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NerdwalletNRDS +0.74%77 EV-to-OCF is 3.17 as of Sep. 15, 2026, which is 75% below its 10-year median of 12.68. GuruFocus rates NRDS with a GF Score™ of 77/100 and a GF Value™ of $16.22 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 565 Interactive Media companies, Nerdwallet ranks better than 51.5% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Nerdwallet's Enterprise Value is $521.6 Mil.
Nerdwallet's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $164.3 Mil. Therefore, Nerdwallet's EV-to-OCF for today is 3.17.
The historical rank and industry rank for Nerdwallet's EV-to-OCF or its related term are showing as below:
NRDS'
s EV-to-OCF Range Over the Past 10 Years
Min: -331.78 Med: 12.68 Max: 123.31
Current: 3.17
During the past 7 years, the highest EV-to-OCF of Nerdwallet was 123.31. The lowest was -331.78. And the median was 12.68.
NRDS's EV-to-OCF is ranked better than 51.5% of 565
companies
in the Interactive Media industry
Industry Median: 3.51
vs NRDS: 3.17
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Nerdwallet's share price for today is $9.495.
Nerdwallet's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.890.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Nerdwallet EV-to-OCF Related Terms
Nerdwallet EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Nerdwallet's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Internet Content & Information subindustry, Nerdwallet's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nerdwallet EV-to-OCF vs Interactive Media Industry
For the Interactive Media industry and Communication Services sector, Nerdwallet's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Nerdwallet's EV-to-OCF falls into.
Nerdwallet's current Enterprise Value is $521.6 Mil.
Nerdwallet's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $164.3 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nerdwallet (NRDS) has a EV-to-OCF of 3.17 as of Sep. 15, 2026. This is 75% below median its historical median of 12.68. According to the industry distribution chart, Nerdwallet ranks #274 out of 565 companies in the Interactive Media industry, placing it in the top 48.5%.
Is Nerdwallet's EV-to-OCF too high?
Nerdwallet's current EV-to-OCF of 3.17 is 75% below median its 10-year median of 12.68. The Interactive Media industry median EV-to-OCF is 3.51. Nerdwallet's value of 3.17 is 9.7% below this industry median. Based on the distribution chart, Nerdwallet ranks #274 out of 565 companies in the Interactive Media industry, which is above the industry midpoint. Overall, Nerdwallet has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nerdwallet's EV-to-OCF compare to CARS and MAX?
According to the Interactive Media industry distribution chart, Nerdwallet ranks #274 out of 565 companies for EV-to-OCF. This puts Nerdwallet in the upper half of its industry. The industry median EV-to-OCF is 3.51. Nerdwallet's value of 3.17 is 9.7% below this benchmark. While the company's 10-year median is 12.68 vs. the industry median of 3.51, Nerdwallet has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Interactive Media company?
The median EV-to-OCF among Interactive Media companies is 3.51, based on 565 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nerdwallet's current EV-to-OCF of 3.17 is 9.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Interactive Media industry, the median EV-to-OCF is 3.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nerdwallet's current EV-to-OCF is 3.17, which is 75% below median its own 10-year median of 12.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nerdwallet stock overvalued right now?
Based on GuruFocus' analysis, Nerdwallet (NRDS) is currently considered Significantly Undervalued. The stock's GF Value™ is $16.22, compared to a current price of $9.50 — trading 41.5% below its estimated fair value. The current EV-to-OCF is 3.17, which is 75% below median its 10-year median of 12.68 and 9.7% below the Interactive Media industry median of 3.51. Nerdwallet's overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Nerdwallet (NRDS), the current EV-to-OCF is 3.17 as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nerdwallet (NRDS) Overvalued in 2026?
Based on GuruFocus' analysis, Nerdwallet stock appears to be undervalued.
The current stock price of $9.50 is trading 41.5% below its estimated GF Value™ of $16.22.
GuruFocus considers Nerdwallet to be Significantly Undervalued.
Key valuation signals for NRDS:
EV-to-OCF: 3.17 (75% below median its 10-year median of 12.68)
GF Value™: $16.22 vs. price of $9.50 (41.5% below fair value)
Industry Position: 9.7% below the Interactive Media median (#274 of 565)
No single metric tells the full story. See the NRDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nerdwallet Inc is a company that provides consumer-driven advice about personal finance through its platform by connecting individuals and small and mid-sized businesses (SMBs) with providers of financial products. The Company's platform comprises three primary components: Editorial and Content Publishing, Marketplace and Referral Services, and Financial Services. It operates in the United States, Canada, and the United Kingdom.
77GF Score
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