Rama PhosphatesNSE:RAMAPHO -1.29%81 Debt-to-EBITDA is 3.26 as of Mar. 2026, which is 169% above its 10-year median of 1.21. GuruFocus rates NSE:RAMAPHO with a GF Score™ of 81/100 and a GF Value™ of ₹196.03 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 201 Agriculture companies, Rama Phosphates ranks better than 61.19% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Rama Phosphates's Debt-to-EBITDA or its related term are showing as below:
NSE:RAMAPHO'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -7.17 Med: 1.21 Max: 2.68
Current: 1.56
During the past 13 years, the highest Debt-to-EBITDA Ratio of Rama Phosphates was 2.68. The lowest was -7.17. And the median was 1.21.
NSE:RAMAPHO's Debt-to-EBITDA is ranked better than 61.19% of 201
companies
in the Agriculture industry
Industry Median: 1.96
vs NSE:RAMAPHO: 1.56
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Rama Phosphates Debt-to-EBITDA Related Terms
Rama Phosphates Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Rama Phosphates's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:RAMAPHO vs CTVA, CF, MOS: Debt-to-EBITDA Comparison
For the Agricultural Inputs subindustry, Rama Phosphates's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rama Phosphates Debt-to-EBITDA vs Agriculture Industry
For the Agriculture industry and Basic Materials sector, Rama Phosphates's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Rama Phosphates's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Rama Phosphates (NSE:RAMAPHO) has a Debt-to-EBITDA of 3.26 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Rama Phosphates. This is 169% above median its historical median of 1.21. According to the industry distribution chart, Rama Phosphates ranks #78 out of 201 companies in the Agriculture industry, placing it in the top 38.8%.
Is Rama Phosphates' Debt-to-EBITDA too high?
Rama Phosphates' current Debt-to-EBITDA of 3.26 is 169% above median its 10-year median of 1.21. The Agriculture industry median Debt-to-EBITDA is 1.96. Rama Phosphates' value of 3.26 is 66.3% above this industry median. Based on the distribution chart, Rama Phosphates ranks #78 out of 201 companies in the Agriculture industry, which is above the industry midpoint. Overall, Rama Phosphates has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rama Phosphates' Debt-to-EBITDA compare to CTVA and CF?
According to the Agriculture industry distribution chart, Rama Phosphates ranks #78 out of 201 companies for Debt-to-EBITDA. This puts Rama Phosphates in the upper half of its industry. The industry median Debt-to-EBITDA is 1.96. Rama Phosphates' value of 3.26 is 66.3% above this benchmark. While the company's 10-year median is 1.21 vs. the industry median of 1.96, Rama Phosphates has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Agriculture company?
The median Debt-to-EBITDA among Agriculture companies is 1.96, based on 201 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rama Phosphates's current Debt-to-EBITDA of 3.26 is 66.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Rama Phosphates. For the Agriculture industry, the median Debt-to-EBITDA is 1.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rama Phosphates's current Debt-to-EBITDA is 3.26, which is 169% above median its own 10-year median of 1.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rama Phosphates stock overvalued right now?
Based on GuruFocus' analysis, Rama Phosphates (NSE:RAMAPHO) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹196.03, compared to a current price of ₹123.39 — trading 37.1% below its estimated fair value. The current Debt-to-EBITDA is 3.26, which is 169% above median its 10-year median of 1.21 and 66.3% above the Agriculture industry median of 1.96. Rama Phosphates' overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Rama Phosphates (NSE:RAMAPHO), the current Debt-to-EBITDA is 3.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rama Phosphates (NSE:RAMAPHO) Overvalued in 2026?
Based on GuruFocus' analysis, Rama Phosphates stock appears to be undervalued.
The current stock price of ₹123.39 is trading 37.1% below its estimated GF Value™ of ₹196.03.
GuruFocus considers Rama Phosphates to be Significantly Undervalued.
Key valuation signals for NSE:RAMAPHO:
Debt-to-EBITDA: 3.26 (169% above median its 10-year median of 1.21)
GF Value™: ₹196.03 vs. price of ₹123.39 (37.1% below fair value)
Industry Position: 66.3% above the Agriculture median (#78 of 201)
No single metric tells the full story. See the NSE:RAMAPHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rama Phosphates Ltd is an Indian fertilizer manufacturing company. It is engaged in manufacturing phosphatic fertilizers such as Single Super Phosphate (Powder as well as Granule), Mixed fertilizers namely NPK of various grades, Fortified fertilizers namely Boronated Single Super Phosphate (Powder and Granule), and Micronutrients namely Magnesium Sulphate among other products. The company's operating segments include Fertilizers, Micro Nutrients & Chemicals and Oil.
81GF Score
Get the complete analysis for NSE:RAMAPHO
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