NRDS (Nerdwallet) Interest Coverage: 136.00 (As of Mar. 2026) — 913% Above Median


NRDS Nerdwallet Inc NRDS
73 GF Score
Price $9.08
GF Value $16.18
Valuation Significantly Undervalued
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What is Nerdwallet Interest Coverage?

Nerdwallet NRDS +6.70% 73 Interest Coverage is 136.00 as of Mar. 2026, which is 913% above its 10-year median of 13.43. GuruFocus rates NRDS with a GF Score™ of 73/100 and a GF Value™ of $16.18 (Significantly Undervalued). Among 316 Interactive Media companies, Nerdwallet ranks better than 65.82% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Nerdwallet's Operating Income for the three months ended in Mar. 2026 was $27.2 Mil. Nerdwallet's Interest Expense for the three months ended in Mar. 2026 was $-0.2 Mil. Nerdwallet's interest coverage for the quarter that ended in Mar. 2026 was 136.00. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Nerdwallet Inc has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Nerdwallet's Interest Coverage or its related term are showing as below:

NRDS' s Interest Coverage Range Over the Past 10 Years
Min: 1   Med: 13.43   Max: 131
Current: 131


NRDS's Interest Coverage is ranked better than
65.82% of 316 companies
in the Interactive Media industry
Industry Median: 38.305 vs NRDS: 131.00

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Nerdwallet  (NAS:NRDS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Nerdwallet Interest Coverage Related Terms


Nerdwallet Interest Coverage Historical Data

* Premium members only.

The historical data trend for Nerdwallet's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Nerdwallet Interest Coverage Chart

Nerdwallet Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 0.00 0.00 4.50 13.43 108.67

Nerdwallet Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.00 53.50 172.00 194.00 136.00

NRDS vs CARS, MAX, SSTK: Interest Coverage Comparison

For the Internet Content & Information subindustry, Nerdwallet's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nerdwallet Interest Coverage vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Nerdwallet's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Nerdwallet's Interest Coverage falls into.


NRDS
73GF Score
Nerdwallet Inc NRDS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nerdwallet Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Nerdwallet's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Nerdwallet's Interest Expense was $-0.6 Mil. Its Operating Income was $65.2 Mil. And its Long-Term Debt & Capital Lease Obligation was $6.1 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*65.2/-0.6
=108.67

Nerdwallet's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Nerdwallet's Interest Expense was $-0.2 Mil. Its Operating Income was $27.2 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*27.2/-0.2
=136.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 136.00 mean?
Nerdwallet (NRDS) has a Interest Coverage of 136.00 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nerdwallet and its competitors. This is 913% above median its historical median of 13.43. Over the past decade, Nerdwallet's Interest Coverage has ranged from 1.00 to 131.00. According to the industry distribution chart, Nerdwallet ranks #108 out of 316 companies in the Interactive Media industry, placing it in the top 34.2%.
Is Nerdwallet's Interest Coverage too high?
Nerdwallet's current Interest Coverage of 136.00 is 913% above median its 10-year median of 13.43. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 131.00. The Interactive Media industry median Interest Coverage is 38.31. Nerdwallet's value of 136.00 is 255% above this industry median. Based on the distribution chart, Nerdwallet ranks #108 out of 316 companies in the Interactive Media industry, which is above the industry midpoint. Overall, Nerdwallet has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nerdwallet's Interest Coverage compare to CARS and MAX?
According to the Interactive Media industry distribution chart, Nerdwallet ranks #108 out of 316 companies for Interest Coverage. This puts Nerdwallet in the upper half of its industry. The industry median Interest Coverage is 38.31. Nerdwallet's value of 136.00 is 255% above this benchmark. Historically, Nerdwallet's own Interest Coverage has ranged from 1.00 to 131.00 over the past decade. While the company's 10-year median is 13.43 vs. the industry median of 38.31, Nerdwallet has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Interactive Media company?
The median Interest Coverage among Interactive Media companies is 38.31, based on 316 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nerdwallet's current Interest Coverage of 136.00 is 255% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nerdwallet and its competitors. For the Interactive Media industry, the median Interest Coverage is 38.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nerdwallet's current Interest Coverage is 136.00, which is 913% above median its own 10-year median of 13.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nerdwallet stock overvalued right now?
Based on GuruFocus' analysis, Nerdwallet (NRDS) is currently considered Significantly Undervalued. The stock's GF Value™ is $16.18, compared to a current price of $9.08 — trading 43.9% below its estimated fair value. The current Interest Coverage is 136.00, which is 913% above median its 10-year median of 13.43 and 255% above the Interactive Media industry median of 38.31. Nerdwallet's overall GF Score™ is 73/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Nerdwallet (NRDS), the current Interest Coverage is 136.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nerdwallet (NRDS) Overvalued in 2026?

Based on GuruFocus' analysis, Nerdwallet stock appears to be undervalued. The current stock price of $9.08 is trading 43.9% below its estimated GF Value™ of $16.18. GuruFocus considers Nerdwallet to be Significantly Undervalued.

Key valuation signals for NRDS:

  • Interest Coverage: 136.00 (913% above median its 10-year median of 13.43)
  • GF Value™: $16.18 vs. price of $9.08 (43.9% below fair value)
  • GF Score™: 73/100
  • Industry Position: 255% above the Interactive Media median (#108 of 316)

No single metric tells the full story. See the NRDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nerdwallet Business Description

Other Exchanges 6OI:Germany
Address 19 South B Street, Suite 9, San Mateo, CA, USA, 94401
Nerdwallet Inc is a company that provides consumer-driven advice about personal finance through its platform by connecting individuals and small and mid-sized businesses (SMBs) with providers of financial products. The Company's platform comprises three primary components: Editorial and Content Publishing, Marketplace and Referral Services, and Financial Services. It operates in the United States, Canada, and the United Kingdom.
73GF Score

Get the complete analysis for NRDS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.08
Price
$16.18
GF Value