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NerdwalletNRDS -1.55%77 Debt-to-EBITDA is 0.00 as of Jun. 2026. GuruFocus rates NRDS with a GF Score™ of 77/100 and a GF Value™ of $15.80 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 299 Interactive Media companies, Nerdwallet ranks better than 76.59% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Nerdwallet's Debt-to-EBITDA or its related term are showing as below:
NRDS'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.62 Med: 0.17 Max: 2.64
Current: 0.11
During the past 7 years, the highest Debt-to-EBITDA Ratio of Nerdwallet was 2.64. The lowest was -1.62. And the median was 0.17.
NRDS's Debt-to-EBITDA is ranked better than 76.59% of 299
companies
in the Interactive Media industry
Industry Median: 0.66
vs NRDS: 0.11
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Nerdwallet Debt-to-EBITDA Related Terms
Nerdwallet Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Nerdwallet's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NRDS vs CARS, MAX, TRVG: Debt-to-EBITDA Comparison
For the Internet Content & Information subindustry, Nerdwallet's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nerdwallet Debt-to-EBITDA vs Interactive Media Industry
For the Interactive Media industry and Communication Services sector, Nerdwallet's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Nerdwallet's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Nerdwallet (NRDS) has a Debt-to-EBITDA of 0.00 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Nerdwallet. According to the industry distribution chart, Nerdwallet ranks #70 out of 299 companies in the Interactive Media industry, placing it in the top 23.4%.
Is Nerdwallet's Debt-to-EBITDA too high?
Nerdwallet's current Debt-to-EBITDA is 0.00. Based on the distribution chart, Nerdwallet ranks #70 out of 299 companies in the Interactive Media industry, which is in the top quartile — a strong position relative to peers. Overall, Nerdwallet has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nerdwallet's Debt-to-EBITDA compare to CARS and MAX?
According to the Interactive Media industry distribution chart, Nerdwallet ranks #70 out of 299 companies for Debt-to-EBITDA. This places Nerdwallet in the top 23% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 0.66. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Interactive Media company?
The median Debt-to-EBITDA among Interactive Media companies is 0.66, based on 299 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Nerdwallet. For the Interactive Media industry, the median Debt-to-EBITDA is 0.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nerdwallet's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nerdwallet stock overvalued right now?
Based on GuruFocus' analysis, Nerdwallet (NRDS) is currently considered Significantly Undervalued. The stock's GF Value™ is $15.80, compared to a current price of $9.84 — trading 37.7% below its estimated fair value. The current Debt-to-EBITDA is 0.00. Nerdwallet's overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Nerdwallet (NRDS), the current Debt-to-EBITDA is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nerdwallet (NRDS) Overvalued in 2026?
Based on GuruFocus' analysis, Nerdwallet stock appears to be undervalued.
The current stock price of $9.84 is trading 37.7% below its estimated GF Value™ of $15.80.
GuruFocus considers Nerdwallet to be Significantly Undervalued.
Key valuation signals for NRDS:
Debt-to-EBITDA: 0.00
GF Value™: $15.80 vs. price of $9.84 (37.7% below fair value)
No single metric tells the full story. See the NRDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nerdwallet Inc is a company that provides consumer-driven advice about personal finance through its platform by connecting individuals and small and mid-sized businesses (SMBs) with providers of financial products. The Company's platform comprises three primary components: Editorial and Content Publishing, Marketplace and Referral Services, and Financial Services. It operates in the United States, Canada, and the United Kingdom.
77GF Score
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