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Mufin Green FinanceNSE:MUFIN -1.31%63 Debt-to-EBITDA is 22.85 as of Mar. 2026, which is 13% above its 10-year median of 20.15. GuruFocus rates NSE:MUFIN with a GF Score™ of 63/100 and a GF Value™ of ₹183.46 (Modestly Undervalued). The stock has 11 warning signs investors should review. Among 285 Credit Services companies, Mufin Green Finance ranks worse than 91.58% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Mufin Green Finance's Debt-to-EBITDA or its related term are showing as below:
NSE:MUFIN'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.58 Med: 20.15 Max: 37.08
Current: 37.08
During the past 9 years, the highest Debt-to-EBITDA Ratio of Mufin Green Finance was 37.08. The lowest was -1.58. And the median was 20.15.
NSE:MUFIN's Debt-to-EBITDA is ranked worse than 91.58% of 285
companies
in the Credit Services industry
Industry Median: 9
vs NSE:MUFIN: 37.08
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Mufin Green Finance Debt-to-EBITDA Related Terms
Mufin Green Finance Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Mufin Green Finance's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:MUFIN vs V, MA, AXP: Debt-to-EBITDA Comparison
For the Credit Services subindustry, Mufin Green Finance's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mufin Green Finance Debt-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mufin Green Finance's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Mufin Green Finance's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Mufin Green Finance (NSE:MUFIN) has a Debt-to-EBITDA of 22.85 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Mufin Green Finance. This is 13% above median its historical median of 20.15. According to the industry distribution chart, Mufin Green Finance ranks #261 out of 285 companies in the Credit Services industry, placing it in the top 91.6%.
Is Mufin Green Finance's Debt-to-EBITDA too high?
Mufin Green Finance's current Debt-to-EBITDA of 22.85 is 13% above median its 10-year median of 20.15. The Credit Services industry median Debt-to-EBITDA is 9.00. Mufin Green Finance's value of 22.85 is 153.9% above this industry median. Based on the distribution chart, Mufin Green Finance ranks #261 out of 285 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Mufin Green Finance has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mufin Green Finance's Debt-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Mufin Green Finance ranks #261 out of 285 companies for Debt-to-EBITDA. This places Mufin Green Finance in the lower half of its industry. The industry median Debt-to-EBITDA is 9.00. Mufin Green Finance's value of 22.85 is 153.9% above this benchmark. While the company's 10-year median is 20.15 vs. the industry median of 9.00, Mufin Green Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 9.00, based on 285 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mufin Green Finance's current Debt-to-EBITDA of 22.85 is 153.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Mufin Green Finance. For the Credit Services industry, the median Debt-to-EBITDA is 9.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mufin Green Finance's current Debt-to-EBITDA is 22.85, which is 13% above median its own 10-year median of 20.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mufin Green Finance stock overvalued right now?
Based on GuruFocus' analysis, Mufin Green Finance (NSE:MUFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹183.46, compared to a current price of ₹135.98 — trading 25.9% below its estimated fair value. The current Debt-to-EBITDA is 22.85, which is 13% above median its 10-year median of 20.15 and 153.9% above the Credit Services industry median of 9.00. Mufin Green Finance's overall GF Score™ is 63/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Mufin Green Finance (NSE:MUFIN), the current Debt-to-EBITDA is 22.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mufin Green Finance (NSE:MUFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Mufin Green Finance stock appears to be undervalued.
The current stock price of ₹135.98 is trading 25.9% below its estimated GF Value™ of ₹183.46.
GuruFocus considers Mufin Green Finance to be Modestly Undervalued.
Key valuation signals for NSE:MUFIN:
Debt-to-EBITDA: 22.85 (13% above median its 10-year median of 20.15)
GF Value™: ₹183.46 vs. price of ₹135.98 (25.9% below fair value)
Industry Position: 153.9% above the Credit Services median (#261 of 285)
No single metric tells the full story. See the NSE:MUFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mufin Green Finance Ltd is an Indian non-banking finance company. The company provides financial services. The company has only one line of business that is Financing and Investment Activities. It derives revenue mainly from interest income.
63GF Score
Get the complete analysis for NSE:MUFIN
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