NRDS (Nerdwallet) 3-Year RORE % : 95.65% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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NRDS Nerdwallet Inc NRDS
73 GF Score
Price $9.47
GF Value $16.30
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Nerdwallet 3-Year RORE %?

Nerdwallet NRDS -0.52% 73 3-Year RORE % is 95.65 as of Mar. 2026. GuruFocus rates NRDS with a GF Score™ of 73/100 and a GF Value™ of $16.30 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 529 Interactive Media companies, Nerdwallet ranks better than 89.98% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Nerdwallet's 3-Year RORE % for the quarter that ended in Mar. 2026 was 95.65%.

The industry rank for Nerdwallet's 3-Year RORE % or its related term are showing as below:

NRDS's 3-Year RORE % is ranked better than
89.98% of 529 companies
in the Interactive Media industry
Industry Median: -0.67 vs NRDS: 95.65

Nerdwallet  (NAS:NRDS) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Nerdwallet 3-Year RORE % Related Terms


Nerdwallet 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Nerdwallet's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nerdwallet 3-Year RORE % Chart

Nerdwallet Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial 0.00 0.00 -53.47 814.29 90.91

Nerdwallet Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 165.22 127.08 119.75 90.91 95.65

NRDS vs CARS, MAX, SSTK: 3-Year RORE % Comparison

For the Internet Content & Information subindustry, Nerdwallet's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nerdwallet 3-Year RORE % vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Nerdwallet's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Nerdwallet's 3-Year RORE % falls into.


NRDS
73GF Score
Nerdwallet Inc NRDS
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Nerdwallet 3-Year RORE % Calculation

Nerdwallet's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.93--0.17 )/( 1.15-0 )
=1.1/1.15
=95.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 95.65 mean?
Nerdwallet (NRDS) has a 3-Year RORE % of 95.65 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Nerdwallet and its competitors. According to the industry distribution chart, Nerdwallet ranks #53 out of 529 companies in the Interactive Media industry, placing it in the top 10%.
Is Nerdwallet's 3-Year RORE % too high?
Nerdwallet's current 3-Year RORE % is 95.65. Based on the distribution chart, Nerdwallet ranks #53 out of 529 companies in the Interactive Media industry, which is in the top quartile — a strong position relative to peers. Overall, Nerdwallet has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nerdwallet's 3-Year RORE % compare to CARS and MAX?
According to the Interactive Media industry distribution chart, Nerdwallet ranks #53 out of 529 companies for 3-Year RORE %. This places Nerdwallet in the top 10% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Interactive Media company?
A good 3-Year RORE % depends on the Interactive Media industry context. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Nerdwallet and its competitors. Nerdwallet's current 3-Year RORE % is 95.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nerdwallet stock overvalued right now?
Based on GuruFocus' analysis, Nerdwallet (NRDS) is currently considered Significantly Undervalued. The stock's GF Value™ is $16.30, compared to a current price of $9.47 — trading 41.9% below its estimated fair value. The current 3-Year RORE % is 95.65. Nerdwallet's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Nerdwallet (NRDS), the current 3-Year RORE % is 95.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nerdwallet (NRDS) Overvalued in 2026?

Based on GuruFocus' analysis, Nerdwallet stock appears to be undervalued. The current stock price of $9.47 is trading 41.9% below its estimated GF Value™ of $16.30. GuruFocus considers Nerdwallet to be Significantly Undervalued.

Key valuation signals for NRDS:

  • 3-Year RORE %: 95.65
  • GF Value™: $16.30 vs. price of $9.47 (41.9% below fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the NRDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nerdwallet Business Description

Other Exchanges 6OI:Germany
Address 19 South B Street, Suite 9, San Mateo, CA, USA, 94401
Nerdwallet Inc is a company that provides consumer-driven advice about personal finance through its platform by connecting individuals and small and mid-sized businesses (SMBs) with providers of financial products. The Company's platform comprises three primary components: Editorial and Content Publishing, Marketplace and Referral Services, and Financial Services. It operates in the United States, Canada, and the United Kingdom.
73GF Score

Get the complete analysis for NRDS

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.47
Price
$16.30
GF Value