Mufin Green FinanceNSE:MUFIN -1.23%61 Piotroski F-Score is 5 as of Jun. 27, 2026, which is 67% above its 10-year median of 3.00. GuruFocus rates NSE:MUFIN with a GF Score™ of 61/100 and a GF Value™ of ₹179.06 (Modestly Undervalued). The stock has 11 warning signs investors should review. Among 532 Credit Services companies, Mufin Green Finance ranks better than 64.47% on this metric.
The zones of discrimination were as such:
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Mufin Green Finance has an F-score of 5 indicating the company's financial situation is typical for a stable company.
The historical rank and industry rank for Mufin Green Finance's Piotroski F-Score or its related term are showing as below:
NSE:MUFIN'
s Piotroski F-Score Range Over the Past 10 Years
Min: 1 Med: 3 Max: 8
Current: 5
During the past 9 years, the highest Piotroski F-Score of Mufin Green Finance was 8. The lowest was 1. And the median was 3.
Mufin Green Finance (NSE:MUFIN) Piotroski F-Score Explanation
The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.
He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.
He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.
What he found was something that exceeded his most optimistic expectations.
Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.
Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).
Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.
Mufin Green Finance Piotroski F-Score Related Terms
Mufin Green Finance Piotroski F-Score Historical Data
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The historical data trend for Mufin Green Finance's Piotroski F-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:MUFIN vs V, MA, AXP: Piotroski F-Score Comparison
For the Credit Services subindustry, Mufin Green Finance's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mufin Green Finance Piotroski F-Score vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mufin Green Finance's Piotroski F-Score distribution charts can be found below:
* The bar in red indicates where Mufin Green Finance's Piotroski F-Score falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.
Profitability
Question 1. Return on Assets (ROA)
Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
Mufin Green Finance's current Net Income (TTM) was 283.
==> Positive ==> Score 1.
Question 2. Cash Flow Return on Assets (CFROA)
Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.
Mufin Green Finance's return on assets of this year was 0.02735082. Mufin Green Finance's return on assets of last year was 0.02118394.
==> This year is higher. ==> Score 1.
Question 4. Quality of Earnings (Accrual)
Compare Cash flow return on assets (2) to return on assets (1)
Mufin Green Finance's gearing of this year was 0.91321332. Mufin Green Finance's gearing of last year was 0.32150657.
==> Last year is lower than this year ==> Score 0.
Question 6. Change in Working Capital (Liquidity)
Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.
Score 1 if this year's current ratio is higher, 0 if it's lower
Mufin Green Finance's current ratio of this year was 63151.9566787. Mufin Green Finance's current ratio of last year was 1.76770265.
==> This year's current ratio is higher. ==> Score 1.
Question 7. Change in Shares in Issue
Compare the number of shares in issue this year, to the number in issue last year.
Score 0 if there is larger number of shares in issue this year, 1 otherwise.
Mufin Green Finance's number of shares in issue this year was 172.332. Mufin Green Finance's number of shares in issue last year was 169.03.
==> There is larger number of shares in issue this year. ==> Score 0.
Efficiency
Question 8. Change in Gross Margin
Compare this year's gross margin (Gross Profit divided by sales) to last year's.
Score 1 if this year's gross margin is higher, 0 if it's lower.
Mufin Green Finance's gross margin of this year was 0.30334398. Mufin Green Finance's gross margin of last year was 0.2621596.
==> This year's gross margin is higher. ==> Score 1.
Question 9. Change in asset turnover
Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.
Score 1 if this year's asset turnover ratio is higher, 0 if it's lower
Mufin Green Finance's asset turnover of this year was 0.20088318. Mufin Green Finance's asset turnover of last year was 0.19542468.
==> This year's asset turnover is higher. ==> Score 1.
Evaluation
Piotroski F-Score
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5
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Mufin Green Finance has an F-score of 5 indicating the company's financial situation is typical for a stable company.
Mufin Green Finance (NSE:MUFIN) has a Piotroski F-Score of 5 as of Jun. 27, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Mufin Green Finance and its competitors. This is 67% above median its historical median of 3.00. Over the past decade, Mufin Green Finance's Piotroski F-Score has ranged from 1.00 to 8.00. According to the industry distribution chart, Mufin Green Finance ranks #189 out of 532 companies in the Credit Services industry, placing it in the top 35.5%.
Is Mufin Green Finance's Piotroski F-Score too high?
Mufin Green Finance's current Piotroski F-Score of 5 is 67% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 8.00. The Credit Services industry median Piotroski F-Score is 5.00. Mufin Green Finance's value of 5 is 0% at this industry median. Based on the distribution chart, Mufin Green Finance ranks #189 out of 532 companies in the Credit Services industry, which is above the industry midpoint. Overall, Mufin Green Finance has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mufin Green Finance's Piotroski F-Score compare to V and MA?
According to the Credit Services industry distribution chart, Mufin Green Finance ranks #189 out of 532 companies for Piotroski F-Score. This puts Mufin Green Finance in the upper half of its industry. The industry median Piotroski F-Score is 5.00. Mufin Green Finance's value of 5 is 0% at this benchmark. Historically, Mufin Green Finance's own Piotroski F-Score has ranged from 1.00 to 8.00 over the past decade. While the company's 10-year median is 3.00 vs. the industry median of 5.00, Mufin Green Finance has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for a Credit Services company?
The median Piotroski F-Score among Credit Services companies is 5.00, based on 532 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mufin Green Finance's current Piotroski F-Score of 5 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Mufin Green Finance and its competitors. For the Credit Services industry, the median Piotroski F-Score is 5.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mufin Green Finance's current Piotroski F-Score is 5, which is 67% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mufin Green Finance stock overvalued right now?
Based on GuruFocus' analysis, Mufin Green Finance (NSE:MUFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹179.06, compared to a current price of ₹128.10 — trading 28.5% below its estimated fair value. The current Piotroski F-Score is 5, which is 67% above median its 10-year median of 3.00 and 0% at the Credit Services industry median of 5.00. Mufin Green Finance's overall GF Score™ is 61/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For Mufin Green Finance (NSE:MUFIN), the current Piotroski F-Score is 5 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mufin Green Finance (NSE:MUFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Mufin Green Finance stock appears to be undervalued.
The current stock price of ₹128.10 is trading 28.5% below its estimated GF Value™ of ₹179.06.
GuruFocus considers Mufin Green Finance to be Modestly Undervalued.
Key valuation signals for NSE:MUFIN:
Piotroski F-Score: 5 (67% above median its 10-year median of 3.00)
GF Value™: ₹179.06 vs. price of ₹128.10 (28.5% below fair value)
Industry Position: 0% at the Credit Services median (#189 of 532)
No single metric tells the full story. See the NSE:MUFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mufin Green Finance Ltd is an Indian non-banking finance company. The company provides financial services. The company has only one line of business that is Financing and Investment Activities. It derives revenue mainly from interest income.
61GF Score
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