Rama PhosphatesNSE:RAMAPHO -3.83%83 Interest Coverage is 4.23 as of Mar. 2026, which is 44% below its 10-year median of 7.49. GuruFocus rates NSE:RAMAPHO with a GF Score™ of 83/100 and a GF Value™ of ₹194.95 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 199 Agriculture companies, Rama Phosphates ranks better than 51.26% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Rama Phosphates's
Operating Income
for the
three
months ended in Mar. 2026 was ₹81 Mil. Rama Phosphates's Interest Expense for the
three
months ended in Mar. 2026 was ₹-19 Mil.
Rama Phosphates's interest coverage for the quarter that ended in Mar. 2026 was 4.23.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Rama Phosphates's Interest Coverage or its related term are showing as below:
NSE:RAMAPHO'
s Interest Coverage Range Over the Past 10 Years
Min: 2.37 Med: 7.49 Max: 61.57
Current: 7.42
NSE:RAMAPHO's Interest Coverage is ranked better than 51.26% of 199
companies
in the Agriculture industry
Industry Median: 7.18
vs NSE:RAMAPHO: 7.42
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Rama Phosphates Interest Coverage Related Terms
Rama Phosphates Interest Coverage Historical Data
* Premium members only.
The historical data trend for Rama Phosphates's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:RAMAPHO vs CTVA, CF: Interest Coverage Comparison
For the Agricultural Inputs subindustry, Rama Phosphates's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rama Phosphates Interest Coverage vs Agriculture Industry
For the Agriculture industry and Basic Materials sector, Rama Phosphates's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Rama Phosphates's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rama Phosphates (NSE:RAMAPHO) has a Interest Coverage of 4.23 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Rama Phosphates and its competitors. This is 44% below median its historical median of 7.49. Over the past decade, Rama Phosphates' Interest Coverage has ranged from 2.37 to 61.57. According to the industry distribution chart, Rama Phosphates ranks #97 out of 199 companies in the Agriculture industry, placing it in the top 48.7%.
Is Rama Phosphates' Interest Coverage too high?
Rama Phosphates' current Interest Coverage of 4.23 is 44% below median its 10-year median of 7.49. Over the past 10 years, this metric has ranged from a low of 2.37 to a high of 61.57. The Agriculture industry median Interest Coverage is 7.18. Rama Phosphates' value of 4.23 is 41.1% below this industry median. Based on the distribution chart, Rama Phosphates ranks #97 out of 199 companies in the Agriculture industry, which is above the industry midpoint. Overall, Rama Phosphates has a GF Score™ of 83/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rama Phosphates' Interest Coverage compare to CTVA and CF?
According to the Agriculture industry distribution chart, Rama Phosphates ranks #97 out of 199 companies for Interest Coverage. This puts Rama Phosphates in the upper half of its industry. The industry median Interest Coverage is 7.18. Rama Phosphates' value of 4.23 is 41.1% below this benchmark. Historically, Rama Phosphates' own Interest Coverage has ranged from 2.37 to 61.57 over the past decade. While the company's 10-year median is 7.49 vs. the industry median of 7.18, Rama Phosphates has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Agriculture company?
The median Interest Coverage among Agriculture companies is 7.18, based on 199 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rama Phosphates's current Interest Coverage of 4.23 is 41.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Rama Phosphates and its competitors. For the Agriculture industry, the median Interest Coverage is 7.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rama Phosphates's current Interest Coverage is 4.23, which is 44% below median its own 10-year median of 7.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rama Phosphates stock overvalued right now?
Based on GuruFocus' analysis, Rama Phosphates (NSE:RAMAPHO) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹194.95, compared to a current price of ₹129.72 — trading 33.5% below its estimated fair value. The current Interest Coverage is 4.23, which is 44% below median its 10-year median of 7.49 and 41.1% below the Agriculture industry median of 7.18. Rama Phosphates' overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Rama Phosphates (NSE:RAMAPHO), the current Interest Coverage is 4.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rama Phosphates (NSE:RAMAPHO) Overvalued in 2026?
Based on GuruFocus' analysis, Rama Phosphates stock appears to be undervalued.
The current stock price of ₹129.72 is trading 33.5% below its estimated GF Value™ of ₹194.95.
GuruFocus considers Rama Phosphates to be Significantly Undervalued.
Key valuation signals for NSE:RAMAPHO:
Interest Coverage: 4.23 (44% below median its 10-year median of 7.49)
GF Value™: ₹194.95 vs. price of ₹129.72 (33.5% below fair value)
Industry Position: 41.1% below the Agriculture median (#97 of 199)
No single metric tells the full story. See the NSE:RAMAPHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rama Phosphates Ltd is an Indian fertilizer manufacturing company. It is engaged in manufacturing phosphatic fertilizers such as Single Super Phosphate (Powder as well as Granule), Mixed fertilizers namely NPK of various grades, Fortified fertilizers namely Boronated Single Super Phosphate (Powder and Granule), and Micronutrients namely Magnesium Sulphate among other products. The company's operating segments include Fertilizers, Micro Nutrients & Chemicals and Oil.
83GF Score
Get the complete analysis for NSE:RAMAPHO
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:RAMAPHO has been successfully added to your 
