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Al-Ghazi TractorsKAR:AGTL +1.63%73 Debt-to-EBITDA is 0.01 as of Mar. 2026, which is 99% below its 10-year median of 0.74. GuruFocus rates KAR:AGTL with a GF Score™ of 73/100 and a GF Value™ of ₨317.26 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 175 Farm & Heavy Construction Machinery companies, Al-Ghazi Tractors ranks better than 99.43% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Al-Ghazi Tractors's Debt-to-EBITDA or its related term are showing as below:
KAR:AGTL'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.01 Med: 0.74 Max: 1.99
Current: 0.01
During the past 13 years, the highest Debt-to-EBITDA Ratio of Al-Ghazi Tractors was 1.99. The lowest was 0.01. And the median was 0.74.
KAR:AGTL's Debt-to-EBITDA is ranked better than 99.43% of 175
companies
in the Farm & Heavy Construction Machinery industry
Industry Median: 1.69
vs KAR:AGTL: 0.01
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Al-Ghazi Tractors Debt-to-EBITDA Related Terms
Al-Ghazi Tractors Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Al-Ghazi Tractors's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KAR:AGTL vs CAT, DE, PCAR: Debt-to-EBITDA Comparison
For the Farm & Heavy Construction Machinery subindustry, Al-Ghazi Tractors's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al-Ghazi Tractors Debt-to-EBITDA vs Farm & Heavy Construction Machinery Industry
For the Farm & Heavy Construction Machinery industry and Industrials sector, Al-Ghazi Tractors's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Al-Ghazi Tractors's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Al-Ghazi Tractors (KAR:AGTL) has a Debt-to-EBITDA of 0.01 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Al-Ghazi Tractors. This is 99% below median its historical median of 0.74. Over the past decade, Al-Ghazi Tractors' Debt-to-EBITDA has ranged from 0.01 to 1.99. According to the industry distribution chart, Al-Ghazi Tractors ranks #1 out of 175 companies in the Farm & Heavy Construction Machinery industry, placing it in the top 0.59999999999999%.
Is Al-Ghazi Tractors' Debt-to-EBITDA too high?
Al-Ghazi Tractors' current Debt-to-EBITDA of 0.01 is 99% below median its 10-year median of 0.74. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 1.99. The Farm & Heavy Construction Machinery industry median Debt-to-EBITDA is 1.69. Al-Ghazi Tractors' value of 0.01 is 99.4% below this industry median. Based on the distribution chart, Al-Ghazi Tractors ranks #1 out of 175 companies in the Farm & Heavy Construction Machinery industry, which is in the top quartile — a strong position relative to peers. Overall, Al-Ghazi Tractors has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al-Ghazi Tractors' Debt-to-EBITDA compare to CAT and DE?
According to the Farm & Heavy Construction Machinery industry distribution chart, Al-Ghazi Tractors ranks #1 out of 175 companies for Debt-to-EBITDA. This places Al-Ghazi Tractors in the top 1% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.69. Al-Ghazi Tractors' value of 0.01 is 99.4% below this benchmark. Historically, Al-Ghazi Tractors' own Debt-to-EBITDA has ranged from 0.01 to 1.99 over the past decade. While the company's 10-year median is 0.74 vs. the industry median of 1.69, Al-Ghazi Tractors has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Farm & Heavy Construction Machinery company?
The median Debt-to-EBITDA among Farm & Heavy Construction Machinery companies is 1.69, based on 175 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Ghazi Tractors's current Debt-to-EBITDA of 0.01 is 99.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Al-Ghazi Tractors. For the Farm & Heavy Construction Machinery industry, the median Debt-to-EBITDA is 1.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Ghazi Tractors's current Debt-to-EBITDA is 0.01, which is 99% below median its own 10-year median of 0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Ghazi Tractors stock overvalued right now?
Based on GuruFocus' analysis, Al-Ghazi Tractors (KAR:AGTL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨317.26, compared to a current price of ₨365.88 — trading 15.3% above its estimated fair value. The current Debt-to-EBITDA is 0.01, which is 99% below median its 10-year median of 0.74 and 99.4% below the Farm & Heavy Construction Machinery industry median of 1.69. Al-Ghazi Tractors' overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Al-Ghazi Tractors (KAR:AGTL), the current Debt-to-EBITDA is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al-Ghazi Tractors (KAR:AGTL) Overvalued in 2026?
Based on GuruFocus' analysis, Al-Ghazi Tractors stock appears to be overvalued.
The current stock price of ₨365.88 is trading 15.3% above its estimated GF Value™ of ₨317.26.
GuruFocus considers Al-Ghazi Tractors to be Modestly Overvalued.
Key valuation signals for KAR:AGTL:
Debt-to-EBITDA: 0.01 (99% below median its 10-year median of 0.74)
GF Value™: ₨317.26 vs. price of ₨365.88 (15.3% above fair value)
Industry Position: 99.4% below the Farm & Heavy Construction Machinery median (#1 of 175)
No single metric tells the full story. See the KAR:AGTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al-Ghazi Tractors Ltd is principally engaged in the manufacture and sale of agricultural tractors, generators, implements and spare parts in Pakistan. It offers a wide range of New Holland (Fiat) tractors, catering to small, medium, and large-scale agricultural operations. The portfolio includes: Compact and utility tractors for small farmers and horticulture applications, and Medium- and high-horsepower tractors for larger farms and commercial agricultural operations. The company has a single reportable segment.
73GF Score
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