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Al-Ghazi TractorsKAR:AGTL +0.52%72 Return-on-Tangible-Equity is 26.25% as of Mar. 2026, which is 64% below its 10-year median of 72.72. GuruFocus rates KAR:AGTL with a GF Score™ of 72/100 and a GF Value™ of ₨320.86 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 199 Farm & Heavy Construction Machinery companies, Al-Ghazi Tractors ranks better than 80.9% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Al-Ghazi Tractors's annualized net income for the quarter that ended in Mar. 2026 was ₨2,711 Mil. Al-Ghazi Tractors's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₨10,326 Mil. Therefore, Al-Ghazi Tractors's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 26.25%.
The historical rank and industry rank for Al-Ghazi Tractors's Return-on-Tangible-Equity or its related term are showing as below:
KAR:AGTL'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 13.89 Med: 72.72 Max: 140.56
Current: 21.91
During the past 13 years, Al-Ghazi Tractors's highest Return-on-Tangible-Equity was 140.56%. The lowest was 13.89%. And the median was 72.72%.
KAR:AGTL's Return-on-Tangible-Equity is ranked better than 80.9% of 199
companies
in the Farm & Heavy Construction Machinery industry
Industry Median: 9.26
vs KAR:AGTL: 21.91
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Al-Ghazi Tractors Return-on-Tangible-Equity Related Terms
Al-Ghazi Tractors Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Al-Ghazi Tractors's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KAR:AGTL vs CAT, DE, PCAR: Return-on-Tangible-Equity Comparison
For the Farm & Heavy Construction Machinery subindustry, Al-Ghazi Tractors's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al-Ghazi Tractors Return-on-Tangible-Equity vs Farm & Heavy Construction Machinery Industry
For the Farm & Heavy Construction Machinery industry and Industrials sector, Al-Ghazi Tractors's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Al-Ghazi Tractors's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 26.25% mean?
Al-Ghazi Tractors (KAR:AGTL) has a Return-on-Tangible-Equity of 26.25% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Al-Ghazi Tractors and its competitors. This is 64% below median its historical median of 72.72. Over the past decade, Al-Ghazi Tractors' Return-on-Tangible-Equity has ranged from 13.89 to 140.56. According to the industry distribution chart, Al-Ghazi Tractors ranks #38 out of 199 companies in the Farm & Heavy Construction Machinery industry, placing it in the top 19.1%.
Is Al-Ghazi Tractors' Return-on-Tangible-Equity too high?
Al-Ghazi Tractors' current Return-on-Tangible-Equity of 26.25% is 64% below median its 10-year median of 72.72. Over the past 10 years, this metric has ranged from a low of 13.89 to a high of 140.56. The Farm & Heavy Construction Machinery industry median Return-on-Tangible-Equity is 9.26. Al-Ghazi Tractors' value of 26.25% is 183.5% above this industry median. Based on the distribution chart, Al-Ghazi Tractors ranks #38 out of 199 companies in the Farm & Heavy Construction Machinery industry, which is in the top quartile — a strong position relative to peers. Overall, Al-Ghazi Tractors has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al-Ghazi Tractors' Return-on-Tangible-Equity compare to CAT and DE?
According to the Farm & Heavy Construction Machinery industry distribution chart, Al-Ghazi Tractors ranks #38 out of 199 companies for Return-on-Tangible-Equity. This places Al-Ghazi Tractors in the top 19% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 9.26. Al-Ghazi Tractors' value of 26.25% is 183.5% above this benchmark. Historically, Al-Ghazi Tractors' own Return-on-Tangible-Equity has ranged from 13.89 to 140.56 over the past decade. While the company's 10-year median is 72.72 vs. the industry median of 9.26, Al-Ghazi Tractors has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Farm & Heavy Construction Machinery company?
The median Return-on-Tangible-Equity among Farm & Heavy Construction Machinery companies is 9.26, based on 199 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Ghazi Tractors's current Return-on-Tangible-Equity of 26.25% is 183.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Al-Ghazi Tractors and its competitors. For the Farm & Heavy Construction Machinery industry, the median Return-on-Tangible-Equity is 9.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Ghazi Tractors's current Return-on-Tangible-Equity is 26.25%, which is 64% below median its own 10-year median of 72.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Ghazi Tractors stock overvalued right now?
Based on GuruFocus' analysis, Al-Ghazi Tractors (KAR:AGTL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨320.86, compared to a current price of ₨388.99 — trading 21.2% above its estimated fair value. The current Return-on-Tangible-Equity is 26.25%, which is 64% below median its 10-year median of 72.72 and 183.5% above the Farm & Heavy Construction Machinery industry median of 9.26. Al-Ghazi Tractors' overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Al-Ghazi Tractors (KAR:AGTL), the current Return-on-Tangible-Equity is 26.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al-Ghazi Tractors (KAR:AGTL) Overvalued in 2026?
Based on GuruFocus' analysis, Al-Ghazi Tractors stock appears to be overvalued.
The current stock price of ₨388.99 is trading 21.2% above its estimated GF Value™ of ₨320.86.
GuruFocus considers Al-Ghazi Tractors to be Modestly Overvalued.
Key valuation signals for KAR:AGTL:
Return-on-Tangible-Equity: 26.25% (64% below median its 10-year median of 72.72)
GF Value™: ₨320.86 vs. price of ₨388.99 (21.2% above fair value)
Industry Position: 183.5% above the Farm & Heavy Construction Machinery median (#38 of 199)
No single metric tells the full story. See the KAR:AGTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al-Ghazi Tractors Ltd is principally engaged in the manufacture and sale of agricultural tractors, generators, implements and spare parts in Pakistan. It offers a wide range of New Holland (Fiat) tractors, catering to small, medium, and large-scale agricultural operations. The portfolio includes: Compact and utility tractors for small farmers and horticulture applications, and Medium- and high-horsepower tractors for larger farms and commercial agricultural operations. The company has a single reportable segment.
72GF Score
Get the complete analysis for KAR:AGTL
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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