Al-Ghazi TractorsKAR:AGTL 72 ROE % is 24.93% as of Mar. 2026, which is 66% below its 10-year median of 72.63. GuruFocus rates KAR:AGTL with a GF Score™ of 72/100 and a GF Value™ of ₨322.84 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 204 Farm & Heavy Construction Machinery companies, Al-Ghazi Tractors ranks better than 89.71% on this metric.
The historical rank and industry rank for Al-Ghazi Tractors's ROE % or its related term are showing as below:
KAR:AGTL'
s ROE % Range Over the Past 10 Years
Min: 13.19 Med: 72.63 Max: 140.34
Current: 20.89
During the past 13 years, Al-Ghazi Tractors's highest ROE % was 140.34%. The lowest was 13.19%. And the median was 72.63%.
KAR:AGTL's ROE % is ranked better than 89.71% of 204
companies
in the Farm & Heavy Construction Machinery industry
Industry Median: 7.315
vs KAR:AGTL: 20.89
Al-Ghazi Tractors (KAR:AGTL) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Al-Ghazi Tractors ROE % Related Terms
Al-Ghazi Tractors ROE % Historical Data
* Premium members only.
The historical data trend for Al-Ghazi Tractors's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Farm & Heavy Construction Machinery subindustry, Al-Ghazi Tractors's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al-Ghazi Tractors ROE % vs Farm & Heavy Construction Machinery Industry
For the Farm & Heavy Construction Machinery industry and Industrials sector, Al-Ghazi Tractors's ROE % distribution charts can be found below:
* The bar in red indicates where Al-Ghazi Tractors's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Al-Ghazi Tractors (KAR:AGTL) has a ROE % of 24.93% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Al-Ghazi Tractors and its competitors. This is 66% below median its historical median of 72.63. Over the past decade, Al-Ghazi Tractors' ROE % has ranged from 13.19 to 140.34. According to the industry distribution chart, Al-Ghazi Tractors ranks #21 out of 204 companies in the Farm & Heavy Construction Machinery industry, placing it in the top 10.3%.
Is Al-Ghazi Tractors' ROE % too high?
Al-Ghazi Tractors' current ROE % of 24.93% is 66% below median its 10-year median of 72.63. Over the past 10 years, this metric has ranged from a low of 13.19 to a high of 140.34. The Farm & Heavy Construction Machinery industry median ROE % is 7.32. Al-Ghazi Tractors' value of 24.93% is 240.8% above this industry median. Based on the distribution chart, Al-Ghazi Tractors ranks #21 out of 204 companies in the Farm & Heavy Construction Machinery industry, which is in the top quartile — a strong position relative to peers. Overall, Al-Ghazi Tractors has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al-Ghazi Tractors' ROE % compare to CAT and DE?
According to the Farm & Heavy Construction Machinery industry distribution chart, Al-Ghazi Tractors ranks #21 out of 204 companies for ROE %. This places Al-Ghazi Tractors in the top 10% of its industry — outperforming the majority of peers. The industry median ROE % is 7.32. Al-Ghazi Tractors' value of 24.93% is 240.8% above this benchmark. Historically, Al-Ghazi Tractors' own ROE % has ranged from 13.19 to 140.34 over the past decade. While the company's 10-year median is 72.63 vs. the industry median of 7.32, Al-Ghazi Tractors has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Farm & Heavy Construction Machinery company?
The median ROE % among Farm & Heavy Construction Machinery companies is 7.32, based on 204 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Ghazi Tractors's current ROE % of 24.93% is 240.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Al-Ghazi Tractors and its competitors. For the Farm & Heavy Construction Machinery industry, the median ROE % is 7.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Ghazi Tractors's current ROE % is 24.93%, which is 66% below median its own 10-year median of 72.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Ghazi Tractors stock overvalued right now?
Based on GuruFocus' analysis, Al-Ghazi Tractors (KAR:AGTL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨322.84, compared to a current price of ₨388.73 — trading 20.4% above its estimated fair value. The current ROE % is 24.93%, which is 66% below median its 10-year median of 72.63 and 240.8% above the Farm & Heavy Construction Machinery industry median of 7.32. Al-Ghazi Tractors' overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Al-Ghazi Tractors (KAR:AGTL), the current ROE % is 24.93% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al-Ghazi Tractors (KAR:AGTL) Overvalued in 2026?
Based on GuruFocus' analysis, Al-Ghazi Tractors stock appears to be overvalued.
The current stock price of ₨388.73 is trading 20.4% above its estimated GF Value™ of ₨322.84.
GuruFocus considers Al-Ghazi Tractors to be Modestly Overvalued.
Key valuation signals for KAR:AGTL:
ROE %: 24.93% (66% below median its 10-year median of 72.63)
GF Value™: ₨322.84 vs. price of ₨388.73 (20.4% above fair value)
Industry Position: 240.8% above the Farm & Heavy Construction Machinery median (#21 of 204)
No single metric tells the full story. See the KAR:AGTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al-Ghazi Tractors Ltd is principally engaged in the manufacture and sale of agricultural tractors, generators, implements and spare parts in Pakistan. It offers a wide range of New Holland (Fiat) tractors, catering to small, medium, and large-scale agricultural operations. The portfolio includes: Compact and utility tractors for small farmers and horticulture applications, and Medium- and high-horsepower tractors for larger farms and commercial agricultural operations. The company has a single reportable segment.
72GF Score
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