Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Mufin Green FinanceNSE:MUFIN +0.82%61 PB Ratio is 4.46 as of Jul. 16, 2026, which is 14% above its 10-year median of 3.90. GuruFocus rates NSE:MUFIN with a GF Score™ of 61/100 and a GF Value™ of ₹180.93 (Modestly Undervalued). The stock has 11 warning signs investors should review. Among 525 Credit Services companies, Mufin Green Finance ranks worse than 91.24% on this metric.
The historical rank and industry rank for Mufin Green Finance's PB Ratio or its related term are showing as below:
NSE:MUFIN'
s PB Ratio Range Over the Past 10 Years
Min: 0.32 Med: 3.9 Max: 16.08
Current: 4.46
During the past 9 years, Mufin Green Finance's highest PB Ratio was 16.08. The lowest was 0.32. And the median was 3.90.
NSE:MUFIN's PB Ratio is ranked worse than 91.24% of 525
companies
in the Credit Services industry
Industry Median: 1.05
vs NSE:MUFIN: 4.46
During the past 12 months, Mufin Green Finance's average Book Value Per Share Growth Rate was 75.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 41.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 32.10% per year.
During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Mufin Green Finance was 41.80% per year. The lowest was 9.70% per year. And the median was 28.10% per year.
Back to Basics: PB Ratio
Mufin Green Finance (NSE:MUFIN) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Mufin Green Finance PB Ratio Related Terms
Mufin Green Finance PB Ratio Historical Data
* Premium members only.
The historical data trend for Mufin Green Finance's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Mufin Green Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mufin Green Finance PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mufin Green Finance's PB Ratio distribution charts can be found below:
* The bar in red indicates where Mufin Green Finance's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Mufin Green Finance (NSE:MUFIN) has a PB Ratio of 4.46 as of Jul. 16, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Mufin Green Finance and its competitors. This is 14% above median its historical median of 3.90. Over the past decade, Mufin Green Finance's PB Ratio has ranged from 0.32 to 16.08. According to the industry distribution chart, Mufin Green Finance ranks #479 out of 525 companies in the Credit Services industry, placing it in the top 91.2%.
Is Mufin Green Finance's PB Ratio too high?
Mufin Green Finance's current PB Ratio of 4.46 is 14% above median its 10-year median of 3.90. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 16.08. The Credit Services industry median PB Ratio is 1.05. Mufin Green Finance's value of 4.46 is 324.8% above this industry median. Based on the distribution chart, Mufin Green Finance ranks #479 out of 525 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Mufin Green Finance has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mufin Green Finance's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Mufin Green Finance ranks #479 out of 525 companies for PB Ratio. This places Mufin Green Finance in the lower half of its industry. The industry median PB Ratio is 1.05. Mufin Green Finance's value of 4.46 is 324.8% above this benchmark. Historically, Mufin Green Finance's own PB Ratio has ranged from 0.32 to 16.08 over the past decade. While the company's 10-year median is 3.90 vs. the industry median of 1.05, Mufin Green Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.05, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mufin Green Finance's current PB Ratio of 4.46 is 324.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Mufin Green Finance and its competitors. For the Credit Services industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mufin Green Finance's current PB Ratio is 4.46, which is 14% above median its own 10-year median of 3.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mufin Green Finance stock overvalued right now?
Based on GuruFocus' analysis, Mufin Green Finance (NSE:MUFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹180.93, compared to a current price of ₹129.26 — trading 28.6% below its estimated fair value. The current PB Ratio is 4.46, which is 14% above median its 10-year median of 3.90 and 324.8% above the Credit Services industry median of 1.05. Mufin Green Finance's overall GF Score™ is 61/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Mufin Green Finance (NSE:MUFIN), the current PB Ratio is 4.46 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mufin Green Finance (NSE:MUFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Mufin Green Finance stock appears to be undervalued.
The current stock price of ₹129.26 is trading 28.6% below its estimated GF Value™ of ₹180.93.
GuruFocus considers Mufin Green Finance to be Modestly Undervalued.
Key valuation signals for NSE:MUFIN:
PB Ratio: 4.46 (14% above median its 10-year median of 3.90)
GF Value™: ₹180.93 vs. price of ₹129.26 (28.6% below fair value)
Industry Position: 324.8% above the Credit Services median (#479 of 525)
No single metric tells the full story. See the NSE:MUFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mufin Green Finance Ltd is an Indian non-banking finance company. The company provides financial services. The company has only one line of business that is Financing and Investment Activities. It derives revenue mainly from interest income.
61GF Score
Get the complete analysis for NSE:MUFIN
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:MUFIN has been successfully added to your 
