund management comprises institutional and retail product offerings, which include equities, bonds, inflation-linked bonds, and property. The advisory segment provides corporate advisory and investment services. The institutional securities broking provides equity, derivative, and capital market trading services for institutional clients. The insurance segment provides short-term insurance, medical aid, individual life, and employee benefits in Eswatini. The asset administration provides beneficiary fund services for minor dependents of deceased retirement fund members.
81GF Score

Get the complete analysis for JSE:VUN

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R2.56
Price
R2.73
GF Value