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Mufin Green FinanceNSE:MUFIN +1.04%62 Return-on-Tangible-Asset is 2.19% as of Mar. 2026, which is 23% below its 10-year median of 2.85. GuruFocus rates NSE:MUFIN with a GF Score™ of 62/100 and a GF Value™ of ₹182.05 (Possible Value Trap). The stock has 11 warning signs investors should review. Among 547 Credit Services companies, Mufin Green Finance ranks worse than 50.46% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Mufin Green Finance's annualizedNet Income for the quarter that ended in Mar. 2026 was ₹443 Mil. Mufin Green Finance's average total tangible assets for the quarter that ended in Mar. 2026 was ₹20,274 Mil. Therefore, Mufin Green Finance's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 2.19%.
The historical rank and industry rank for Mufin Green Finance's Return-on-Tangible-Asset or its related term are showing as below:
NSE:MUFIN'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -7.65 Med: 2.85 Max: 22.8
Current: 1.91
During the past 9 years, Mufin Green Finance's highest Return-on-Tangible-Asset was 22.80%. The lowest was -7.65%. And the median was 2.85%.
NSE:MUFIN's Return-on-Tangible-Asset is ranked worse than 50.46% of 547
companies
in the Credit Services industry
Industry Median: 1.94
vs NSE:MUFIN: 1.91
Mufin Green Finance (NSE:MUFIN) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Mufin Green Finance Return-on-Tangible-Asset Related Terms
Mufin Green Finance Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Mufin Green Finance's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mufin Green Finance Return-on-Tangible-Asset Chart
NSE:MUFIN vs V, MA, AXP: Return-on-Tangible-Asset Comparison
For the Credit Services subindustry, Mufin Green Finance's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mufin Green Finance Return-on-Tangible-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mufin Green Finance's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Mufin Green Finance's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 2.19% mean?
Mufin Green Finance (NSE:MUFIN) has a Return-on-Tangible-Asset of 2.19% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Mufin Green Finance and its competitors. This is 23% below median its historical median of 2.85. According to the industry distribution chart, Mufin Green Finance ranks #276 out of 547 companies in the Credit Services industry, placing it in the top 50.5%.
Is Mufin Green Finance's Return-on-Tangible-Asset too high?
Mufin Green Finance's current Return-on-Tangible-Asset of 2.19% is 23% below median its 10-year median of 2.85. The Credit Services industry median Return-on-Tangible-Asset is 1.94. Mufin Green Finance's value of 2.19% is 12.9% above this industry median. Based on the distribution chart, Mufin Green Finance ranks #276 out of 547 companies in the Credit Services industry, which is below the industry midpoint. Overall, Mufin Green Finance has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Mufin Green Finance's Return-on-Tangible-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Mufin Green Finance ranks #276 out of 547 companies for Return-on-Tangible-Asset. This places Mufin Green Finance in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.94. Mufin Green Finance's value of 2.19% is 12.9% above this benchmark. While the company's 10-year median is 2.85 vs. the industry median of 1.94, Mufin Green Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 1.94, based on 547 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mufin Green Finance's current Return-on-Tangible-Asset of 2.19% is 12.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Mufin Green Finance and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 1.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mufin Green Finance's current Return-on-Tangible-Asset is 2.19%, which is 23% below median its own 10-year median of 2.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mufin Green Finance stock overvalued right now?
Based on GuruFocus' analysis, Mufin Green Finance (NSE:MUFIN) is currently considered Possible Value Trap. The stock's GF Value™ is ₹182.05, compared to a current price of ₹125.61 — trading 31% below its estimated fair value. The current Return-on-Tangible-Asset is 2.19%, which is 23% below median its 10-year median of 2.85 and 12.9% above the Credit Services industry median of 1.94. Mufin Green Finance's overall GF Score™ is 62/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Mufin Green Finance (NSE:MUFIN), the current Return-on-Tangible-Asset is 2.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mufin Green Finance (NSE:MUFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Mufin Green Finance stock appears to be undervalued.
The current stock price of ₹125.61 is trading 31% below its estimated GF Value™ of ₹182.05.
GuruFocus considers Mufin Green Finance to be Possible Value Trap.
Key valuation signals for NSE:MUFIN:
Return-on-Tangible-Asset: 2.19% (23% below median its 10-year median of 2.85)
GF Value™: ₹182.05 vs. price of ₹125.61 (31% below fair value)
Industry Position: 12.9% above the Credit Services median (#276 of 547)
No single metric tells the full story. See the NSE:MUFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mufin Green Finance Ltd is an Indian non-banking finance company. The company provides financial services. The company has only one line of business that is Financing and Investment Activities. It derives revenue mainly from interest income.
62GF Score
Get the complete analysis for NSE:MUFIN
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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